Online banking is a service that allows users to execute financial transactions online. Additionally, online banking is referred to as Online banking or web banking.
Onuding deposits, transfers, and online bill paying. Almost every banking institution offers online banking, accessible via desktop and mobile applications.
Online banking services can increase your productivity from your home or workplacline banking provides users with nearly all services accessible at a branch, incle comfort. NBK is always with you!
The process of registering for NBK Online banking has been simplified. By generating a Username and password, you may access and benefit from online banking.
You must have the “Kuwait Mobile ID” App from PACI with the digital signature capability to utilize this service. If the service is already activated, then the user may apply immediately.
If you have not yet activated the service, you can do so at one of the PACI Kiosks located throughout selected NBK branches.
A digital application is now available for you to open an NBK Account without going to a branch.
Opening an account with online banking:
NBK is Kuwait’s first bank to offer completely digital account opening. A person interested in opening an account does not need to visit a bank or complete documentation. They must complete the application form digitally. However, they must verify their identification and contract digitally using their mobile or smartphone, which would halt account operations. Account opening transactions vary by individual and may take some time depending on the circumstances.
Procedure to open an account through online banking
The applicant for opening an account with the bank using online banking needs to follow the below-given steps:
- Install the PACI “Kuwait Mobile ID” App and activate the service at the PACI kiosk machines before beginning the process.
- Login to your NBK online banking using the username and password created.
- After logging in to online banking, select open account online and choose the type of account you want to open.
- After choosing the type of account, a nominal fee related to the account will be deducted, and you will be asked to click the acceptance of terms and conditions.
- After you tick the terms and conditions, you will have to click on a confirmation that appears on the screen.
- After completing the online banking account opening procedure, the Kuwait mobile ID app will assist you in verifying your identity and creating a digital contract on your mobile phone that will enable you to access your account.
- Fill out the onboarding form on the NBK Mobile Banking App or nbk.com.
- The applicant must next provide approval for identity verification and digitally sign the contract using their “Kuwait Mobile-ID.”
- They may then immediately begin utilizing the NBK Mobile Banking App and NBK Online banking. Additionally, they may transfer their pay to NBK and enjoy the bank’s attractive promotions and services.
Activation of ‘Kuwait mobile ID.’
It may be activated by mobile device or at one of the PACI Kiosks available at the NBK headquarters or branches.
Access to online banking services
This service is accessible through nbk.com.
Eligibility for the services
This service is provided for the following:
- Customers other than NBK
- Users who have previously activated the PACI-developed “Kuwait Mobile ID” application
Uses of opening an account using online banking
An individual can effortlessly utilize online banking to:
- Without visiting a branch, open an NBK account online.
- Transfer their salary
- Once the payment is transferred to NBK, you will be eligible for promotions.
- Account-holders can use NBK Mobile Banking and NBK Online banking at any time.
- Get 24/7 online support
- Easily obtain the letter of salary transfer
The advantages of online banking
After swiftly creating an account using online banking, an account user can perform the following actions:
- Verify the balances of their accounts
- Inquire about their loans, mainly their terms and history of transactions.
- Monitor their credit card activity and make payments on their credit card bills
- View the details of their fixed deposits
- Local and international money transfers
- Pay bills such as cellphone, energy, water, and school fees.
- Set up fresh KD or other foreign currency accounts online (including Al Jawhara).
- By creating a brokerage account, they can manage their money.
- Utilize their credit card to make cash advances to their other accounts.
- Subscription and viewing of electronic statements for bank accounts and credit cards
- They may enrol in SMS Banking without visiting a bank and configure it to their own needs.
- Online access to your IBAN
- Retrieve the PIN for your NBK Credit Card
- Online update of your record information – KYC form
- Through the application, they can increase their monthly transfer limit (upon their request from KD 2,000 to up to KD 30,000)
- View your NBK Miles Points
- View NBK Reward Points in KD
- Apply for an NBK Prepaid Foreign Currency Card
- Load/unload the NBK Prepaid Foreign Currency Card.
- Managing credit cards when travelling
- Manage the profile of a Secondary User
- Online application for any loans or credit or debit card from any location
Online Information Hub 