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How To Get Better Skin And Hair: Use Your Own Blood Cells

Your skin is the first thing people notice about you. A glowing visage draws admiring glances, telling the world that you are healthy within. But unhealthy skin with acne, pits, blemishes, fine lines and wrinkles tell another story – that of internal distress, and that the skin is not able to care for itself like it should.

Why Your Skin Is At Risk In Riyadh

The harsh weather conditions, strong UV rays and fluctuating levels of humidity, all collectively wreak havoc on your skin. The sunlight and dry air reduce the skin’s hydration levels, and cease the skin’s natural process of repairing, producing and rejuvenating cells. As a result, the skin begins to look and feel stressed, with a range of skin problems from acne to wrinkles. You might feel like you look older than you actually are, and there is no respite from these problems.

But you don’t have to live with them – get help from the best dermatologists and PRP treatment in Riyadh.

Use Nature And Your Own Skin – Use The PRP Treatment

When your skin faces seemingly unsolvable issues, it is science and nature to the rescue. The duo combines wonderfully in the revolutionary PRP treatment perfected by leading skin care clinic Kaya. Essentially, this treatment uses the skin’s natural functions to regenerate and rid itself of its problems, with a little help from the dermatologist.

This is how it works: the affected areas of the innermost layers of the skin are injected with your own blood platelets. This stimulates the skin to repair the damaged cells and create new ones – a stoppage in this process prompts all the skin problems you have been experiencing thus far.
Blood platelets abound with ‘growth factors’ and they are one of the primary building blocks for healthy skin and hair. They can grow new skin cells and also repair and grow new skin tissue. They aid in the growth of new collagen, which is the protein needed to build healthy skin and hair. With more collagen being produced, your skin becomes healthier and fresher, with problems like sagging, fine lines, age spots, acne, etc. eliminated over time.
Even your skin texture improves gradually with the PRP treatment in Riyadh. Folds of skin, pocks and marks left behind by acne and rough or dull patches are all removed and they do not return.

What You Need To Know About It

The PRP treatment in Riyadh has minimal side effects, if at all. However, your dermatologist is the best judge of whether you need it or another treatment will suffice.
There is some discomfort at the start of the treatment, since the platelets are injected inside the skin. Some people report some amount of soreness and redness at the site of injection, but these symptoms subside over time.
You must give your skin some time to show the results of the treatment. You must also supplement it with a good diet, exercise, and staying hydrated.

Transporting A Group In Bangalore: What You Must Know

Have you been put in charge of hiring a bus for rent for a Bangalore group? It’s easy enough to do – just follow our lead:

#1 Get a list of the number of people on the journey.

It is important for you to get a head count of how many people are going on the trip, so that you can book the bus for rent in Bangalore. The head count is more or less sorted if it is an office-related trip, with a department needing transport for an offsite or convention. There are less chances of people dropping out at the last minute. However, if it is an informal picnic group, then there might be last minute cancellations or additions. If the group is a large one, you will need many buses or a large luxury one. Knowing the size of the group also helps you determine the number of refreshments needed, whether an assistant is required for the journey, etc.

#2 Ask for location and venue details.

The group will need to be transported to a certain venue. This is not a problem if the venue is a well-known one, or at least one that is plotted on software like Google Maps. You can easily find it and chart out the best possible route to transport the group there. But if the group is headed for an offsite to a location outside the city, say Nandi Hills, then this changes matters. For one thing, you must hire a bus for rent that suits the terrain. Next, you must arrange for more refreshments and even emergency medical supplies in case the group is going to a far-off location with no connectivity to the city. Ask if the group has a preference for a certain route, if there is a time restriction on reaching the location, if they need the same bus to return, and so on.

#3 Hire the bus.

You now have the number of people travelling, the venue and even the route mapped out. Now all you need to do is contact the bus hire company to get the bus rented out. It is always wiser to hire a bus with more seats than the final head count – there are always last-minute additions in most cases, in which case, some of the group members might need to make part or all of the journey standing. Once you contact the bus hire company, give them the start and end point, and also fix the pick-up points for the group along the route. Once this information is final, you must give the pick-up points and route map to the entire group, so everybody knows where to arrive and meet.

#4 Arrange for refreshments.

Either the group will carry their own snacks, or stop at a certain location (like a food mall) to have breakfast or a light meal. The other alternative is that the journey is made without a break, with food packets being carried per person. You can arrange for food boxes containing dry food to be distributed on the bus. Have extra food boxes at the ready, for extra or last-minute additions.

#5 Take first aid and other essentials.

Apart from your own refreshments and snacks to munch on in the bus, the group must also be protected against sudden mishaps, riot situations, accidents, etc. This is why it important to hire the bus for rent from a leading company, which will arrange for an operator with a sturdy bus, an experienced driver, a medicine box on board, and the driver being able to change the route at the last minute and able to take the bus to the nearest hospital if needed.

Ensure that you have a mini bus hired for your return journey as well, if the same one that dropped you cannot stay till the duration of the trip. You can book the bus online and present all the receipts to whoever is in charge of the group, so that final bills may be settled properly. The group will thank you for arranging a bus for their journey so thoughtfully!

How To Apply For A Personal Loan In Kuwait

There are times in every person’s life when they require money for urgent needs. It could be a personal need like funding your child’s education, or taking a leap of faith to start your own business. Or you might want to refurnish your home, or make a down payment for a new car for your child. Whatever the need, you need the necessary money on hand to make the dream come true. This can happen if you take a personal loan in Kuwait.

But taking a personal loan, though it may be as simple as applying for it and getting the loan approval, does require a few steps. We break these down for you:

* Assess your needs.

If you have an urgent requirement for funds, then it is best to apply for a personal loan to meet your need. However, be a little cautious before doing so. It is important to understand that a personal loan in Kuwait normally attracts a higher rate of interest than say, a housing finance loan. This is because a personal loan is an unsecured product, i.e. there is no physical collateral you can furnish except for your income and credit credentials. However, leading banks like NBK offer the same rate of interest as housing loans, so do your research on this.

If your needs can be met by savings or income from another source, then you should certainly exercise those options. If not, assess how much money you need and take stock of the potential monthly payments you will make towards the sum you borrow.

* Check the interest rates being offered.

Your bank will levy a certain rate of interest on the personal loan. Leading banks like NBK offer a competitive rate of interest on the personal loan in Kuwait. NBK personal loans fix a rate of interest of 5.75% and which is computed at a reducing balance basis. This means that the rate of interest is recalibrated when the balance amount reduces, thus you are charged lesser and lesser as the tenure goes on. This is a beneficial money saver for you.

* Check the eligibility criteria.

You will also need to satisfy the bank’s eligibility criteria before you proceed further. This part is quite simple: if you are not eligible for the loan, you will simply not get approval for it! Leading banks ask that your salary be minimum KD 400 per month, and that you should not be older than 70 years when the loan matures. You may take a minimum of KD 1,000 and maximum of KD 25,000 as the loan amount. Also, the loan amount may not exceed 60 months. If you don’t have an account with the lending bank, you must open one before you apply.

* Check the monthly outgo.

Once you know the interest rate on the personal loan, you can use an online calculator to find out the monthly outgo towards loan repayment. This will help you understand how much of your income you need to set aside for the loan repayment, and how much is left over for your household needs. As a rule of thumb, do not take a loan that debits 50% or more of your monthly income. Keep the repayment amount as low as you can – take your bank’s help in cracking the calculations, or just borrow a lesser amount – so that you have more money left over for your household expenses.

* Check the documentation required.

Every bank has its own set of documentation for processing the personal loan request. You will need to submit:

A copy of your civil ID
Your salary certificate
Salary transfer continuation certificate

The steps outlined in this article will help you ace your loan application and make your short term dream come true. However, take care to repay the loan as soon as you can, so as to avoid repaying a lot more money than you borrowed! The faster you repay, the sooner you will be out of the loan cycle. Check if the bank levies any foreclosure charges on the personal loan pre-payment.

Why Are Wooden Sofa Designs In Vogue These Days?

Wooden sofa designs are aesthetic and hugely lovable. There are people who have become bored with plastic, plyboard, wrought iron and steel. These are the ones who need a break away from the compulsion of buying from the point of weakness – weakness of having a painfully limited choice.

Over the years, things have begun to change. People have begun taking oodles of interest in wooden sofa sets.Wood gives you an opportunity and scope to carve out the design of your choice. The chiselling of the pieces when a wooden sofa is taking shape is something out of the world altogether! The wood starts showing various hues and veins which add greatly to the final design. With minimal modifications, you can achieve a woodensofa design that will make jaws drop at first sight!

Why are wooden sofas so popular?

You can get a wooden sofa set in case you wish to go for something more traditional. One of the reasons behind the popularity of wooden sofa designs is the fact that you can carve out a design and look that you want. There are designs that appear to have originated from the Middle Ages or Gothic period even! It is up to you as to how you want to craft your wooden furniture pieces.

Wooden sofas will always be popular since they adorn living rooms of the rich and sophisticated from time immemorial, making them aspirational pieces. The old-world charm of a wooden sofa will be irreplaceable and its aristocratic and attractive vibe will keep people interested for years.

There are other reasons too for the popularity of these sofas. A wooden sofa set can be polished, painted and burnished to gloss it up as per your wishes. The shine on the wooden surface can be calibrated and redone as and when you require. This flexibility is very rare if you bring other sofa designs into context. These sofas are long-lasting too. If you have a suitably regal room which you want to fill up with suitable furniture, there is nothing quite like a camel back sofa or a traditional wooden sofa for this purpose. Many wooden sofa designers take inspiration from the rich cultural heritage of countries across the world. Wood often equates to authenticity by way of the look and let’s face it; everybody loves period furniture. That is the vibe that you can get in your living room if you purchase the right wooden sofa design. A wooden sofa can be curated to lend a touch of ethnicity and class to your home. It will turn your furniture pieces into living works of art. For instance; a camel back sofa style is attributed to London fashion designers from 18^th century England! This is history and aesthetic splendour fused together for a wonderful effect.

Why Bath Towels Must Be Washed Frequently

Taking a long shower in hot water at the end of a hard day is the ultimate simple pleasure in life. You feel refreshed and ready for dinner and bed. But how fresh can you continue feeling if you reach for a towel that is in use for about a month now?

Bath Towels Are Great, But…

They remain wet or damp for hours after use. They certainly dry off your skin rapidly, but all that moisture from your skin is straightaway transferred to the towel. The water is then dried out slowly.
As you are aware, any damp surface quickly becomes a hotbed of germ and bacterial activity. Bath towels are no exception – in fact, they are fertile breeding grounds for many kinds of microorganisms. These are quite bad for your skin and hair health!
Just think about it: your bath towel works day after day to wipe your skin and hair. That’s hard work, considering that there are millions of dead skin cells and scores of sweat glands all over the skin. While you might argue that most of the dead skin is taken off during your shower, there is still a large percentage that is transferred to your towel.
Then there is the possibility that you use the same bath towel that you used after a shower, to quickly towel yourself dry after playing outdoors or getting sweaty in the humid weather. Sweat is a fresh layer of impurity you’re adding to an already contaminated towel.
This just means that the longer a towel goes between use and wash, the dirtier it becomes. And your skin and hair continue to be exposed to more and more layers of dirt and germs as you continue to use the same towel over and over again.

What’s The Solution?

It stands to reason that you must wash your bath towels frequently, at least once after a week or a fortnight of use. Do not wait for the towel to look or feel greasy or grubby. As a general rule of thumb, if you start using a fresh towel on a Monday morning, it should be in the wash on the subsequent Monday or latest by Wednesday.

Follow a few rules when washing your towels:

Do not use hot or boiling water – this does not clean out the germs any more than cold water does, and ends up ruining the towel’s thread count.
Avoid bleaching or dry cleaning your towels to retain thread count and colour vitality.
Wash with like colours for the first wash if you are afraid of the colour bleeding on to other clothing.
After washing, dry completely and fold away in your linen closet with other fresh and washed towels.

We hope these tips are useful for you, in that they help you retain your bath towels in a more hygienic way.

Eligibility and other factors for a personal loan online

Getting a loan sanctioned is not an easy process as there are many requirements and criteria to which you must adhere. Since personal loans are unsecured loans, the risks of sanctioning them are higher. Thus, the interest rates charged are also higher in these cases.

For personal loans, the borrower is not required to pledge any security or collateral. Although different banks and non-banking institutions have specific criteria for offering a personal loan online, here are some general observations which you would do well to keep in mind.

Key criteria for personal loan eligibility

Source of Income: You will get a personal loan online if you have a stable source of income. You can be a salaried professional or have a business of your own. The point is that you should have steady income. The amount that you will be sanctioned also depends on your income. Different institutions offer different limits for getting personal loans, depending on your income.

Occupation: Remember that even though you may have a regular source of income, it should be enough to repay your debt. If your salary is not as much as the income limit set by the loan providing institution, your application for a loan might not be sanctioned. Therefore, approval for a personal loan largely depends on the company you are working for or your net income gained from your own business. The reputation of your employer or your own business and the nature of your employment, i.e. the industry, field and expertise also matter.

Age: Some companies and banks do set an age limit within which you can apply for a loan. Nowadays, you can look up various agencies offering personal loan online. They also put up the eligibility criteria for passing a loan. However, as roughly estimated, 21 to 60 years is the age limit within which you are eligible to apply for a personal loan online.

Credit Score: It is the most important factor that determines whether you are entitled to get a personal loan or not. This is because a credit score shows your past payments and clearance of EMIs or debts. If you have a good score, say something more than 750, then you can easily qualify to get a personal loan. However, if there are any defaults or outstanding EMI payments, your credit score will remain low, thereby barring your chances of obtaining a personal loan. Once you get your loan sanctioned, you are free to use it for any purpose such as higher education, business expansion, buying a home or a car, paying for a vacation or wedding and so on. Lastly, do not forget to note the rate of interest and loan tenure since this will help you work out the monthly EMI to be repaid for the loan. Always compare interest rates before applying for a personal loan online. If you wish for more hassle-free options in comparison to conventional lenders, you can check out alternative finance providers online.

How to Pick the Right Towel for Gifting

Birthdays, anniversaries, christenings, house warming, festive occasions…there are many reasons to celebrate life. You love buying gifts for your near and dear ones. But sometimes, you run out of gifting ideas! If you want to gift a close relative or friend for a special occasion, you should pick out a good quality bath towel for them.

Here’s how you gift a towel to a friend or family member:

* Look up your options online.

You don’t need to head to the bath linen store to find the perfect bath towel. Simply whip out your smartphone or boot up your laptop, and start browsing for towels online. You will find a wide range of towels online across different bath linen brands. You can also look up reputed e-commerce sites. Browsing online gives you perspective on the variety, fabric and price points of bath towels you can choose from.

* Check out the colours and patterns that you think they might like.

Since you are gifting the towel to somebody else, it is important to take their preferences in mind. If they like the colour and design you choose, they are more likely to use the towel, too. Look for their favourite hues, and a design that they might like: floral, geometric, abstract, etc. If you are in doubt about the patterns or colour combinations, you can take the safe option and pick a plain towel in a single colour.

* Check the thread count and absorbency.

Bath towels must be highly absorbent and also able to dry quickly. Absorbent towels from leading bath linen brands perform both these tasks admirably. When you browse for towels online, look for terms like ‘Highly absorbent’, ‘Moisture wicking’, ‘Rapid dry’ etc. when browsing for the towel. Towels with a higher thread count and more thickness are generally highly absorbent.

* Look up wash and care instructions.

Next, check the manufacturer’s instructions for washing and maintaining the bath towel. These should be general and easy to follow. Avoid buying towels where the manufacturer asks the user to ‘wash with like colours’ because this indicates that the colour might bleed in the first few washes. Usually, the towel should be washable in cold or cool water, using liquid or powder detergent, and without dry cleaning or bleaching.

* Pay online and set delivery instructions.

Now that you have picked out the towel to gift your friend or family member, you can select it online and pay for it. Always buy directly from the manufacturer instead of an e-commerce site, so that you are assured of timely delivery of the right products. You can set your friend’s delivery address so that the towel is delivered to their home directly instead of being routed through yours. Check the delivery PIN code to ascertain if the manufacturer can drop off the towel to that address. Some brands also allow customisation in terms of gift wrapping the product or offering express delivery for a small fee.

Are You Caring For Your Bed Sheets Enough?

It seems like the most basic task – and yet, many of us slip up on it. We’re talking about washing and caring for your bed sheets. You will be astounded by the numbers of people that use the same bed sheet for weeks on end. It goes without saying that the more often you wash your bed sheet, the better it is for you.

The Thing About Bed Sheets – They Get Really Dirty!

We often don’t notice that hotbed of germy activity that happens on the surface of the bed sheet. In fact, most of us don’t think of most items in the house being dirty unless there are visible stains or dirt on them. This applies to everything we use, from towels to bed linen. Unless the linen smells bad or feels greasy or sticky to the touch, we are not compelled to wash it.

And therein lies the problem, at least with bed sheets. They lie exposed all day, and steadily gather dust, dirt, grime and other impurities. Matters are not helped when you lie down on the same sheet – your sweat and other bodily emissions are absorbed into the surface. These are then trapped inside the bed sheet till they are washed.

Now just imagine – you use this contaminated bed sheet for weeks, while it gets progressively dirtier. Your skin and hair are exposed to it, and soon, you develop rashes, boils, acne and other problems like dandruff. You might wonder why you developed these issues – the answer may well lie in the dirty bed sheet you’ve been using all along.

Caring For Your Bed Linen

It is important to wash your used bed sheet once in a fortnight. Using it for a full week and then tossing it in the wash is ideal. This way, the sheet is cleaned before it can become too dirty.
A bed sheet used for several weeks may not become thoroughly clean on the first wash. You might need to wash it again before use.
However dirty a bed sheet, do not dry clean or bleach it. These methods only serve to weaken the thread count and fade the sheet’s colouring.
It is also not necessary to wash your bed linen in boiling water. Hot water loosens the thread structure. Washing in cold or cool water in the washing machine, with an effective anti-bacterial detergent and with the ‘Tumble dry’ setting is sufficient.

Another Solution: Invest In Anti-Microbial Bed Sheets

Another idea to make your bed sheets last longer and repel surface impurities and bacteria, is to buy anti-microbial bed sheets from leading bed linen brands. These offer up to 99% protection against fungal, bacterial and spore activity. This type of bed linen keeps you protected against the dangers of dirty sheets. They are safe to use by all age groups, and especially recommended for those suffering from skin and respiratory ailments.

We hope this primer was useful in helping you understand how to care for your bed linen.

What are hybrid mutual funds and how do you choose which one to invest?

You should know that equity funds invest in long-term plans and have a profile that bears higher risks. Debt funds, on the other hand, are low-risk investment plans that also set short-term goals. Where equity funds give you a greater appreciation of your investment, debt funds give you adequate surplus through the profits earned within the given period.

How convenient it would have been if you could get both within a single investment horizon. Well, it is possible as hybrid funds are designed to serve the purpose of investing in both the equity and debt bonds so that you are liable to get a profit from either of the ways without taking greater risks. These are also known as balanced funds because they maintain a steadiness between the two categories of funds and prevent your investments from draining away. Hybrid mutual funds are undoubtedly a safer means of investment from equity funds, giving substantial returns to the investor.

There are typically four variants of hybrid mutual funds that operate in the market. Namely –

Equity-oriented funds: In this condition, a greater percentage (>65%) of your investment is invested in equities than the debt funds. These include investing in well-known and reputed firms like hospitals, real estate, automobiles and more.

Debt-oriented funds: Similar to equity-oriented funds, a greater percentage of the investment made is invested in debt funds rather than the equities. Investments here are made in secured and stable securities like debentures, bonds, bills and more.

Monthly Income Plans (MIP): Just like recurring deposits, MIPs also require investors to invest at regular intervals in the form of dividends. Mostly, debt instruments are the fields for investment here but a certain percentage is also put up in equity shares. Returns are generated substantially without posing too many risks to the investment plan.

Arbitrage Funds: These are rare market investment plans, where the fund manager buys stocks at a lower price and estimating the market value shortly, makes a deal by selling them off at a higher rate. This helps in bringing visible gains from the market to the investor and can be called a safer means of investment.

However, while choosing hybrid mutual funds, you should consider the risks applied to all the above-given types of hybrid funds. The one with the minimum risk could go well with your expectations if you cannot stand through high-risk profiles. Also, consider the returns a particular investment can bring to you.

Your investment horizon and financial goals are also the major aspects to look at before investing. Remember, whatever be the scenario, you need to pay a certain percentage of taxes on getting returns from these hybrid mutual funds, therefore make your choice wisely.

Choosing the right Wayanad resorts and fun activities here

Wayanad happens to be one of the most amazing places in the Southern part of India. It is a rural district that is positioned on the north-eastern side of the state of Kerala. A home for the Asiatic elephants, this place is one of the most visited tourist destinations in the country.

Due to the continuous increase in the popularity of this region, there has been a sharp rise in the number of resorts and hotels in and around this region. However, due to such availability of places, it is quite challenging to pick out the appropriate Wayanad resorts here for a memorable stay.

Among the different Wayanad resortsavailable in and around here, you can choose the Vythiri Village Club Mahindra Affiliate Resort. It is a popular resort placed in the lush green forestlands of Wayanad. If you are looking for some peaceful stays amidst Mother Nature to enjoy its beauty and serenity along with your beloved ones, then this one is the ideal place to stay in Wayanad.

About the Village of Vythiri, Wayanad

It is one of the tranquil locations in this area, which remains in close association with the wildlife reserves. Right from Asiatic elephants to different species of tigers and egrets, you can witness the lifestyles of all these kinds of animals here. You also can visit the famous Hills at Ambukuthi and the popular Caves of Edakkal here. The ancient petroglyphs here are surely going to mesmerize you with its beauty as well as creativity.

Fun activities to try out in Wayanad

When in the land of Wayanad, you need to try out the following activities to make your stay worthwhile here:

Food

The essential part of any kind of travel plan has to be the cuisine of the specific place of interest. You not only get to taste some of the delicious, mouth-watering delicacies but also get the opportunity to learn more about the local people as well as their culture. So, never miss out on the chance of trying out the different types of foods available in and around places like Wayanad. Kerala cuisine is famous all over the globe, and hence, while visiting this place, do not forget to try out their famous Biryani, curry, and other seafood dishes available here.

Festival

Another way to know more about the local people around here would be by attending their famous festival of Karthigai. Here you get to enjoy the spectacular visions of the lights carried by the famous Malayali folk. Every individual here arranges a bonfire out of all kinds of useless materials. They prepare torches made out of palm leaves and carry them in the villages. The entire town looks like a garland of twinkling lights with such arrangements.

Apart from these activities, travelers do try out other activities like trekking and hiking around this region. You can pay a visit to the famous River of Kabani here, which flows along with its many tributaries. You can also do bird-watching activities to witness the spectacular sightings of different exotic species of birds inhabiting this region in Kerala.