Platinum credit cards are high-end cards that offer a vast array of services and benefits. These cards come with features that enhance their convenience and also offer luxury features.Platinum credit cards in Dubai offer a host of features.
The first thing to do is to look at some of the convenience features offered by Platinum credit cards in Dubai.The first feature is personalised credit. This means that the credit limit can be modified to meet the customer’s needs. The interest rates are also competitive, and there is a cash advance limit, usually 75% of the limit on the card.
There is the convenience of flexible repayment systems. The repayments may be made at a specified percentage of the outstanding, depending on what is convenient for the cardholder. This can be from 5% upwards up to 100% of the outstanding. The grace period for repayment, which is interest-free, is about 52 days. This is convenient, as the cardholder is not pressed for time to make the repayment.
These cards have a high level of security built-in with smart chip technology. This allows a sense of ease as the card is not susceptible to fraud easily. Platinum card dues can be paid using the bank’s Direct Banking Service or phone banking. Platinum credit cards in Dubai are easy to handle.
There is the convenience of getting add-on cards for your family. These are easy to get, and most Platinum credit cards offer several add-on cards. An important convenience is that insurance normally covers the outstanding amount on the card in case of the primary cardholder’s death.
Now to the luxury features. The first important feature is access to VIP lounges at airports globally. This means that even if the cardholder is not flying business class or first class, access to the lounge is available, a feature which sometimes can be extremely useful, especially when flights are long and the transfer between flights means waiting at airports for hours.
Cashbacks with varying percentages are a feature on Platinum credit cards in Dubai. There are discounts on purchases, sometimes with a cashback facility or the ability to convert the discounts accrued into frequent flyer miles. Hotel discounts are also a feature of these cards. Platinum credit card benefits vary from bank to bank. But some benefits are common.
Discounts for purchases at luxury stores are a great benefit. These high end branded stores are places where purchases with discounts mean substantial savings. This is a luxury feature. There are, of course, discounts on spending such as Real Estate and Education related payments.
Discounts at luxury restaurants and dining establishments are another luxury feature that a Platinum credit card offers. The restaurant list includes most of the fine dining places, and the discounts offered may be as high as 20%. Enjoy eating at your favourite watering hole and enjoy large discounts at the same time. The convenience of the discount being seamless is extremely convenient. The luxury of dining is yours to enjoy with the convenience of discounted food and drink.
There are other luxury features. The Platinum credit card offers discounts at high-end boutiques and shops. Shopping at these stores is easier with the Platinum card. It shows that a cardholder is a man of substance. Paying with the card also means that a substantial discount is readily available.
Apart from fashion and boutiques, these cards also have attractive offers for purchases of a variety of things. Luxury light fittings or high-end home decoration products are also available at discounted prices. This offers the convenience and luxury of buying at high shops and getting a discount too in the bargain.
High-end spas and other wellness and fitness establishment discounts are also available. Using these outlets for your health and wellness is attractive. Use them and enjoy a discount to go with it. The Platinum cardholder knows that a discount is available makes it easier and more convenient to use these high-end facilities. No need to worry about payment and price. Just go and enjoy the theme with a Platinum credit card.These are some of the credit card benefits.
Owning a Platinum credit card in Dubai is a luxury and convenience accessory that opens up a luxury world. With these two elements built-in, it’s a win-win situation. With high-end luxury stores, spas, health and fitness establishments, VIP lounge access in airports globally and the convenience of security and ease of use, it is certainly a card that enhances a luxurious lifestyle. Adding the fact that the card has loss protection and instant replacement, which means that aside from normal precautions, the cardholder is good to go – anywhere.
Online Information Hub 