Securing a loan to fulfil your needs is now the basic desire. Credit is no longer a taboo in any country. Anything that gets you what you want at your time is a blessing.
To get a loan from a financial institution, the person must have a good credit score. It highlights your creditworthiness, based on which you are granted a loan.
Credit Score can be tracked at any time. Some providers let you do it for free, while some offer more benefits with their subscription plans. They share one thing in common: to make it more convenient for you to check your credit score on the go.
Know Your Credit Score On The Go
You are no longer required to sit in front of the computer or visit your bank. It is much easier to find out if you are eligible for a loan and up to what amount you can avail of as the credit.
Here are a few platforms that let you check your credit score on the go.
1. CIBIL
Also known as Credit Information Bureau of India Limited, CIBIL is a widely respected and accepted financial institution. It is also the platform with which many others have partnered to let their customers check their credit scores.
You can check your credit score directly from CIBIL in two ways. One is by accessing its self-service portal, and another is by subscribing to its paid membership plan. You get several benefits by subscribing to the paid membership plan of CIBIL.
It is very easy to check your credit score on the platform. You have to create an account, verify your identity, and process the transaction towards your subscription plan to get your report.
2. CRED
Kunal Shah is often on Twitter to share his views about many things. He mostly takes a dig at the entrepreneurial world to inspire others to take up entrepreneurship. He is the brain behind forming CRED to enable its users to pay their credit card bills.
Paying your credit card bill is a great way to improve your credit score in case you are down by a huge margin. It is therefore important to know where you stand with your credit score. CRED accesses the information from Experian and CRIF to deliver your result.
Sign-up on the app, if you have not, to pick its subscription plan. Submit a copy of your documents to verify your identity and proceed to pay the fee for the subscription plan. Your report will be generated and made available to be viewed.
3. HDFC
The banking major has a buzz in the market for being too reliable for its customers. The images are evident with its commitment to keep the data confidential. This includes all the information that you provide while performing the credit check.
The steps are fairly simple. You are automatically redirected from one step to another by the HDFC mobile app. The process starts with you logging in to the app and providing all the required details. The details include you submitting a copy of PAN, Passport, or Voter ID, to name a few documents.
It is a process that consumes merely 2-minutes of your time. It works in partnership with CIBIL and gives you relevant guidelines to manage your credit score.
4. Bajaj Finserv
You can check the credit score for free of cost with this credit score app download. You are not required to pay or buy a subscription plan. If your credit score is higher, you get attractive loan offers from the platform.
You should follow some simple steps to check your credit score on Bajaj Finserv. Visit play store to download the respective mobile app and login/signup with your basic details. You should verify your identity with a one-time password that is sent to your email and mobile number.
You are then sent a report that can be viewed by you instantly.
5. Wishfin.com
The platform’s mobile app is looked upon as being a user-friendly version of every other credit score app checker that exists. It lets check your credit score for free.
You only have to provide your name, PAN details, and address. The report is sent to your contact number via SMS and/or WhatsApp. Any individual or a financial institution can access the services of Wishfin.com.
The platform guarantees confidentiality to all its users.
Take precautions while registering on any mobile app that you choose. Your details must match with those which are mentioned on your id documents. The best way to manage your credit score is by paying your EMIs on time, settling your credit card bills within the time frame, and availing of a limited number of loans.
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