If you live in Dubai, then you must have come across the term Platinum Credit Card somewhere. This is because it is not just another card but rather a credit card that offers many perks to customers and anyone who gets accepted for the same. Platinum credit cards are the absolute top-of-the-line credit instruments that are usually the flagship offerings from credit companies.
This article will help you learn more about why you should apply for this card, how you can qualify for it, and the benefits of such a credit card.
Why Should You Apply for a Platinum Credit Card?
As mentioned above, the Platinum Credit Card is meant explicitly for Dubai’s highest-end customers. So if you live here and need a premium credit card, this is the one to get.
Generally, having a credit card is essential because it helps you carry out several transactions without worrying much about asking for money every time. You can use it to pay your bills, pay for your groceries, and even make a vacation booking.
With this platinum card, you can also cash out your miles and redeem them for rewards. Specifically, if you are looking for an all-purpose credit card, then the Platinum Credit Card is the one to get. Its multiple benefits make it an ideal credit card for Dubai customers. It is also worth noting that the card automatically changes its existing number to Dubai’s local number once you get approved for it.
How to Qualify for a Platinum Credit Card?
There are several specific steps you are required to follow in order to get approved for the Platinum Card. To start with, you need to be a Dubai resident and above 18 years of age. Once you satisfy these two requirements, you can go ahead and apply for the card. One more aspect you need to keep in mind is that you can only get approved for this card if you have a good credit score and a specific yearly salary. Since it is the flagship card, the compensation required to qualify for it is very high. You must also keep in mind that it comes with an annual fee, which is one of the higher sides of credit cards.
Benefits of Having a Platinum Card
There are various benefits of having the Platinum Card. There are exclusive discounts, lounge access, travel miles, and tons of cashback offers across marketplaces and vendors. The card also lets you make bill payments, pay for school tuition, make charity donations, book flights, make online payments, and more. You can also use the card to cash in your miles and redeem them for rewards. Platinum cards usually have the best rewards program, and sometimes they come without a limit on how much you can borrow. So they are ideal for high-end customers who want the best, most luxurious experiences.
Things to Keep in Mind
Platinum credit cards are the best cards, with the best features and the best offers. They give you the best rewards and promise luxury beyond anything else that is on offer in the market today, but all this comes at a cost.
The annual charges are high compared to any other credit card. It would help if you considered this before deciding on getting the card. If the yearly cost is going to sting later, it is better not to go for a platinum card and opt for a lower strata card instead.
A general warning for credit card use is that it should be judicious. Credit cards can become debt accumulating instruments very quickly, and you want to keep the usage in check, always considering if you can pay back the amount or not.
Finally, not all platinum cards are created equal, so make sure you compare different products before you decide on one company.
Final Words
If you are looking to apply for a credit card in Dubai, then the Platinum Card is one you can look into. It is meant explicitly for high-end Dubai residents and offers many benefits. If not, then there are plenty of other card options that can suffice your needs, except that they will have fewer features.
A platinum credit card is the flagship product offered by companies, and you can really have the best credit card experience with it.



