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Top 10 Innovative Health Technologies Developed In Past Ten Years

Health technology

According to WHO, health technology is—the application of organized knowledge and skills in the form of devices, medicines, vaccines, procedures and systems developed to solve health problems and improve the quality of lives. Innovative health technology is commonly referred to as healthtech.

Health technology is the best use of technology, way more essential than luxury technology. Healthtech boosts hospital and administration productivity and gives novel insights into medicines and treatments. It also improves the overall quality of care that is provided.

Health technologies

Digital healthcare technologies like AI, 3D-printing, VR/AR, robotics, and nanotechnology are shaping the future of healthcare. We must familiarize ourselves with the latest developments in healthtech to use the technology. Learn the new about technology here.

Top 10 innovative health technologies developed in the past ten years

Technological innovation continues in changing the healthcare sector. Things like patient registration, data monitoring, lab tests, and self-care tools are modernized with technology. Nowadays, individuals are given the option to undergo full consultation from the privacy of their homes.

#1. Electronic health record

In the year 2009, just 16 per cent of US hospitals used an EHR. However, by 2013 the number changed to a whopping 80 per cent of hospitals. For a long time, hospitals had disparate systems for pharmacy, orders, and documentation. Integrating these systems into a single more structured platform allowed more efficient care of patients.

EHR is the right software for centralization of patient information. But it can double up as a data and population health tool in the future. Earlier, each organization had its way of doing things, and healthcare varied across the country. But as data is making decisions now, it’s going to improve outcomes with its consistency.

#2. Telehealth

Telehealth has proved to be extremely helpful in rural settings as rural areas do not have access to resources like metropolitan areas. A study showed patients in an ICU equipped with telehealth services getting discharged 20 per cent more quickly and with 26 per cent lower mortality rate as compared to patients in a regular ICU.

Full assessment tests are being carried out with telehealth services. Claims are generated automatically, and fees are also reduced as there are no traditional offices and associated costs. It also saves a huge amount of time.

#3. mHealth

mHealth is mobile health. The innovative health technology is freeing healthcare devices from wires and cords. It is enabling patients to check their healthcare processes on-the-go. Smartphones and tablets allow healthcare professionals to access and send information freely. mHealth can be used for orders and documentation.

Patients can now access their bathroom scale, blood pressure mount, and transfer EKG wirelessly. mHealth has taken healthcare monitoring out of office, out of lab and made it a part of life.

#4. Self-service kiosks

Self-service kiosks expedite processes such as hospital registration. Automated kiosks help patients with checking identification, signing paperwork, paying co-pays, etc. But it has to be ensured that human to human communication is not entirely eliminated.

#5. Portal technology

Patients are becoming increasingly active in self healthcare with the use of portal technology. It allows patients and physicians to access medical records and interact online. This helps patients become closely involved and better educated about their care. It is a source of responsibility and empowerment for patients.

#6. Wearable technology

Wearable devices and sensors are another way to collect data; one of the purposes of healthcare. A simple alert by way of sensors and wearable technology to a care provider can help save a patient’s life. A lot of these can be picked by data points when something abnormal goes of.

#7. Wireless communication

Wireless communication has only recently introduced in the hospital setting, replacing beepers and pagers. The reason for such late intercommunication setting is security and HIPAA concerns. Vocera Messaging offers platforms to send secure messages like alewrts and lab tests to one another using clinical systems or smartphones.

#8. Remote monitoring tools

Monitoring a patient’s health at home can reduce costs and visits to a physician’s clinic. Using remote monitoring tools, patients can be contacted in case there’s something wrong.

#9. Real-time location services

Real-time locating services is a growing data monitoring tool. It is helping hospitals to focus on efficiency and identify problem areas instantly. Tracking systems can be implemented for instruments, devices and even staff. Tracking movement highlights potential issues in efficiency and utilization.

#10. Genome sequencing

Personalized medicine is one of the best advancements in healthcare industry. Anticipating the onset of diseases and tailoring treatment plans as per patients leads to promising healthcare efficiency and accuracy. Pharmacogenomics or genome sequencing can help reduce billions of dollars in excess healthcare spending caused due to misdiagnoses, readmissions, adverse drug events, etc.

Conclusion This is what is new about technology used in healthcare systems. Many other innovative health technologies are in progress and being developed to make our healthcare systems even more modern.

Wear A Mask – Covering Your Face Can Save Lives

The year 2020 has been all about the Coronavirus pandemic that has impacted the whole world. This virus is known to infect the respiratory system of human beings and weaken the lungs. From the very beginning of the onset of the pandemic and all necessary precautionary measures, wearing a face mask became a necessity. The government made it a rule to have faces covered with face masks when visiting any public place.

With the normalization of face masks, they have evolved in style and prints and even serve as fashion accessories currently.

What are the different types of face masks?

Disposable face mask: Usually thin, multi-layered paper masks that are meant to be not worn more than once. Studies show that these mask effectively filter out 60% of small and minute particles and droplets suspended in the air. These are also called a surgical mask.
N95 respiratory mask: These masks are made of synthetic plastic fibers and filter out 95% of harmful particles suspended in air or surfaces that can be inhaled. Their high affectivity is essential for healthcare workers who are around patients all day long. However, these masks cannot be washed, and therefore doctors suggest the general public not use these masks daily.
Homemade cloth face masks: During the pandemic, many people have started stitching masks at home to help with the increased demand for the same. These are washable. Multiple layers of cloth are stitched together into a mask. Extra filters may also be added between the layers. A two-layered homemade mask is 35% effective in filtering particles. However, a three-ply or one with a separate filter will be similar to a surgical mask.
Cotton blend masks: The masks that have been produced by popular clothing retailers and are usually a blend of cotton and synthetic. These are also meant to be reused after wash. Usually, these are made of three layers of the fabric. These have the same affectivity as a disposable face mask.
Cone masks – These are made of latex-free polyester that can fit over the nose and mouth. These masks are also popularly used by health care workers and doctors.
Neck gaiters and balaclavas: Both of these are existing face gears that are designed to be work around the neck and the lower part of the face. During the pandemic, these have also risen in popularity as protective wear against the spread of the virus. Balaclavas also include a covering for the head.

Points to remember about masks

Wearing a face mask is not optional.
There are many different types of innovative items and fabric being used as masks nowadays. The important fact is to understand that irrespective of what a mask is made of, it needs to be effective and safe. It is not just a face accessory.
A mask should cover your mouth and nose entirely.
For reusable face masks, it is suggested to ensure that the masks are washed with soap and warm water after every use.
Have backup face masks, especially if use is regular.
Wearing a mask does not diminish the need to maintain social distance.

Let’s remember that although it has been a long time fighting a global pandemic, we are yet to reach the end of the tough times. Therefore as a responsibility to our friends and family and all the essential and healthcare workers, we must keep taking all precautions we can. It will not only keep others safe but keep us protected as well.

Take care; this too shall pass.

Amazing Reasons To Seek Management Consultancies Services

In business, you always have to have a three-dimensional outlook in all the aspect. Your business needs expert and objective advice and help to cultivate growth and progress. The current economic environment dictates that a business always stands, out and increase their revenues. To achieve these, they have to tighten their operations and keep their expenses low. Many businesses always find it hard to stay ahead of the competition. This is more complex for business whose owners wear many hats. Coupled up with the day to day running of operations, the managements hands are always full.

Gains for using management consulting services

This is a major gain your business stands to benefit when you seek the services of managing consulting companies in India. Choosing to use a management consulting service allows your business affair chance at growth rather than simply maintaining the status quo.

When seeking these services, you don’t pay for impractical data and random recommendations. You pay money to acquire advice on a specific issue affecting your company. You may seek the services for a management consulting project. The consultant will help your business to

Identify the problem – Your business will know the problems that need a
The consultant comes up with the approach – How do we investigate this problem?
Data gathering – Comb all issues regarding the problem
Analyze data– What does our data reflect
Give advice – According to the consultant expertise they will advise your business accordingly
Implementation – help the organization implement the recommendations

Benefits of using management consulting companies

Independent advice : Since they are external, the consulting company is more likely to give you solid independent advice. As they also deal with other companies, they are better placed to give you practical advice.
You don’t deal with human resources and employee tax issues. The management consultants will employ their own workforce. As a result, you won’t need to employ the workforce to work on that project.
Since contract work is scalable, you can apportion work to the management consulting companies is portions. This allows you time to implement the recommendations.
Easy to terminate when no longer needed: When a project is over and you no longer require their service s you terminate the services as per the contract.
Diversity of ideas from other experiences: This is helpful because you get to avoid pitfalls that other companies have found themselves in.
Flexible for project-specific work: You get to procure the services of a management service only for a particular problematic area. This allows you the freedom to continue working
The company is always a higher-level business professional than may be hired by the company under standard conditions

Qualities good management consulting services

Should prioritize your needs before their own at all times
Should always look for opportunities for the growth of your business and eradicate any problems
Should always present a range of solutions and should always let you choose what works for you and your business
Should be confident about your business and the problems revolving around it
They should understand your business

How Is A Credit Shield Helpful?

Credit shield insurance is a financial (insurance) product that ensures security to the insured in case of an unforeseen event. It is an insurance product that protects an insured person’s family (provides security) during an unfortunate event such as permanent disability, critical illness, accidental death, loss of employment, etc.

What are the things covered under credit shield?

The credit shield coverage provided by different financial institutions varies; however, some of the risks covered under the credit shield includes:

Death

In case of accidental death of the policyholder, the insurance company pays the coverage amount to the beneficiaries.

Temporary total disability

In case of a temporary disability due to disease or injury, the policyholder gets the benefits according to the policy.

Permanent total disability

In case of a permanent disability due to accident or any other reason, the policyholder gets the coverage amount by the company.

Critical illness

Different critical diseases are covered under the policy that includes cancer, heart attack, stroke, etc.

Loss of employment

In case of loss of employment, the policyholder gets the benefits according to the policy; however, if the policyholder gets employed (even if part-time job), the benefits gets cancelled.

What are the benefits of the credit shield?

In case of an unexpected event in the life of the policyholder, credit shield is a security net to the policyholder and beneficiaries. Some of the advantages of the credit shield are:

The credit shield ensures the policyholder’s peace of mind and liberty to lead his /her life with confidence.
The credit shield policy shares the financial burden of the policyholder during times of distress. It waives off a big chunk of the outstanding due payment of the policyholder beneficiary.

What are the credit shield exclusions?

Certain conditions are laid to get the credit shield, and some of the exclusions are as follows:

Suicide

If the policyholder commits suicide within one year of taking the policy (irrespective of the sanity or insanity), the financial benefits are not provided to the beneficiaries by the companies.

Hazardous occupation

People who are involved in performing risky tasks such as mountaineering, hunting, steeplechase, racing (of any kind), etc., are not covered under the policy.

Eligibility conditions for the credit shield

Condition Limit

Minimum age	18 years(depends on different insurance companies)
Maximum age	65 years
Minimum policy term	3 years
Maximum policy term	10 years(depends on different companies)
Minimum group size	50 employees(varies with different companies)

Features of the credit shield policy

Free lock-in period

If the policyholder is not satisfied with the specified terms and conditions of the policy, he/she can opt-out of the same by returning it within 15 days of the date of receipt of the documentation. The premium amount already paid is returned after deducting the medical costs and the stamp duty.

Grace period

A policyholder gets a grace period of a few days for payment of the premium amount.

Policy lapse revival

In case of failure to pay the premium on time (including the grace period) the policy lapses. However, the policy can be reinstated by payment of the premium dues along with the interest amount.

Tax benefits

The policy enjoys income tax benefits under the IT act, 1961.

The credit shield is an incredible tool to safeguard individual and family members from the unfortunate and unforeseen events of life. It helps in shouldering the responsibility in times of distress.

A List Of Places To Visit In Kochi: Where Nature & Culture Go Hand-In-Hand

A coastline of charming waves as far as the eye can see and a city reminiscent of the western cultures of the ‘old days’, Kochi is a tranquil get-away kissing the Arabian Sea in God’s own country, i.e. Kerala!

Popular as the ‘Queen of the Arabian Sea’, Kochi has been an important trading port since the Portuguese, British & Dutch empire and as such, the city retains a lingering essence of the European culture & heritage. Visiting the city is a serene experience with many uniqueplaces to visit in Kochi& things to do in Kochi.

Kochi Tourism Facts

Located in the Ernakulam district in Kerala, Kochi was a major spice trading hub for the Portuguese empire during their colonial rule. A region dominated by tropical Monsoon Climate, one can experience all the major religions in the country comprising of diverse demography.

Although the city progresses towards an ever-developing urban lifestyle, various ethnic groups also dwell there, representing a melting pot of the city’s heritage, cosmopolitan outlook & the indigenous roots of India.

The best time to visit Kochi is before or after the monsoons, as the region experiences heavy rainfall which can be a hindrance to commuting. Apart from that, Kochi is very pleasant all year round as it does not experience extreme climates.

Places to visit in Kochi

There are multiple attractions & places to visit in Kochi, from beautiful beaches to alluring architectural craftsmanship and much more.

Fort Kochi

Along the serene Arabian coastline, lies a small village called Fort Kochi. This is a perfect start to your itinerary of Kochi tourism, with a first-hand glimpse of Chinese fishing nets, Jewish synagogue, Dutch cemetery & various churches that reflects everything that the city has to offer in a nutshell. The famous Santa Cruz basilica is also located in Fort Kochi.

Willingdon Island

One of the largest man-made islands in the world, Willingdon island is a splendid escape amidst the ocean with breath-taking views all around. The island is home to the Southern Indian Naval Base and has some of the best Kochi resorts for a lavish stay.

Veeranpuzha Lake & Backwaters

Located parallel to the Malabar Coastline, the Veeranpuzha lake is a series of lagoons forming part of the scenic backwaters of the Arabian Ocean.

Mangalavanam Bird Sanctuary

For those who are ears to the call of the wild, the Mangalavanam bird sanctuary is home to a multitude of resident & migratory birds in it’s dense, mangrove setting.

Greenix Village

The famous village where the numerous art forms are practised, one can witness Kalaripayattu and various other forms of Kathakali dance-drama here.

Beaches

Being a coastline, Kochi has a number of pristine beaches with tranquillity and the relentless sea-breeze your humdingers. The Cherai beach and Andhakaranazhai beach are some of the renowned ones.

Things to do in Kochi

A ferry through fantasy

Take a ferry ride from Kochi port to Ernakulam jetty to reach Willingdon Island and experience a memorable stay.

Stroll by the sea-side

Marine drive in Kochi is a marvellous promenade facing the waterfront with a vibrant, festive type atmosphere throughout the evenings.

Sunset Cruise

A breath-taking journey of two hours, starting from Marine Drive in Kochi and covering Fort Kochi, Chinese Fishing Nets, Mattancherry, Bolgatty Island, Willingdon Island and finally the Kochi shipyard.

Vasco Da Gama square

A leisurely esplanade with stalls and eatable shops aplenty as you watch local fishermen catch their bounty just across!

Shopping spree

MG Road is the perfect destination who feel a holiday is incomplete without some local shopping being done!

Lulu Mall

Lulu mall is amongst the biggest malls in India with a retail space of 1.7 million sq. Ft. It has got every amusement, from movie halls, entertainment zones like bowling & arcade games and some of the best restaurants in Kochi.

Kochi Resorts

Amongst all the breath-taking locations in Kochi, living at Club Mahindra Resort at Cherai beach in the lap of the ocean is a wholesome experience for the mind, body & soul with all the attractions & places to visit in Kochi nearby!

Club Mahindra Cherai Beach Resorts

Club Mahindra Cherai Beach Kochi Resorts is everything you have wished for as your dream holiday. With joys abound, this place has every indulgence for your whole family, with peaceful boat ride dining experiences, fishing, waterfall gazing, cooking and a lot more by the beautiful Cherai beach.

Get spoilt for rich taste with some of the finest restaurants in Kochi. Wish your taste-buds the best of mornings with breakfast at Yavanapriya. Relish delectable sea-food as you gaze at the open sky & a grand sunset behind the open sea At Meenkada Sea-food Restaurant! Snack on authentic Italian pizzas at Aromi di Italia.

How to reach Kochi

How to reach Kochi by air

The Kochi International Airport is home to domestic as well as international flights to the city. It has direct connectivity to some of the major airports in the country.

How to reach Kochi by train

Travellers looking to visit Kochi can reach there via train through any of the major Indian cities. The nearest train stations include the Ernakulam Town Station & Ernakulam Junction station.

How to reach Kochi by road

Visitors from Mumbai, Chennai, Hyderabad & Bangalore, can easily reach Kochi by Kerala State Road Transport Corporation (KSRTC), taxis or their personal vehicles.

The call of cultures…

Kochi is an ethnic mix of various indigenous tribes and religions that have settled in the region since long! Even as the strong-rooted culture & heritage of the city stands undimmed before the dawn of the modern urban lifestyle, a visit to this city offers a great insight into the ways of old & the convenience of the present.

Visitors to Kochi will always find a great escapade, from catholic churches to fishing & from Jewish synagogues to picturesque beaches along with many other impressive places to visit in Kochi.

Is SEO in Dubai any different from anywhere else?

SEO in Dubaiis no different from anywhere else. Still, if the business is targeting Dubai or, for that matter, any region, it needs a regional SEO strategy.

What is the difference between regional SEO and local SEO?

There is one vital difference between regional SEO and local SEO. Local SEO is concerned with optimization efforts to improve local SERP. Service area businesses operating locally who have brick-and-mortar physical structures set up virtual offices to work on their digital strategies. The efforts are directed at improving the visibility of their businesses in the local region.

Virtual offices, as per Google’s guidelines, are allowed provided they are staffed with regular staff during normal business hours. The virtual office is only an extension of a physical office. But there is a chance that the virtual office listing might get de-listed following a complaint by someone. Therefore, to implement SEO in Dubai or SEO in Amsterdam or anywhere in the world, another set of approaches can be taken as discussed in the following sections.

Researching the area

There could be several areas that are generating product requests for the product or service you are selling. So conducting local keyword research identifies these potentials. This can be done by the inclusion of geo modifiers in the phrases. Then, using Google Analytics, a geography report can be taken to see the trends. Once a list of cities is retrieved based on the keyword research, rank these cities from the highest city of interest to the lowest. Next, group these cities into single regional boundaries for the purpose of SEO.

No more doorway pages

These pages are specifically made to certain search queries so that these pages pull up whenever these queries are made via search engines. Doorway pages are essentially duplicate pages that lead to the same destination. In the long term, it could harm the user experience. As much as it is not an effective SEO in Dubai strategy, it is not an effective strategy in any region.

Create perfect highly-specific local content

Instead of a doorway page, provide content that is useful for the reader. Add an area-specific description that is unique to the page. The business description should convey the following:

History of business in that particular locale
Why the services of your business are helpful for the people of that region
Any notable projects in that area. For example, for SEO in Dubai, some local projects need to be shown to elicit customers from this region
Unique selling proposition of the business
Services and goods that could be popular in that region
Internal linking to relevant pages to close-by regions

Mention clientele

Use client testimonies and photos of projects undertaken. All of these will increase the brand reputation and recall of your service. Include any information that separates your product or service from the rest of the competition. Nowadays, seeing is believing. So it’s not just SEO in Dubai that wins, but good content and quality organic SEO wins in the long run.

Retirement Plan – To Get The Best Out Of Old Age With Insurance

Overview

While a person is young and has the energy, intellect and competency to work, he can earn money. But when the same person’s age, his expertise and capacity to work diminishes, thus affecting his power to earn a regular income. This is his retirement age. While the individual is still financially independent, he must save for these days when he will be out of work and without income. He would need to maintain his lifestyle, keep a surplus for medical emergencies and take care of his retirement period without being financially dependent on anyone else. All this needs a specific investment to be created from the regular source of the person’s income.

Thus, we all need to plan for our retirement accordingly.

First and the foremost factor is that it should be a long term retirement planning
Anyone trying to save for his later years of life can start by investing small amounts in his initial years of employment or business.

Features And Benefits:

Investment in retirement plans provide Tax-Free Income till retirement
It also caters to Tax-Free Fund Value (withdrawal)
Tax Exemptions: Up to Rs. 1.50 lakhs u/s 80C under retirement plans
Flexibility to draw the Fund Value fully at any point of time
Flexibility to enhance or mitigate the Pension Amount
To maximise returns, choice of multiple investment opportunities and strategies provided

Why Should Investment Start Early In Life:

It is imperative to start with a retirement plan early in life as the income earned during the prime years of life can manage the expenses, savings and investment for future needs. At the age of 60 (sometimes more), one thinks of leaving his/her job or business and wants to live their remaining life well. You would need to save to maintain your health, safety, security and lifestyle in the later years of your life. Here are more reasons why you should start early in investing for retirement fund:

It will provide for a source of income post-retirement to help meet daily expenses of own and family after the individual is not employed anymore
The retirement fund will help deal with health and wealth related emergencies
The best part is that there is no need to be dependent on anyone post retirement and the individual will be independently taking care of his expenses.
With a sufficient retirement fund accumulated, the individual can live the rest of his life peacefully and the way he always wanted to. There will be no stress of going to work and he/she can lead a much more relaxed life.
With the help of a retirement plan, one can acclaim a guaranteed income after retirement in the form of annuity, which will be helpful in meeting monthly expenses.

After retirement, there is no income and the situation can be quite weary and stressful for any individual. To manage regular expenses and maintain the regular lifestyle, one must invest wisely in annuity schemes and pension funds to avoid the risk of losing out on income and relieve the retired individual from stress and anxiety. They can be confident about living their lives peacefully, without burdening their children, and can also fulfil other responsibilities and meet financial goals.

Bisleri Vedica: A Distinguished Product

Overview:

Bisleri Vedica is the inceptions of the finest life, which is generated from a clear spring of the Himalayan range, which is a mineral-enriched surface. It comes out of the underground origin, fortified with natural silica, and is free from pollutants and contaminations. The quest for Bisleri Vedica began with finding the purest form of water in the world. It eventually turned into a pilgrimage that witnessed the sanctimonious purity of the mighty Himalayas. The rich water absorbed the serenity of Mount Kailash and captured the untouched magic of Mansarovar which ended up in a pious spring of water. It seems every drop of water in the spring is blessed with goodness, by natural substances, by snow, and by the rocks that are enriched with minerals. It is nothing but nature at its finest.

Its rich constituents:

This water in the form of Bisleri Vedica is rich in sulfate, rich in detoxifying agents, which helps to cleans, restores, and replenishes the natural system of the physical being. It has a sweet taste that has an appropriate content of calcium, dissolved solids, potassium, and magnesium.

Scientifically it has a high PH value which neutralizes acids and removes toxins from the body. This PH value naturally detoxifies the body optimizes tissue and cell health. A body that digests Bisleri Vedica well is better equipped with absorbing essential vitamins and minerals, has a stronger immunity, and can reduce allergy symptoms.

Features:

It preserves the purity, integrity, and benefits of spring water and brings the source right to the doorstep of its customers. It is available in a convenient range of sizes which is available in three pack sizes – 250ml, 500ml, and 1l.

Whether for your home or business, Bisleri Vedica keeps your family, loved ones, employees, and consumers healthy and hydrated.

Bisleri has tried to unearth hygienic and clean drinking water which is packed with premium healthy hydration. The water benefits the body deep to the last cell

Benefits:

Bisleri Vedica protects the body from damage. Our Natural soil, which produces fruits and vegetables that are consumed these days, are getting more depleted of rich minerals and vitamins over the years. That’s why we need to seek such minerals elsewhere. These minerals are relevant for basic functions and enhancement of cardiovascular health, the health of bones, and the contraction of muscles. So, the popularity of Bisleri Vedica has emerged and grown to maximum limits.

Its reach:

Bisleri Vedica is now available to all kinds of customers and is deliver from door to door, whether at home or work. The packaging is also protective of its natural balance PH levels and integrates the minerals and goodness of rich, clear, hygienic, and clean Himalayan water.

Whether at home or work, you need to stay healthy and hydrated, and you can safely count on Bisleri Vedica to provide the goodness of clean and pure mineral water. Bisleri Vedica is naturally mineral-rich, crisp, pure, hygienic, healthy, and tasty. There is no need to add any preservatives or additives in this purest form of water and even while packaging and delivering, the supreme quality and taste are preserved.

So now you can place an online order and keep the natural Himalayan goodness flowing without ever leaving home.

How much should you practically expect as returns from equity mutual funds?

It’s a challenge choosing the right mutual fund because of a lot of choices available. Sometimes it makes one confused and indecisive. There is a wide range of options available for you. You need to have a well-thought-out approach to arrive at a sound decision and also to avoid the wrong choices. Equity Mutual Fund in India is quite popular among particular segments of the populace who want both growth and safety. You should be able to understand the different types of schemes available to you. Equity mutual fund returns in India varies due to this same reason the quantum of return is variable. Many factors govern the return.

Assets of equity funds are invested in the shares of companies in different sectors. The fund manager tries to spread your investment across sectors. The returns from equity funds are better than those of term-deposits or debt funds. You will find investment in these funds a bit risky because it depends on the market. You cannot depend on historical returns because many a time the predictions go wrong. The mutual fund schemes are unable to provide historical absolute returns in terms of percentage. Absolute returns are something we should depend on for estimating our gains. It has been seen that many mutual fund schemes could not provide absolute returns for a long time. One cannot predict the future based on the past because the present is quite turbulent sometimes. Despite this observation, you need to have some firm expectation on returns. To guess the returns, you have to understand the following:

Returns from the fund = GDP growth rate + inflation + P/E expansion delta + market risk premium + Alpha of fund manager

The GDP growth and inflation are the basics of growth of the market. It’s because the market depends on the economy of the country. The benchmark or P/E fixes the returns. The inflation is anybody’s guess because it’s unpredictable. As long as the prices of crude oil in the international market are down, the inflation may be under control. So, a country depends on the imports of oil to calculate inflation. Monsoon is another consideration in India. During poor rains caused by poor monsoon, the market will witness a scarcity in the agricultural produce. It will affect inflation adversely. A high rate of inflation causes a fall in returns from the mutual funds.

You should assess your risk appetite and experience in the financial market. Most conservative investors will try large-cap funds. The returns from these funds are relatively low but your investment is more or less safe. You should diversify your investment. If you have invested in the right mutual fund with a good fund manager with considerable experience, you may expect to have your money safe. You can count on a healthy rate of return in future. If you have a moderate risk profile, you should select multi-cap funds. In this fund, your investment is evenly distributed curtailing the risks.

Is it possible to get cash for electronics in UAE?

BuyBack Bazaar helps you buy and sell electronics in UAE without any hassles. The unique concept behind this is to help people raise ample funds for meeting instant requirements for cash against their own personal possessions. You can easily put up your electronics for sale at BuyBack Bazaar Dubai.

The whole process means that you can get an instant approved price as cash for your gadget and later on, buy it back within a stipulated period of time. The available electronics that are applicable in this segment include mobile phones, tablets, laptops and smartwatches among others.

How the procedure basically works

BuyBack Bazaar Dubai makes things simpler for you with its innovative and convenient process. The steps involved include the following:

Get instant cash for your electronic assets.
You can get a price instantly for the item to be sold.
Go to your nearest store and then collect the cash.
The store will have your item kept safely in a sealed package.
Come back within 60 days for buying back your electronic item.
There is no obligation to pay and buy back your submitted electronic gadget.
There is zero paperwork or stress as opposed to traditional financing from lenders and other financial institutions.

Buy and sell electronics in UAE- Top picks

Some of the mobile phone brands listed include Huawei, Apple, Oppo, Google and Samsung. Laptop brands include Dell, Apple, Lenovo, Asus, Acer, HP, Samsung, Microsoft Surface, MSI-Micro Star Int’l, Toshiba, Sager, Mecer, Razer, Huawei and Fujitsu. Tablet brands include Huawei, Apple and Samsung while smartwatch brands include Mont Blanc and Apple.

BuyBack Bazaar aims at helping people generate immediate short-term cash by submitting their electronics in a dignified, hassle-free and transparent manner which is also fully safe. This helps people get the money that they need instantly. Additionally, they can return and buy back their submitted item whenever they have ample funds with them. If they cannot, there is no obligation to buy the item back. This makes it possible to bypass strenuous and tedious paperwork while enabling those who do not have always have access to formal credit. BuyBack Bazaar was formed out of this mission towards helping people realize instant funds for their electronics. The whole process does not take much time and helps you tap your own possessions for raising funds. The company has already catered to thousands of customers over the years and positive reviews and feedback have kept them going.