An ultimate guide to Profhilo and the many ways in which it can transform your face

Worried about your advancing age and appearing fine lines on your face? Have issues with loose, sagging lustrous skin? Time to change how your skin looks and how you feel about it. Make it youthful, bright and vibrant with a highly effective needle treatment of Profhilo and give your facial skin the extra dose of nutrients to keep it firm and beautiful.

Why do we need Profhilo?

Our skin consists of the outer epidermis and the inner dermis layers. As we cross our 30th mark and our age begins to show an upward graph, these layers start losing their collagen contents. Collagen is a binding protein that holds the cells together to keep them firm. With the loss of this molecule, along with elastin, the skin slowly starts to break down, making the skin of our face, neck, hands and arms to sag, and the skin lacks its youthful radiance. And this effect is magnified by the absence of yet another important factor for a firm looking skin: hyaluronic acid.

Hyaluronic acid is an integral part that helps the skin hold moisture and restore its elasticity, making the skin soft and supple. Profhilo is a technology that has been explored in this injectable procedure, where the acid is made to invade the skin minimally, giving quick and effective results in weeks. The revolutionary technique helps restore the skin’s natural hyaluronic acid contents to a large extent, giving the skin the needed firmness, smoothness and texture. Profhilo is a very comfortable and user-friendly procedure that takes just a few sessions of almost no pain.

Skin Bioremodelling through Profhilo

Profhilo has been developed by the International pharma company IBSA, which has successfully introduced this new technique of skin remodelling to combat the signs of ageing. It is administered through an injection technique called Bio Aesthetics Point (BAP), which helps distribute the HA evenly below the skin surface without getting accumulated in one place. Profhilo identifies five strategic points where the HA is distributed, and it slowly diffuses to the different layers of the skin, helping it to rejuvenate from within. The technique is based on the hydro lift action that counteracts the reducing levels of HA in the skin cells.

Profhilo offers a biological activation with multi-level 3D flowability that gives the skin a new life. It does not act as a filler and hence, avoids the appearance of puffiness as a result. The procedure causes the body to stimulate its own fibroblast production, giving it the chance to enhance its own collagen and elastin contents. The skin bounces back to its youthfulness as the two increase, giving it a hydrated and firm look. The HA used is of the ultra-pure grade, and a dose of 64mg is given, which is the highest concentrations of HA that can be provided to the skin for best results. It is aimed at people who have crossed the age of 35 years.

Profhilo is a dermatologically approved procedure. The dermatologists engaged in these technological skin treatments are highly qualified and undergo intense in-house training before giving people service. They are trusted by thousands of customers from all over the world. The side effects are minimum and the benefits immense. The products used are all-natural and stabilized without using chemical cross polymers. This enhances the effectiveness of the procedure with minimum side effects.

Time and work of Profhilo

To get started, one needs almost four to six sessions of this injectible Profhilo that starts to show its results within four weeks of the administration of the HA. In fact, just after the first session, many clients have reported of seeing visible changes in the skin tone, texture and elasticity. The skin shows sufficient hydration and improves fine lines. There are also enhanced skin lightening and tightening. The skin appears more youthful, hydrated and lively just after four weeks of the treatment.

Profhilo is for anyone who wants flawless, radiant, youthful skin. Since it upgrades the condition of collagen and elastin of the skin, it restores the lost elasticity and improves the skin texture. Profhilo also promises to even out skin tones, increase hydration and reduce subcutaneous disorders. It is a natural treatment, and people usually will not notice it like anything done to the skin. However, some people have reported skin upliftment as Profhilo involves an increase in tissue density. The procedure is said to improve the skin laxity to great extents. And what’s more, the results can last up to 6 months or even longer!

Be vigilant After the procedure.

After completing all the sessions in the hands of trained personals, one is ready to flaunt their beautiful skin, but one needs to keep eyes open for a few things.

  • In the case of a facial Profhilo, one needs to keep their hands in control. Touching of the face frequently can cause irritation.
  • Stepping out in the sun just after the sessions can be a problem. It is best to stay inside or use umbrellas.
  • If swelling appears, the ice should be used to do away with the discomfort hourly. Too much salt or alcohol should be avoided to stop conditions from aggravating.
  • While sleeping, the face should be slightly uplifted and facing upwards.
  • No make-up should be applied 24 hours after the treatment to avoid bacterial infections and other skin troubles.
  • No cosmetic procedures should be performed 4 weeks after the injections in the area of the treatment.
  • Exercising is good, but not after Profhilo treatments. Avoid it for 48 hrs.

Well, women have been upfront in beautifying themselves with anything that they can rely on, starting from handy kitchen ingredients to expensive cosmetic surgeries. With the advent of technology, however, we have a number of tools in hand to experiment with and, of course, that give effective results. Profile is one such remedy that we can rely on. So, why wait, be the cynosure of every heart with radiant and glowing skin.

Getting Closer To Retirement? Know About The Best Retirement Investment Plan For You

People who retire are at the end of their earning years. For retirees, ensuring that they utilize their retirement funds to their best advantage is crucial to keeping their tax liability under control while providing a regular income stream. A mix of fixed-income and market-linked investments can make it difficult for retirees to build their retirement portfolios. One must avoid outliving the retirement funds because one retires at 58-60 when life expectancy maybe 80 or even more than that.

You may not be able to manage your life with the amount you have if you don’t plan your retirement with the right plans. Consequently, you may be forced to ask others for financial assistance. To avoid such a scenario, you should plan for your retirement accordingly. Several retirement plans can help you accumulate substantial funds for your retirement years. Here are some investment options for retired people who need to meet their household expenses monthly. It is the goal to use a combination of these retirement plans to create a retiree portfolio.

Making deposits: One option to park savings and surplus funds is to keep them in a bank account. Regular checks can be set up to accumulate savings and surplus funds. A fixed-sum investment account allows you to invest a specified amount at regular intervals and offers much higher rates of return than a normal savings account. The best way to save for retirement is to invest your lump sum in fixed deposits. By the time of retirement, you would have accumulated a significant amount of money through FDs. Individuals should plan for retirement as they can continue earning income after retirement. Making use of the several retirement investment plans that are available for the same is the logical thing to do.

NPS: A government scheme known as the National Pension System (NPS) provides social security to working class members. A government employee, public, or private employee can invest in this scheme. Furthermore, even unorganized-sector workers have the option of investing in NPS. A pension account will be opened for employees through this scheme regularly.

Fund strategy: If their non-earning period is likely to extend for two decades or more, retirement funds should be invested in equity-backed products. You should keep in mind that you will continue to be subject to inflation even after retiring. The return of equities, when adjusted for inflation, is higher than other assets. You may allocate a certain percentage to equity mutual funds, diversifying further into large-cap and balanced funds, and gaining exposure to monthly income plans too. Thematic and sectoral funds, as well as mid and small caps, are not recommended for retirees. Instead of focusing on high volatile returns, the goal is to generate stable returns. Retirees can also invest in debt mutual funds. Due to the taxation of debt funds, they are a better choice than bank deposits.

Savings by the government: In 1961, Section 80C of the Income Tax Act of 1961 covered the Public Provident Fund (PPF). An investment in PPF can save you up to Rs 46,800 annually in taxes. A lock-in period of 15 years applies to these accounts, along with a maximum investment of Rs 1,50,000 per year. PPFs offer an attractive rate of return, which can be a good strategy for planning your retirement.

Pension plan: Pension plans or retirement plans are investment plans that assist you in accumulating savings over the long term to secure an income in the future. After retirement, a pension plan provides a steady income source and helps deal with the uncertainties. Pension plans help you to secure a financially sound future after retirement by creating a financial cushion over time. An insured must contribute to a retirement plan regularly until retirement. Annuities are paid to the insured periodically as a result of the accumulation of funds. As well as protecting an individual’s finances after retirement, pension plans also help them prepare for possible obstacles.Senior Citizens’ Saving Scheme: Senior Citizens’ Saving Scheme (SCSS) is probably the first investment choice for most retirees. A senior citizen or early retiree is the only person eligible to participate in the program. Any individual over 60 years can apply for SCSS at a post office or bank. Those who receive their retirement funds within three months of retiring may invest in SCSS.

Perform University Allowance Transfer To Earn Attractive Benefits

A delay in getting your university allowance is enough to shatter all your expectations for the month. What if there is a way out of it? What if your bank starts taking care of everything? What if your bank ensures that you get your money in your account on time? What if it starts rewarding you for your faith and the opportunity to be your banking partner?

Do all these questions sound unrealistic? If yes, you are completely mistaken. There is a bank that can do everything that we mentioned above; Weyay digital bank. It rewards you for every university allowance transfer you make to your account.

Kuwait’s first digital bank

The National Bank of Kuwait has launched Weyay, the first digital bank in the country. It aims to serve the youth segment of the population that comes up to 66%. If you are 15 years or older, you can open an account here. The process of signing up is fully automated. All you need are your Smartphone and your Kuwait Civil ID. Send it its scanned copy, and the bank will do the rest. It lets you use your account within minutes of completing your sign-up. Weyay also lets you tell your own story through your credit/debit card. Choose the colour you want, and you can carry it in your pocket. And if you are a student, you are sure to love to be a part of Weyay. Join the bank and transfer your university allowance to your account. You will get the following in exchange:

Rewards for every university allowance transfer

Weyay acts as a university allowance app for students. It features amazing rewards on allowance transfers. Tap a few times, and the bank will do the rest.

You receive a reward when your allowance lands for the first time. And the flow of gifts continues to pour in as you do it every month.

Your bank ensures timely receipt of your allowance

Weyay collaborates with your university. And it ensures that you receive your money in your account. You just have to tap a few times on your app you move along with every screen for everything to happen.

Your bank celebrates with you

When you receive your first allowance, your bank is excited, in the same way as you are. It understands that you are getting closer to your financial goals with each passing day.

Helps you save great

The bank offers you tools to track and organize your expenses. It records every single transaction you perform. All you need to do is to check it at regular intervals. The bank also prompts you to make small savings as you spend your university allowance.

Other benefits

Jumping into the Weyay wagon offers you the following other benefits:

  • It is convenient: Access your account from wherever you are, at your own time. All you need are the internet and your user ID and password.
  • You contribute towards saving the environment without you noticing it: When doing your transactions online, you protect your environment. You don’t contaminate it with the fuel smoke from your vehicle. Combine it with all the savings you can make. Digital banking is the need of the hour.

Download Weyay app and just follow the instructions on your screen; you are well on your way to safe and stable banking. At present, the app is in its developmental stage. And accounts are available only to pre-registered customers.  Sign up to it, and the bank will get in touch with you in days.

Are you a student? Join Weyay. Get rewarded for each of your university allowance transfers to your account!

What Should You Keep in Mind When Buying a Promise Ring for Her?

Ready to commit to an exclusive relationship? A promise ring is a great way to make a commitment even if you aren’t ready for marriage. But make sure you do it in style, making your partner feel extra special. You don’t even need to wait for Promise Day to do so. The key is to find the perfect ring so that she treasures your emotions forever.

Here are a few other things to remember while choosing a promise ring for your beloved woman.

Know Her Ring Size

Before buying promise rings for women, learn the size of her ring finger so that you find the perfect fit. You can check her ring size secretly by tracing around one of her existing rings on paper. You can even press the ring into a bar of soap to make a cast and then measure its circumference. If you can’t find a ring, wind a thread gently around the base of her ring finger. Cut the threat at the point where the ends meet and measure the length.

Then consider shopping at an online store that offers an international ring size chart and a ring measure that can be printed at home to get the right size. Don’t forget to check for detailed product descriptions mentioning the ring’s dimensions.

Pick the Right Metal

For the ring to suit her perfectly, you can either match it to her skin tone or choose her favorite metal. For instance, if her skin appears cool, a ring in sterling silver or white gold will look great on her. If her skin has a warm undertone, rose gold and yellow gold rings will look great. Both white and yellow metals look good on a neutral skin tone. Remember these suggestions to choose a promise ring for her of a suitable metal/alloy.

Move Beyond Diamonds

Learn the gemstones your girlfriend loves or her favorite colors. Observe whether she wears or likes gemstone jewelry, apart from diamond jewelry. If yes, think beyond diamonds and buy a promise ring for her in a combination of diamonds and colorful gemstones. The gem can even be her birthstone. Here are the popular birthstones according to the birth month:

  • January – garnet
  • February – amethyst
  • March – aquamarine
  • April – diamond
  • May – emerald
  • June – pearl
  • July – ruby
  • August – peridot
  • September – sapphire
  • October – opal
  • November – citrine
  • December – tanzanite

Choose a Unique Design

If your beloved likes minimalistic or intricate jewelry, shop for something rare, suiting her taste. You will find a plethora of choices for promise rings at a trusted online store. Here are some stunning designs of promise rings for women:

  • Minimalistic designs: You can shop for a sterling silver diamond promise ring for her that reads “Love.” It would look simple yet adorable. If she likes light colors, you can buy a sterling silver cubic zirconia and aquamarine ring for her. You can also consider something out-of-the-box and choose a minimalistic design with a touch of fantasy. For that, the Disney Tinker Bell sterling silver star promise ring can be a great choice. If she loves rose gold diamond jewelry, you can amaze her with a fashionable rose gold band ring studded with white, champagne, and black diamonds.
  • Intricate designs: Consider gifting her something gorgeous yet meaningful like a 3-stone ring that symbolizes the past, present, and future of your relationship. So, promise to stay together with her forever with a white sapphire and diamond 3-stone ring in yellow gold over sterling silver. You can also choose to delight her with a sterling silver opal and white sapphire heart promise ring. As a royal token of your love, choose a pear amethyst and round diamond ring in rose gold. Or to express the evergreen essence of your love with an emerald and white sapphire halo ring.

For a fairytale promise of love, you can opt for a Disney-inspired promise ring. Commit to her as Prince Charming would with a Cinderella white and yellow gold promise ring. Or lead her to a room where you would have laid out a beautiful yellow gown, a red rose, and a Belle rose gold and white gold diamond promise ring! Then say your special words of promise!

Make sure to shop at a diamond jewelry store that offers promise rings of various designs at a range of prices and discounts. Also, look for easy returns and free shipping. This will help you get value for money.

Kick Month-End Worries Aside; You Can Buy Whenever You Want And Pay Later

Have you ever paused your shopping needs because you could not afford it right then? We have all had items going out of stock from our wish list before we can make a purchase. That heartbreak sometimes feels worse than a breakup! This is where a shop now pay later option comes to your rescue. With an easy credit option that can be availed with the click of a few simple steps – your shopping needs are taken care of.

What is a buy now pay later app?

It is a new financial scheme that is taking the shopping world by quite a storm by providing a solution to a lot of buyers. A Buy now pay later app provides easy short-term credit to buyers so that they can afford to make a purchase. These apps help the customers achieve short term financial goals to buy items that they like. They have easy credit options which can be broken down and paid back in easy instalments. The credit can cover your needs across various shopping sites and help you shop for your needs. They also have flexible repayment options – as instalments that can be paid over a period of time.

Here is how an easy pay scheme can make shopping easier for you:

  • You get access to a short-term easy credit amount to make any purchase of your choice. It removes the wait period for your payment to come through or for your salary to get credited. Be it mi month or end of the month- it helps you shop for items that you wish to buy.
  • It does not require you to apply for credit or loan like in banks- you can simply check out the option while checking out. To avail of the loan, you simply need to have a valid bank account detail and an account with the app. That is all you need to be able to make your purchase at the desired time.
  • It does not have any pre-requisite eligibility criteria and can be availed by most people.
  • The repayment options are very flexible and can be paid in a small amount over a certain period of time.
  • This payment option is widely accepted across many platforms, merchants and shopping websites. They are gaining huge popularity and are an acceptable form of payment in today’s time.
  • You can settle your payments in a cycle of 15 days from the days of your purchase.
  • They also have no-cost EMI, which is great because you will not pay extra money like regular loans. The interest is levied only on the amount that is withdrawn.
  • The payment can be made with just a few simple steps- it is like a one-tap payment – as easy as can be.
  • You can shop for anything that catches your fancy – from apparels – electronics to home décor and pay later easily. You can buy the camera that has been on your radar now or the newly launched smartphone – it can be yours too.
  • The entire process is completely digital, and there is no need for any paperwork.

The buy now pay later apps gives the customer certain financial independence. It comes as a saviour for when you need to buy something, and you cannot afford it at that moment. It makes shopping very easy and affordable. You can kick your month-end worries aside because now you can buy whenever you want to and pay later.

These days, most of our shopping happens online- from our household needs to daily needs to fashion and accessories – to appliances- everything can be browsed online and delivered on your doorsteps. It becomes easier when you can buy things when you desire, even when it’s the end of the month, and you are tight on your budget. At a time like this, a buy now pay later option can be your best friend while you shop online. This is a new trend of shopping online that is gathering momentum. It is a one-stop solution to many of your problems. All shopping needs will be met with just one tap!

Understand The Relationship Between Time, Cost and Quality in Project Management from The Experts

When it comes to project management, there are numerous aspects to be taken into account to maintain efficiency and effectiveness. The scope, which essentially stands for the endpoint of the project, considers three extremely crucial aspects, and understanding their role and how to utilize them becomes an extremely impertinent task. These aspects refer to time, cost and quality. If you are familiar with the theory of constraints, then you know that some boundaries or limitations bind every project, and when it comes to project management, these boundaries are generally time, cost and quality. So, understanding the relationship between these three constraints becomes extremely important.

The triage of constraints

  1. Time – Times refers to the duration you would require in order to complete the entire project. At a surface level, understanding the scope of this constraint can be fairly simple. However, the spectrum gets slightly more complex while understanding its breakdown. This means that time also refers to the duration you would need to achieve the smaller milestones of the project since a single project consists of numerous aspects, which all have to be in tandem in order to reach the endpoint.
  2. Cost – While taking on a project, the customer is invariably going to place a budget before you, which means that as a project manager, you will be required to keep these cost caps in mind while designing the framework of the project. This is where efficiency plays a major role since project management calls for the effective utilization of the resources as soon as the cost comes into the picture.
  3. Quality – Quality refers to the standard that is maintained while devising the project. Project managers always want to deliver to their clients only the projects that are of high quality. This means that it becomes important to take into account the various material aspects of the project, devise an appropriate standard, and use it as a benchmark to conduct any quality checks on the project.

Striking a Balance

Needless to say, comprehending the relationship between time, cost and quality becomes a pivotal aspect of mastering project management. Understanding the three factors with the help of a linkage diagram, wherein the scope represents the centre and the three constraints are linked to it, helps project managers identify where exactly the pressure points lie and what methods can be devised in order to strike a balance. Take into account the role of each constraint on the whole scope, and then try to devise a plan that effectively uses the three factors in order to deliver a top-notch project.

Understanding when to Prioritize

The relationship between time, cost, and quality is not always going to be equal. Depending on the type of project you are running, you will be required to establish a hierarchy between the three constraints and work on the project accordingly. For example, in quite a few cases, compromising on cost in order to achieve high quality becomes necessary when you think about the bigger picture. As a result, project managers should understand that the three are not always going to be on equal footing. The key to delivering the perfect project is understanding exactly where each constraint stands.

The relationship between time, cost, and quality is something that every project manager should consider. According to experts, these three constraints play a very important role in determining the outcome of the project. Regardless of how expansive the scope of the project is, break down the 3 constraints into smaller milestones so that you can monitor their role every step of the way.

Everything you need to know about network garages in your motor insurance

Ever heard about a cashless damage repair at a garage? If your car has been damaged or been in an accident and needs repairs, motor insurance companies allow you to utilise service stations around UAE that can help you avail cashless claims for the damage. In other words, you can just take your car to one of these garages near your home and your motor insurance company will cover the costs of repair directly. There is no need for you to pay anything from your pocket!

These are called “Network Garages” and all areas in Dubai have such services. If you aren’t aware of this, don’t worry, here is all you need to know about it.

One of the best features of buying motor insurance in Dubai is cashless garage facilities. These network garages are usually a tie-up with motor insurance companies in Dubai offering cashless repair services to their proud customers. The insurance holder does not need to pay the repair bill if the insured car is taken and repaired at one of the cashless network garages provided by the motor insurance company. All the expense of your car  repair at the cashless garage is borne by the motor insurance company. Some insurance companies, like Garash Insurance, even provide a free pick-up and drop service for the customer, to the nearest cashless garage if the insured car is damaged.

So, when your car is in an accident, and once the feeling of anxiety and disbelief has settled, you should think about getting your car into shape. It is also good to keep in mind that selecting a service station providing reliable service in a fair and honest manner works wonders.

While motor insurance companies claim to give you cashless repair services, of course there are always those who do not offer cashless services and overcharge you or perform repairs that were not necessary to begin with. This has led to perpetuation of problems. So, when you are looking for a network garage, look for their ability to provide:

  • Fair & honest service
  • Repairs or services agreed upon with the insurer
  • Quick and easy procedure when raising complaints
  • Skilled staff keen on repairing and servicing efficiently
  • Benefits of choosing network garages

Selecting your motor insurance company approved workshops to get your car/vehicle repaired after a mishap has multiple advantages:

  • The complete process of service and repair, and even claim settlements progresses smoothly at the network garage. As these garages are company-approved, they have close ties, resulting in efficient communication and lesser delays.
  • Some cashless motor insurance companies in Dubai cover the expense of moving your car to the nearest approved service station if it cannot be driven after the damage.
  • Some cashless motor insurance companies provide you with a courtesy car while yours is in the garage for service.
  • Choosing a garage outside the insurer’s network

Listed below are certain points to remember while choosing a service station outside your motor insurance company’s network:

  • Your insurance company may not guarantee the repair and so it may be expensive for you.
  • If you end up selecting a garage outside your motor insurance company’s network, you may not be provided with a courtesy car as well.
  • Moreover, your insurance company may not even pay you the complete expense of repairs.
  • Before the garage starts the repair work on your car, it is wise to send the quotes from the garage to the insurance company for approval. So during reimbursement, it is hassle-free and even saves time.

Conclusion

It is important to have a car, but at the same time, having motor insurance in Dubai that takes care of expenses when you are in dire need is even more beneficial. A network garage, especially a cashless one, gives you the advantage of fixing your damaged car for the better without even paying for it. Even though you are a good driver with a clean driving record on the roads of UAE, having insurance with a network garage will always work wonders!

A corner Sofa that is surely to steal your heart forever

In Dubai, L-shaped corner sofas are excellent and comfortable sofas that effectively occupy and utilize corner spaces in a living room and can also be fitted in a bedroom corner. Limited space and available corners have led to the rapid development of corner sofa concepts. In Dubai, L-shaped sofas can be 3, 4,5 seaters or even up as high as 7 to 8 seaters. L shaped sofas in Dubai are ofseveral types. Some of the best L shaped sofas include sofa beds, modular sofas, daybeds, footstools, chaise lounge sofas, daybeds and outdoor sofas.

This corner sofa is made of several types of materials: fabric, Oakwood, metal, velvet, lacquered, and leather. A Corner sofa comes in a wide range of widths and depths. There are 4 width ranges of 200 to 250mm, 250 to 300mm, 350 to 400mm and 350 to 400mm. Corner sofas also come in 4 different depth ranges starting from 150 to 200mm and going up to 300 to 350mm.

There are exquisite corner sofa design collections. Some of the best designs are known as the Amsterdam, Carlton, Genova, Carmo, Osaka, Modena, Indivi and Hampton collections. There are well-known designers for corner sofas, and some of the best ones are Anders Norgaard, the Bo Concept Design studio, Hendrik Pedersen and Morten Georgsen. Many companies offer designers to custom make special corner sofas that can steal a customer’s heart forever.

Some of the best designer corner sofas are concept ideas from some of the best designers in the market. There is a Modena corner sofa with a lounging unit that also includes a specially designed centre and a corner table. Hampton has designed a corner sofa set with an adjustable back, which is very comfortable to recline on. Amsterdam has also designed a corner sofa with a lounging unit. These specially designed sets come in different materials and at least 4 different colours. 

The Corner sofa is also U-shaped and has individual corner units with either a left or a right arm. Most orders for corner sofas come with a request to submit a picture of the home portion where the customer intends to place the corner sofa set. Designers will recommend the make, the material and the colour based on the overall décor of the home and the new corner sofa is sure to blend with the furniture and décor of the home and will indeed steal the heart of every customer opting to buy such exquisitely conceptualized corner sofas.

There are corner sofa concepts in unusual shades and materials such as microfiber taupe and attractive beige colours. Corner sofa sets also come with several accessories, and customers can choose them as add-ons along with recommendations from professional designers.

Corner sofas are innovation excellence for making use of corner spaces in homes that normally go unutilized. The innovation and design excellence that has gone into this product presents a mind-boggling range for the customer to choose from and derive immense satisfaction.

Everyone Can Now Buy Policy Online, It Costs Nothing, And The Steps Are Easy To Follow

We live in an era that is predominantly driven by digital technology. Every chore that once needed us to venture out of the house can now be accomplished through these online services, whether it is talking to loved ones, shopping, or even booking tickets. However, some people still hesitate to use the online world to open a bank account or buy insurance. Due to concerns about online hacking and the lack of documentation. Due to the advancement of technology, insurance purchases online are now much safer, with strengthened firewall protection and security checks protecting our personal information. For these and other reasons, buying insurance online is a smart choice. With benefits such as easy access, quick documentation, and lower premiums, buying insurance online is a great option. Here are a few reasons why one should buy a policy online as the best option.

  • As with any purchase, insurance is the first thing on your mind when you consider its cost. You can get life insurance at a considerable discount online in most cases. There are two major reasons why this is possible. The first benefit of buying directly from the insurer is that you avoid the intermediary costs. Second, insurance companies assume that the mortality risk of online customers is far lower than that of offline customers.
  • It has become easier for consumers to check an insurer’s reputation and the product they are applying for through social media and customer forums.
  • An insurance company’s website will provide info about the product, its features, tenure, and riders. So online shoppers who wish to purchase can easily access detailed product information and make a well-informed purchasing decision.
  • The average sum assured of online policies tends to be higher than that of offline policies, owing to the lower costs involved. In addition to clever marketing tactics, insurance companies show how much an insurance policy costs per day.

Life Insurance – How to buy a policy online?

  1. Select your gender and provide your name, mobile number, and date of birth. Press the ‘View Instant Quotes’ button.
  2. On your screen, you will be able to see all the life insurance plans that match your requirements. You can compare the plans and choose one that suits your needs best.
  3. After choosing a life insurance policy, you need to select your sum assured and policy term before paying for it. Alternatively, you can use a debit/credit card or net banking to make the payment.

Documents Required

  • Please submit a valid photo identification (voter’s id, aadhar card, and passport).
  • A utility bill (electricity bill, ration card, telephone bill) can prove your address.
  • A birth certificate can serve as proof of age
  • You will need a passport-size photo and relevant medical records as well as your latest pay stubs to get your policy documents.

Is Life Insurance Necessary?

It is good to have life insurance, but not everyone should purchase a policy. A single individual with no dependents and sufficient money to cover debts and death-related expenses, including funeral, estate, and attorney fees, may not need life insurance. You should also have enough assets to adequately provide for your dependents after your death, if you have any.

When you’re the only source of support for your dependents or have significant debt, insurance can help make sure that loved ones will be taken care of in your absence. You might find it useful to have a life insurance policy if you own a business or owe cosigned debts on which someone else could be liable after your death.

The type of life insurance and the amount you need are key factors to consider. The average person can benefit from renewing their term insurance policy, but you must consider your situation. To avoid getting stuck with more expensive or inadequate coverage, decide on what you’ll need beforehand if you are planning to buy insurance through an agent. To make the best choice, educate yourself. Be sure to research life insurance options to find the best deal. See which life insurance quote is best for your needs by locating and comparing quotes.

Top Three Fantasy Gaming Apps

Unlike other physical sports competitions, fantasy sports are games of sports knowledge and strategy competition. Because of its unique charm and attractiveness, the number of players on the fantasy gaming app has increased. Companies such as Yahoo and Disney have related products. This is an emerging way for people to participate in sports. 

In recent years, we have seen fantasy gaming app platforms in North America, India, and China spring up like mushrooms. Many sports fans, gamers, and sports players can be gathered on this innovative platform. Understanding ability re-forms a fantasy team line-up from the list of real players. 

Then social interaction and competition with other players on the platform, full of fun and the winner can get bonuses, quickly attract players to join. Fantasy sports game platforms may be relatively unfamiliar to Taiwan, but many foreign investors have already received massive investments from investors, even listed companies. 

The market potential cannot be underestimated. This article will briefly introduce the development of the world’s most popular fantasy gaming app list, and representative emerging companies. Recent developments of emerging companies under fantasy sports

DraftKings and FanDuel, Biggest Fantasy Platforms World-Wide

Under the upsurge of fantasy sports games, DraftKings (founded in 2012, with a cumulative total of US$719.4 million before listing) and FanDuel (founded in 2007, with a cumulative total of US$416.2 million) emerged in the U.S. market. 

Gaming unicorns, announced their intention to merge in 2016, but in 2017 the U.S. government’s Federal Trade Commission blocked the transaction on antitrust grounds. 

According to a report by the professional research media Legal Sports Report on May 25, 2021, FanDuel will publicly list its shares at a valuation of US $35 billion (but the departure of CEO Matt King may result in a downward revision of the valuation to about US$21 billion). 

Compared with FanDuel, DraftKings obtained a market capitalization of more than $6 billion (see MarketWatch, 2020-4-27) in June 2020 through the merger and listing of the Blank Check Company (SPAC), which is much luckier.

Dream11 winning the Guinness World Record

Dream11 was established in 2008 as a fantasy gaming app list in India. Online sports games span fantasy cricket online, fantasyhockey, fantasyfootball, fantasyKabaddi and fantasybasketball. 

In April 2019, Dream11 became the first unicorn fantasy gaming app company from India and the world’s first fantasy sports platform to create a Guinness World Record, with an astonishing number of more than 1 billion users.

According to an online media Money Control report on April 19, 2021, Dream 11’s parent company Dream Sports (which also owns FanCode, Dreamz, DreamSetGo and other companies). 

It is expected to go public in the United States ahead of schedule; Dream Sports’ latest fundraising amount is $400 million, and the company is valued at 5 billion. After listing, the valuation may reach $6 billion.

The Rise of Mobile Premier League

Another fantasy gaming app platform Mobile Premier League (MPL) headquartered in Bangalore, India. The company was established in 2018 and completed a $95 million round D fundraising in February 2021. 

Investors include Composite Capital Management and Moore Strategic Ventures, the cumulative amount of funds raised reached $225.5 million. Since its establishment in 2018, the platform has attracted more than 81 million users, and more than 30 games are on the shelves in the Indian market.

According to a report by Indian technology and business media website TechCircle on July 8, 2021, after the initial success of the Mobile Premier League in India, it plans to expand its business to the U.S. market; MPL’s apps are currently available on Google Play and Google Play in the U.S. and is also available on the Apple’s App Store. 

MPL’s game platform provides nine sports and leisure games, including Baseball Star, Block Puzzle, Bowling and 21 Puzzle. The fantasy gaming app provided on the U.S. platform are played head-to-head and tournaments; players can also choose to participate in free games or pay to participate in contests.

Advantages of Fantasy Sports!

Daily fantasy sports are a subset of fantasy sports betting, taking place for a much shorter period, with more frequent team selections, bets and prizes. 

Participants participate in the competition via the online platform. This allows you to build a team of athletes in a particular league and win prizes based on the athlete’s actual performance.

Unlike traditional fantasy sports games, typically played throughout the season, daily fantasy sports are based on a much shorter period.

For example, DraftKings, one of the most popular platforms in every day fantasy sports, allows you to build and forward teams until the game begins. Results will be published at the end of the day and available shortly afterwards.

Everyday fantasy sports are a multi-billion-dollar industry. In the United States, DraftKings has dominated the field with a massive revenue. Millions of players invest more than $25 billion in contest entry fees every year.

This is not bad for an industry that lately had a fragile legal status. In fact, until 2018, traditional sports betting was illegal in the United States and India, and whether fantasy sports fell into this category was hotly debated. 

But today, the majority of states have explicitly legalized daily fantasy sports, increasing the number of online platforms, users, and total revenue.

The online platform and mobile app make it easy to create accounts, teams and collect prizes with the help of your skills. Please read each site’s different terms and conditions carefully before you start. 

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