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Why should you hire a tempo traveller for group travel purposes

Vacationing and travelling are always exciting but along with it comes a tiresome journey that drains all your energy at the end of the day. The journey before you reach the destination becomes so tiring that you hardly have any more enthusiasm left on reaching the desired vacation spot. Most of your planning goes down the drain and your priority becomes reaching the hotel and stretching out on the bed at full length!

However, the need for stretching and travelling in comfort could be met if you get a tempo traveller hired. These vehicles are spacious, airy and comfortable for long-distance travel. Tempos are undoubtedly one of the best ways to travel together in groups across long distances. Opting for tempos will not just ease your journey but will provide you with ample comfort and leisure. Thus, whenever you are travelling with a group, you should always hire tempos.

Here are some of the reasons why you should always go for this convenient mode of transportation:

It fits in your entire group: All your family members and friends can be gathered under a single roof while you are on the road, without having to compromise on space because the tempo traveller seating capacity is sufficient to accommodate everyone. Separate spaces for stuffing in your baggage are also provided. Moreover, you can stretch out your legs and also recline back on your seat whenever you want. One of the best options that you can check out is the force tempo traveller.

Ample seating capacity: The tempo traveller seating capacity ranges between 9 and 30 seats. Any group in this range can be seamlessly fitted into these tempo travellers. There are various tempos with varying seat configurations and hence, make sure that you choose one according to the number of people in your group. Force tempo travellers come with ample space and comfort.

It is safe and secured: Tempo travellers come with doors which can be easily closed while all the members are on board. This way you can also avoid the traffic noise outside and other public interference to enjoy a private space with your loved ones. Moreover, you can also travel without worrying about intruders who break into the vehicle to harass people.

It is a reasonably priced ride: Whether it is food or the stay-over, many group travellers prefer splitting their bills on various occasions. Then why not on the travelling expenses? If the charges for the tempo traveller hired are also shared amongst the entire group, then it will not be a burden on a single individual. Thus, it accommodates everyone in the group without casting a hole in anyone’s pocket.

It provides various conveniences: Other than providing you with space and comfort to relax while you are on your way to the destination, there are several features and add-ons provided as well.

The safe and secured setup has conveniences like a first aid kit so that if anybody gets injured, then he/she can be attended to, immediately.

The tempo traveller hired also looks after your entertainment needs on the road. Many people like listening to music while travelling and hence, these tempo travellers are loaded with music systems and some of them also have LED screens.

In case of an emergency, both front and back doors (which are specifically designated as emergency exits) can be used for stepping out of the tempo.

It is easy to get: Nowadays people are so used to the online medium that whether it is hotel bookings or flight reservations, everything is carried out with the help of the internet. The internet has left such a huge impact on our lives that tempo travellers can also be booked online via dedicated websites that provide all necessary information.

While looking for a tempo traveller, do consider websites offering force tempo travellers since these are some of the best vehicles for long-distance journeys. Having read the above-stated pointers on why you should hire tempos for group travel and long-distance journeys, you should now book your chosen tempo traveller without further ado!

Buying Chairs Online-How and What to Pick

Buying chairs onlinehas become really very easy and convenient because of the various websites available for shopping.

Buying a chair is really easy nowadays but there are a few steps which you should keep in mind while you are planning to buy a chair for yourself. Buying a good and a new chair can be one of the most important parts of your life because that is where you will sit and that is how your body posture is going to shape. Therefore, there are a few steps which you should keep in mind while you are planning to buy a chair.

Firstly, you should do appropriate research because when you are planning to buy a chair. If you don’t know what to consider before buying a chair, then that might lead to real inconvenience. Therefore, this is the first step which you shouldn’t ignore or neglect. You have to check the fabrication and the color of the product which is really important. The material of a sofa or a chair plays a very big role in the buying decision. Hence, always check these two things before you finalize the buying of the chair.
Secondly, you should understand the importance of upholstery. Upholstery is the soft textile covering that is fixed on furniture such as sofas or chairs. Therefore, when buying a chair, you should check the upholstery and the chair or textiles should be comfortable so that they don’t cause pain or become hindrances in the way of your work. Always keep this point in mind and then buy a chair.
Always make sure that you check the adaptability of the chair that you are buying online. You can simply buy chairs online but make sure that you do not neglect this step. This point is also very important and you should keep this in mind.
The fourth step which you should keep in mind is authenticity. This is also one of the biggest steps which you should keep in mind while you are buying a chair online or at any of the local shops in your city.
Lastly, check the return policy which is available while you are buying chairs online because this step is also very important. This will help you get a chair exchanged if you do not warm up to the finished product eventually.

As you buy everything online these days, make sure that you buy chairs online as well. Buying chairs online has become really very easy and convenient because of the various websites available for your shopping experience. You will not only get the comfortable and cozy chairs you are looking for, but will also find various types of chairs at your fingertips. Therefore, make sure that you buy chairs online and get yourself one of the most comfortable ones for maximum relaxation and unwinding!

Bath and Ablutions-A Luxury We All Need and Deserve!

You’d think that bathing is a normal ritual in one’s life and it’s a necessity that has absolutely nothing special even remotely associated with it. Well, we all stand corrected! In today’s fast-paced life, where you take breaths as per the tick-tock of the clock, even taking a nice, long, and a hot bath is a luxury that not all can afford due to their time constraints and work commitments. It’s the best way to de-stress. Even in our pop-culture, tired mommies and stressed adults have been shown soaked in a bath-tub, neck-deep in water with a wine glass in their hands. Scented candles around, and rose petals floating in the bathwater…Talk about ambience!

Wouldn’t the entire mood get ruined if you’re drying yourself, and the towel is inflicting pain on your skin as opposed to the soft caress that it should have? For a wholesome luxurious experience, right from the aromatic soaps to soft towels, everything needs to be perfect! Online shopping, being the go-to option for everyone, because, it’s convenient, user-friendly and there are great and cheap deals that you can find on this platform, it’s no surprise that you can buy towels online along with a wide range of other home décor products.

Different kinds of towels such as bath sheets, face towels, hand towels, etc. are available online. Who knew there were so many different varieties of just towels out there? That’s because we undermine its purpose. Towels are an essential part of our bath routine.

Towels to choose from:
Face Towels: You need a towel that’s extremely soft and delicate on your facial skin since it’s extremely fragile. They are smaller in size and can fit easily into your purses. They need to have nice absorbent fibres to take away all those sweat beads and dirt and grit from our faces so that our face looks ever-glowing once again!
Hand Towels: They are made out of pure cotton and are used to dry our hands as the name beckons.
Bath Towels: These are used for drying the bodies after taking a bath. They have to be super absorbent and soft to not cause any friction on our delicate skin.
Bath Sheets: These are the largest amongst all the previously mentioned bath supplies. They are used for their large size and great absorbent qualities.
Cost:

These towels online cost in the range of 249-299 INR.

Variety:

There are a plethora of colours to choose from such as Tan, Coral, White, Corn-flour Blue, and Sea Green.

There are Extra Large sizes (XL) available.

Wash Instructions:

Machine Wash safe
Bleach/Vinegar can be added, and they can be rinsed a couple of times. (Only for white-coloured towels)
Coloured towels need to be washed separately, away from the whites.

5 Points to Remember while Choosing Best ULIP in India

ULIP or a Unit Linked Insurance Plan is quite different from a pure insurance policy. This product is offered by several insurance companies that provide the policyholders both insurance coverage as well as investment in equity and debt instruments under a single integrated plan. Every policyholder holds a particular number of units, where each unit has the net asset value (NAV) declared daily.

The best ULIP in India, in addition to tax benefits, makes use of certain features like top-up facilities, switching among different funds within the policy tenure, increase or decrease in the protection level, options to surrender and extra riders for enhancing the coverage and returns.

There are several ULIP plans available these days and to know the best ULIP in India, one must take a look at some key points below:

Before purchasing a ULIP, you need to set an objective, for example, ULIP for retirement or ULIP for children’s education. Most preferably, a long-term objective plan is the best option as it may give you returns of 3-4 times after fifteen years.
One must know all the charges levied while purchasing. Some of them are premium allocation charges, fund management charges and policy administration charges.
One must have a clear picture of how the money is getting invested and know all kinds of risks associated with it. The ULIP premium is invested in various funds like debt funds, income funds and equity funds. The investment returns are not guaranteed every time, so one must choose carefully the investment strategy before purchasing a ULIP.
Another important factor to know is the premium payment period i.e. the total number of years for the policyholder for paying a premium to the company and the period of lock-in. The latter is the minimum time required for the plan to mature. One can convert from a normal policy to a policy that is paid up. In this case, the period for which the premium is paid, is less than the period within which the policy matures. Generally, ULIPs offer three premium payment options – single premium payment, limited premium payment, and regular premium payment. The minimum period of lock-in for a ULIP is five years.
Other key points to consider are the life cover, policy cancellation terms, top-up premiums, maturity value and fund switch. Life cover refers to the amount of money offered to the family in case of the sudden death of the policyholder. Policy cancellation terms must include all the terms, conditions and rules under which there are chances of policy cancellation.
With the regular premium payments, adding top-up premiums will increase the coverage likewise. Fund switching must include several free switches during a policy year, covering the cost of switching as well as the ease of switching.

For getting the best ULIP in India, one needs to be aware of all the terms and conditions laid down by the company. Stay safe from fraud.

Home renovation loans – Are they actually personal loans

Buying a house can be easy if you have the means but turning it into a home can be a tough job. Also, giving your existing house a makeover could be a tiresome affair and even quite heavy on your pocket. Therefore, here is a remedy which you could adopt to refurbish your home and turn it into the cosy spot which you have been dreaming of. Whether you want to turn your kitchen into a modular one or redesign your living room, add a tinge of colour to the structure or enhance the overall look of your home, here is your answer.

It is none other than a home renovation loan that enables you to carry out so many tasks related to your home without stressing on the expenses. Home renovation is one of the reasons for which an individual can be sanctioned a personal loan. In general, a personal loan is a loan that is granted on the basis of your immediate need without pledging securities or collateral and a homerenovation loan is also passed on the same basis. You can easily get hold of a loan by providing minimum documentation and it is the same for personal loan.

Taking into account the interest rates, it can be said that these loans charge a comparatively higher rate. This is because they do not ask for any securities and hence are unsecured loans. Moreover, the amount is sanctioned without taking much time for processing and revaluation. However, the tenure to repay the loan is negotiable, hence the best way to make the maximum use of personal loans without paying too much interest is to repay it at the earliest.

For finding the best lenders, what you can do is, check out the list of personal loan financial institutions online and compare their terms and conditions. The one with the lowest interest rate and greater cash limit would be the best lender for personal loans. Even if the tenure for repayment could be extended up to 60 months, still it is better to clear your debt sooner without causing any lapses in payments of your EMIs. Nowadays, with the world going viral online, personal loans along with home renovation loans have also gained momentum from where you can apply and avail loans in quick time.

Besides doubling up as home renovation loans, personal loans can also serve purposes like organising your wedding, education costs, medical emergencies, buying two-wheelers and more. Thus, it can be said that personal loans are your friends in need as well as deed by providing you with financial aid at the most crucial times of your life.

Of course, you are going to return this favour with higher interest but that is possible in a convenient manner with easy instalments. Your dream or wish to turn your home into a new living space can be easily fulfilled with the help of a home renovation loan.

The Best Time to Visit Mahabaleshwar and Other Tips for Your Trip

Mahabaleshwar is situated in Maharashtra and it is a popular hill station that is perfect as a weekend getaway. If you are wondering about the best time to visit Mahabaleshwar,then the upcoming season is the best for that. As it is a hill station, it almost always has pleasant weather. Mahabaleshwar has two distinct seasons and they are summer and monsoon. As summer is approaching, you can get a respite from the heat in the plains by visiting this destination.

You get pleasant weather as per the Mahabaleshwar travel guide and the temperature remains around 30 degrees Celsius. On the other hand, the monsoons bring heavy downpours while the weather remains cloudy and foggy. The article will help you to decide on a suitable time for booking Mahabaleshwar resorts.

What Are the Things to Do in Mahabaleshwar?

The adventure lovers find the monsoon to be the best time to visit Mahabaleshwar. Winter months in Mahabaleshwar are not cold but a little cooler than the summer. At that time you will see a little rush but there are plenty of Mahabaleshwar resorts to cater to soaring demand. Mahabaleshwar is always ready to welcome you with its enchanting natural beauty. There are different things to do in Mahabaleshwar as the geographical terrain is rocky and a feast for adventure enthusiasts. You can opt for hiking, trekking, and rock climbing. As it is near to Mumbai, there are several rock climbing groups who organize these activities here. The Mahabaleshwar tourism department also organizes different activities for tourists. So if you choose summers, you will be able to participate in these activities and this is the reason it is called the best time to visit Mahabaleshwar.

The people who want a nice and pleasant summer getaway can also find several interesting things to do in Mahabaleshwar. You can do boating and as the hill town has lush green forests, people who love bird watching will find the place appropriate. While taking a tour of the place, you can enjoy authentic food from restaurants in Mahabaleshwar. If you want to eat good Maharashtrian food at affordable prices then you need to visit restaurants in Mahabaleshwar.

What are the places to visit in Mahabaleshwar?

There are different places to visit in Mahabaleshwarand they are described in this article. The Elephant Head Point is a place where you can walk on the edge of the hill and get a magnificent view of the mystic mountain. If you are a forest lover then there are several places to visit in Mahabaleshwar and you will be able to find some natural falls like Chinaman’s Falls and Dhobi Waterfall. The Mahabaleshwar tourismdepartment also promotes the place as a wildlife sanctuary and this is the reason why you can consider hiking in the forest here. If you are planning to opt for a forest safari, then you may book a package likewise.

If you are planning to visit the place soon, you will get all the details in a Mahabaleshwar travel guideabout how to reach. Those who love long drives can simply take a car from Mumbai to reach this picturesque destination.

How to select a suitable coverage plan for your needs

When you wish to buy a health insurance plan, don’t forget to remember that you need to look into suitable coverage for you and your family members. There are exclusions of certain diseases which you must be mindful of, in order to include them in your insurance plan. With the inclusion of pre-existing diseases, you are covered fully, otherwise, if the illness is on account of pre-existing diseases that are not included, settlement for the same will be refused by the insurance company. This is one major restriction on the way towards getting suitable insurance coverage.

There are other restrictions too such as in case of a corporate health insurance policy. Corporate medical insurance does not offer full coverage and it may not contain accident coverage. To correct the same, you must buy additional coverage over and above the coverage provided by a corporate insurance policy. If needed, you may go for top-up and super-top up plans too.

These top-ups and super-top ups are additional or supplementary health insurance plans for an employee’s corporate health insurance policy. It is advised that you should prefer a top-up or super-top up to an enhancement plan. Enhancing the policy will be more expensive compared to top-ups because the premiums will be higher. A top-up or super-top up comes with higher deductibility. If you are buying health insurance from the best health insurance company in India, you will have these options for top-ups.

It may so happen that during treatment or hospitalization you have exhausted your sum insured. Now, you have to pay from your pocket for an additional cost that is not covered by the policy. Now the top-up cover will be handy. You should choose a deductible for a top-up when the existing sum insured of your policy is liable to be insufficient in a particular scenario. This amount is to be paid by the insurer before the top-up cover gets activated. The amount in excess of the deductible limit is paid for through the top-up plan that you have chosen.

A super-top up plan is relatively better compared to a top-up. In a top-up plan, if a single claim exceeds the deductible amount, the top-up will be activated. If the claims are from two different hospitalizations and the bills together exceed the deductible amount, the top-up plan will not be activated and you have to pay the additional amount from your pocket. It happens because there are two separate bills from two separate hospitalizations and individually, they don’t exceed the deductible limit. But in a super-top up plan, even if there is a consolidated amount from two different hospitalizations, this amount will be treated as eligible for payments from the insurer. This is the reason why you should opt for a super-deductible plan. Apart from this, a policyholder gets limited coverage when there are pre- and post-hospitalization expenses incurred. In case of super-top up plans, you are covered for pre-hospitalization and post-hospitalization expenses including expenses incurred for the treatment of pre-existing diseases.

Get Your Parents’ Prayer Group To Their Picnic Spot In Delhi

Your parents, like so many senior citizens, have an active social life and friends they meet with regularly. Most of these connections are forged in prayer groups, laughter clubs, exercise clubs, gardens, etc. The group might decide to go for an outing to socialise outside the usual bounds of the environment they regularly meet in. So, your parents’ prayer group might decide to go for a day-long picnic in Delhi.

It is up to you to look after the logistics of the picnic – start by hiring/renting a 12-seater tempo traveller in Delhi for the small group.

1 Get the group size and set of requirements first.

The first requisite for hiring/renting a 12-seater tempo traveller is to know the size of the group. In this case, the group is not more than 10 or 12 people in strength, so a 12-seater tempo traveller is what you need in Delhi. Always start with a head count so that you can hire/rent the correct bus size. Next, since the group entirely comprises senior citizens, you must find out if they have any special requirements for the trip. This might include being picked up from their homes, or not being comfortable with an AC bus, for example. Factor these requirements into a spreadsheet so you can give the bus hire company these inputs and have them assign a suitable bus for the group.

2 Get a list of every person’s health history and emergency medication.

Dealing with senior citizens is more to do with keeping them physically comfortable than anything else. At that age, they suffer from various ailments that require daily medication and therapy. Find out every member’s exact medical history – who has diabetes or hypertension, who is asthmatic or arthritic, which kind of emergency medication a person takes and its dosage, and so on. Also get a doctor-prescribed set of motion sickness pills to use during the journey. Based on this information, you must look for 12 seater tempo travellers that offer push back seating, wide aisles that can hold folded wheelchairs or strollers, ample leg room, and which can offer ramps or handrails for the group. Check the emergency evacuation exits before signing up for the bus.

3 Map the route with plenty of stops.

You cannot have a bus full of senior citizens and take a long journey without stops. The group will need to use the restroom, or stop to have coffee or eat something before they take their meds. Not every senior citizen uses an adult diaper during travel, so make sure that the route is mapped such that there are public restrooms on the way, and space for the bus to make stops so that the group may alight for some fresh air before reaching their destination.

4 Keep a doctor in the bus.

There is no saying who might take ill and how during the journey. Sometimes, a mere change in altitude can trigger a heart or respiratory episode. Or somebody else’s blood sugar levels might crash and send them into hypothermia. Or another person in the group might suffer from muscle spasms. If necessary, have a general practitioner on board the bus. If not, have a doctor on your speed dial so that you can ask for emergency assistance during the journey.

5 Get acquainted with the driver and how he can handle emergencies.

Leading bus hiring companies in Delhi ensure that the 12-seater tempo traveller they assign for the trip comes with a friendly and experienced driver. When you inspect the bus, also start chatting with the driver to understand his level of competence in handling emergencies. An emergency may be a medical or natural one. The driver must be equipped to handle both. For example, he must be able to drive to the nearest hospital in the quickest time, or swerve safely to avoid accidents, or even take the group to safety when natural or manmade disasters strike. More importantly, he must assist in emergency evacuation instead of running to safety before the rest of the group.

We hope your efforts pay off and your parents have a marvellous picnic!

Best Tips for Investing in Mutual Funds for Earning Handsome Returns

A mutual fund is the individual’s money pooled from various investors and the entire capital is then invested in purchasing company shares, stocks or bonds. A professional fund manager is responsible for all the investments and collection of returns. They allow investing in small amounts and access to large portfolios, while being well regulated by SEBI. The returns are higher in comparison to conventional investing.

Mutual fund companies have professional fund managers who carry out all the investments and expect to garner higher returns. The investment is affordable as well. The expense ratio ranges from 0.55-1.5% and cannot exceed 2.5%. Investors have the flexibility to switch funds as well.

Some tips for investors to earn handsome returns from Mutual Fund India are –

Start investing through a Systematic Investment Plan or SIP. The reasons are, it offers financial discipline and helps to invest regularly without being affected by the market turbulence. While you are investing systematically, it will offer you the cost of averaging benefit and finally, it allows you to enjoy the power of compounding.
There are largely three types of mutual fund India. These are Equity or Growth Funds, Income or Bond or Fixed Income Funds and Hybrid Funds. Try making a long-term financial investment as the return gained will be far more than investing in short term financial investments. The longer the period, the higher are your gains.
Don’t just invest in mutual funds and forget about it. You need to review the mutual fund portfolio every six months to maintain the balance of returns. Though to manage the funds there are fund managers, but it becomes the responsibility of the client to keep an account of what was promised and what is the actual return.
The clients should discard the non-productive mutual funds on reviewing their portfolio at regular intervals.
Always try to own funds with the lowest possible expense ratio. The advisory fee and basic operating expenses of the fund come under the expense ratio.
Always avoid Mutual Funds India that have high turnover ratios. The turnover ratio is the percentage of the portfolio bought and sold each year.
Find information about the portfolio manager. Try looking out for an experienced and disciplined management team.
As a beginner or a first-time investor, you must set your financial goals, budget and tenure. The next thing is choosing the right fund type; generally balanced or debt funds are recommended for first-time investors. Analyze and compare all the mutual fund schemes and then pick the appropriate one. Never ignore some factors like the fund manager’s credentials, expense ratio, portfolio components and assets.
Always keep your KYC documents updated. To become KYC compliant, all you need is a PAN card and a valid address proof. You need to open a net banking account to make your investments more secure. Finally, seek proper advice from a mutual fund expert.

The 3 Things To Remember When Booking A Tempo Traveller

Planning to transport a group of people from one spot to another is by turns simple and challenging. For one thing, you must work out all the logistics beforehand so that the journey goes without a hitch. This often starts with finalising a tempo traveller for rent, or going with a larger bus if there are more than 50 people on board.

For another, you only need to entrust a reputed company for the tempo traveller hire and the entire planning and most of the journey is sorted out on its own. From sending an experienced driver for the job, to assigning a comfortable and luxurious tempo traveller so that passengers can travel with ease, these companies have the entire process down pat.

For the uninitiated, a tempo traveller is a large bus – at least 9 seater but not more than 25 seats – that can transport a small or moderate sized group within the city or outside it. The journey often takes long, which is why the seats recline, are padded for comfort, and offer extra legroom. There is a large cargo hold as well, for luggage and other equipment.

On your part, you must remember to tick off 3 important points when hiring a tempo traveller for a short or long journey. They are:

#1 Deal with reputed bus hire companies only.

You can hire a tempo traveller from any of several hiring companies in the city. But only leading names in the industry can assure you of good quality across all touchpoints, from the state of the bus to the billing for the journey. Leading companies will have a detailed roster of operators in the cities of their operations. They offer quotations based on the distance, start and end points, duration for which you require the bus, and so on. Insist on getting different quotations for the price you are comfortable paying, before proceeding further.

#2 Issue specific details.

You must be specific with the start and end points for the journey, the possible route you will like to take (or let the bus hire company work out the route for you), for how long you require the bus (full day or just a drop or pick-up), how many passengers will be on board, if the group requires entertainment on board, etc. Based on the inputs you provide, the company can rent out the tempo traveller with adequate seating, entertainment console, first aid kit, experienced driver, and the shortest route map. The more detail you provide, the better it is for the company to work out the best deal for you at a budget that you set.

#3 Insist on transparent pricing and billing.

Like mentioned above, there are several companies offering tempo travellers for hire. But not all of them are transparent with pricing. Only leading names in the industry offer a breakup of the costs based on the route, with a fixed price per kilometre of the drive. You can check the route map and verify if you are being charged more than you should be. You can pay an advance amount to book the rented tempo traveller, and then pay the balance before the journey commences. Always work with operators that offer a bill upfront, and who have responsive customer care in case you have any questions before, during or after the billing process.

How To Hire The Tempo Traveller?

Do follow these steps to hire the bus or tempo traveller for the group:

Log on to the portal of the tempo traveller renting company.
Give your trip details, i.e. where you are starting the journey from, the origin city and the destination city (whether in-station or outstation).
Let the company get back to you with available vehicles as per your requirement and the prices for the same.
Select the tempo traveller at the price that seems suitable to you, and also the operator.
Await the bus at your chosen pickup point and start the journey. Enjoy the trip and pay online for the entire journey.

We hope you have a splendid journey with the hired tempo traveller.