ELSS tax savings- Are they really worth it?

There has been a lot of talk about whether the ELSS tax benefit in India is worth it or not. Many investors and financial market experts have extensively covered ELSS tax saving in India and other long term equity fund in India and their advantages. ELSS is the equity linked saving scheme in India or equity market investment based option which is eligible for getting deductions on taxes under Section 80C of the Income Tax Act of 1961. These are open-ended mutual funds and apart from the ELSS tax saving in India attributes, you will also benefit from the possibilities of earning superlative future returns in the equity market. These funds deploy investments predominantly in shares of companies while seeking to spur higher growth through capital appreciation for all investors likewise. Returns from these funds are mostly tied to the performance of the stock market. For benefiting through the ELSS tax benefit in India, you will have to stay invested for a minimum period of 3 years.

ELSS tax saving in India- Some other things worth knowing

For such long term equity fund in India investments and for getting the tax benefits or savings on equity linked saving scheme in India, you will have to adhere to the minimum lock-in period of 3 years. Remember that if you are investing via SIPs or systematic investment plans, each installment will have its own 3-year lock-in period. Hence, if you have invested a sum of money on 1st January, 2020 and another installment on 1st February, 2020, then the lock-in periods will end on 1st January, 2023 and 1st February, 2023 for the two investments respectively. The pattern will be similar for subsequent SIP-based investments. The ELSS tax benefit in India can be availed up to a whopping Rs. 1,50,000 under Section 80C. Even though this section has provisions for deductions made on several basic investments like life insurance, PPF and others, you can still benefit from higher savings on your ELSS outlay.

At the same time, ELSS will help immensely with future wealth accumulation since you will get a handsome redemption amount as a lump sum at the time of maturity. You can also earn dividend income if you choose this option. You may choose receipt of payouts in the form of dividends or reinvest the proceeds likewise. You can invest more than Rs. 1.5 lakh in ELSS although the extra amount will not have eligibility for further tax deductions. Returns from ELSS will incur LTCG (long term capital gains) at 10% in case the total amount exceeds Rs. 1 lakh annually. If you choose dividend options for payouts, then the dividends will be taxed in your hands and TDS at the rate of 10% will be subtracted by the mutual fund (resident investors) and 20% (along with applicable cess and surcharge) will be deducted for NRIs. Tax credits may be claimed on TDS by investors at the time of filling annual returns. Considering both the tax savings and future returns that may be generated from ELSS, the investment is well worth it by all means.

Objective And Functionality Of Management Consulting

Management consultancy comprises the broadest areas of around 55-50% of the total consulting market. The management consulting projects are mainly advisory and implementation-oriented to assist the senior management take decisions, make business strategies, enhance organizational performance, and improve operational processes. This job role could be interchangeably conceptualized as an advisory or case study analytical expert, which is quite different from a trainer or just a coaching professional.

The key areas of expertise of management consulting projects revolve around:

  • Definition of the problem and how to solve it
  • Investigation of the issue and identifying the right approach
  • Gathering relevant data
  • Firm data analysis
  • Advisory mode and providing the best solution
  • Final implementation and recommending positive changes.

The main objective and functionality of Management consulting services are to:

  1. Provide functional expertise and specialization – There are critical areas within the realms of management like mergers, governance, operations, risk management, leadership, design, advertising, marketing, and much more. Management consulting companies provide services which revolve around providing profitable counseling and recommendations to resolve issues and provide functional expertise.
  2. Assist in goal assessment and analysis – To conduct in-depth analysis and research and give an unprejudiced perspective of complex business matters is one of the key roles of Management consultants.
  3. Project management – They deliver hands-on project management expertise and services and directly cater to providing the best services to the top management of any organization. Their workability includes project planning, implementation, execution, compliance, and measurement.

Management Consulting Services include:

  1. Intellectual Aptitude – A management consultancy firm provides intellectual expertise in terms of counseling and advisory roles, strategic thinking, action research, analytical processing, and finally, problem solving and improvement of the entire process.
  2. Communication Skills – The firm and consultants should be excellent in their written, spoken, and listening skills. Conflict management and presentations should be their forte and they should be capable of communicating expert advice to the companies they are working for.
  3. Leadership Capabilities – Management consulting companies should be apt in their judgment, decision making, emotional and intellectual expertise, presence in the executive region, maintain client relationships and engagements, and finally delivering their best management consulting services and advice.
  4. Technical Proficiency – Technologically, there are updates and upgrades taking place daily, and organizations and management consultants should be efficient in various technical fields. They should have fundamental know-how in analytics and data interpretation, statistical thinking, critical thinking and analysis, business systems, project management, contracting budgeting, and financial management. Direct collaboration is with the senior management or with the partners, so one needs to be very particular. One piece of advice can transform the whole business scenario.

Management consulting companies

 Management consults form more than half of the consultancy industry, and so specialization, professionalism, and appropriate knowledge and education is a must for these firms to employ the best staff who deliver their best. These can vary from big IT giants who can provide technological updates, recruitment firms, employment agencies, and freelancers. Their core responsibility is to act as contractors or advisors recommending the best solution to a given issue. It is like solving a case study.

Make Your Bus Booking Through Abhibus And You Can Get A Chance To Win Cashback Upto Rs 500

AbhiBus is a ticketing and booking service for buses, trains and hotels. They are the official partner of State Roadways Transport Corporation (SRTC) buses and Indian Railways Catering and Tourism Corporation (IRCTC) trains. They have more than 2500 bus partners and operate on 1, 00,000 plus routes across India.

AbhiBus is an online web portal that can be operated both through mobiles and desktop devices. They offer a one-step and sign up and log in process with an OTP that is sent to the phone number that the user provides.

The website guarantees complete security to all bookings made by the customers. They also provide 24/7 customer service for all ticketing queries. The portal offers easy access to bus and train bookings without the hassle of long queues. Customers can view all available options from different bus and train services and make their choice. Cancellation fees are also not charged on the AbhiBus website.

AbhiBus offers certain partner discounts and AbhiBus cashback offers on bookings made through the portal –

  1. Getmore November: The coupon GETMORE can be applied to get flat Rs 500 cashback on bus booking made through AbhiBus. Cashback would be credited to the user’s AbhiBus account after the booked journey is complete. There is no minimum booking value. AbhiBus offers this cashback till 30th November.
  2. RuPay Cashback: On payment of bookings by a RuPay Debit or Credit card and by using the code CHBKABRUPAY, a user can get a 50% upto Rs 300 cashback. The offer is valid on the first RuPay transaction AbhiBus bus bookings. There is no minimum booking amount and the offer is valid for any user. This AbhiBus offer is invalid on cancelled or partially cancelled bookings.
  3. LazyPay Cashback: Users can get Rs 150 cashback on their AbhiBus bookings on using the code LAZYPAY and using LazyPay for paying for the tickets. If the user is using LazyPay for the first time to make the booking, there is an additional cashback of upto Rs 150 or 15% on LazyPay outstanding amount. This offer is valid between 18th November and 15th December of this year.
  4. Cashback from Airtel Money: First time Airtel Payments Bank users can avail a cashback of 15% or Rs 150 on their AbhiBus bus booking and paying through the Airtel Payments Bank. AbhiBus offers this cashback on a minimum booking amount of Rs 700. The cashback would be credited to the Airtel Wallet or the user’s savings account within 72 hours.
  5. SuperCash from MobiKwik: On making AbhiBus bus bookings and paying through MobiKwik, users can get a flat 15% upto Rs 200 MobiKwik SuperCash. Code KWIK15 is to be used and the offer is valid till 30th November.

AbhiBus cashback offers are conceptualized to provide greater value on the transactions of the users. AbhiBus considers customers to be their lifeline and endeavours to provide the best AbhiBus offers on every bus, train or hotel booking and maintain the lowest booking rates. The offers are a testimony of the commitment of AbhiBus to its customers.

You can now download Lazypay App from Google Play Store and Apple Store.

Karnataka – A Land of Colours, Flavors, and Timelessness

Karnataka is a stunning introduction to southern India with a melange of glittering palaces, ancient ruins, beautiful beaches, national parks, yoga centers, and glorious urban hangouts. Karnataka attracts a lot of tourists due to its natural abundance. Karnataka has a third rank for being the most popular state in India for tourism in the year 2014. ‘One State, Many Worlds’ is an apt title for Karnataka, rich with captivating hill stations, scenic coastal destinations, and UNESCO World Heritage sites like Hampi and Pattadakal.

How to reach Karnataka?

Karnataka is conveniently accessible by air. The Kempegowda International Airport (KIA) or the Bengaluru International Airport and the Mangalore International Airport are the two airports that operate daily domestic and international flights to some of the important cities in India and also across the globe.

Karnataka has hey fairly good railway connectivity with all India’s major cities, with Bangalore railway station as the important railway terminal of Karnataka. However, all the parts of Karnataka are not connected with railways yet. 

Karnataka has good road connectivity with the help of several National Highways. Karnataka State Road Transportation Corporation (KSRTC) provide both interstate and intrastate buses. Alternatively, one can also hire private cabs or taxis to reach their destination. 

Karnataka tourism 

Karnataka is a compelling state with many myriad attractions. Every destination has an appeal and a power to captivate your senses. Karnataka tourism is famous for offering places which are both renowned as well as left unexplored. Karnataka offers a feast for your eyes by ever-green rolling hills, coffee and spice plantations, royal splendor of the palaces and forts, and exotic wildlife. Karnataka tourism has well-organized tour packages to various destinations within the state. It also offers many stay options such as hotels, homestays, and different exquisiteresorts in Karnataka such as the Resorts in Coorg, Resorts in Bengaluru, Resorts in Hampi, and Resorts in Mysore. With activities galore, one may wonder what things to do in Karnataka or the best places to visit in Karnataka. Climb an elephant and unearth the hidden treasures of Karnataka.

Things to do in Karnataka

While in Karnataka, make your holiday a memorable one by indulging in the following activities –

  • Go Karting, Paragliding, and Parasailing in Bengaluru 
  • Trekking, Camping, and River Rafting in Coorg 
  • Silk Shopping, Art and Culture, Skydiving, and Pub Hopping in Mysore
  • Surfing, Shopping, and Scuba Diving in Mangalore
  • Bouldering, Camping, and Matanga Hill Trek in Hampi

Places to visit in Karnataka

October through April is the best time to visit Karnataka in South India. Karnataka is home to some of the most beautiful Hill stations, such as Coorg, Chikmagalur, and Nandi Hills. The famous Blue Lagoon Beach and Ladies Beach in Karwar fringed with Casuarina trees are popular scenic coastal destinations. Karnataka also boasts of Hampi and Pattadakal, the two UNESCO World Heritage sites ideal for heritage tours. Additionally, the huge Gomateshwara Statue at Shravanabelagola and Gol Gumbaz in Bijapur are the other two remarkable heritage sites drawing visitors from all over to Karnataka. Not to forget, the state is rich with twenty-one wildlife sanctuaries along with five national parks, including the famous Bandipur National Park in Mysore. Some off the beaten track places like Kudremukh and Madikeri has gained popularity as favorite ecotourism destinations. 

Karnataka tourism offers special tour packages and staying options at various handpicked resorts in Karnataka, such as theResorts in Coorg, Resorts in Bengaluru, Resorts in Hampi, and Resorts in Mysore; exploring Karnataka becomes a mind-blowing experience.

Karnataka waits for exploration to its full potential. The best part is that major tourist destinations in Karnataka provide luxurious stays in some of the best resorts in Karnataka by way of Club Mahindra, the Resorts in Coorg,Resorts in Bengaluru, Resorts in Hampi, andResorts in Mysore. Exquisite hospitality, polite staff, signature dining experiences, full of modern amenities, plenty of in-resort activities for the entire family, and all these at easy affordability only at Club Mahindraresorts in Karnataka.

Some Traditional Gifting Ideas For This Diwali Season

With Diwali 2020 almost here, there are some really great gifting ideas for this festive season! What better than a useful bed, home and bath linen for Diwali gifting? What’s even better are these elegant items reflecting the beauty, culture and tradition of India! It not only adds to the spirit of the festival but it also adds a permanent color to all our lives by becoming a beautiful part of our memory. Rangana collection is the ideal Diwali gifting solution for Diwali 2020.

  • What Is Rangana Bedseet?

If you are looking to send gifts online, don’t forget to browse through a whole new world of bedsheets called rangana collection. The diverse textile art and traditional style from every region of India is part of this wonderful collection. You can witness the country’s rich heritage through rangana bedsheets.

  • Why Rangana bedsheets?

Bedsheets are always a great, gifting idea. The colors, pattern and fabric, though, largely depend on the home decor and personal preference. Rangana bedsheets promise a more traditional and intricate experience.  They are absolutely splendid to gift, given they are mainly produced for the festive season.

  • Things to look for before buying a bedsheet

Whether you are purchasing bedsheets for yourself or for diwali gifting purposes, there are a few things you should always check-

  • The Themes & Colors

While Rangana bedsheets bring you the diversity and culture of India, there is quite a range of patterns and colors that the collection consists of. The artistic designs are a treat to watch. However, you gotta ensure that the patterns and colors are pleasing not only to the eyes but also to complement the ambiance of your house. The artistic heritage of India is expressed via eight themes, from which you can choose-

  • Patan Patola
  • Ajrakh
  • Meenakari
  • Kashmiri Paisley
  • Phulkari
  • Madhubani
  • Paithani
  • Patachitra
  • Washing Convenience

Of course, rangana bedsheets promise to enhance the fun of Diwali 2020! But before buying them to send as gifts online, checking the maintenance aspect of it is recommended. Check whether they can be washed at home or always require dry cleaning.

  • Size Matters!

Well, imagine buying the prettiest bedsheet online, only to realize it doesn’t fit your mattress when you receive it? Extremely disappointing, right? To avoid landing in such a situation, always measure the size of your mattress and then carefully scan the size of the bedsheet you are planning to purchase.

Bedsheets are a source of comfort and happiness and hence should be chosen with utmost care. They are literally an accessory that enhances the beauty of your room. After a tiring day, you can’t wait to jump on your bed; imagine being invited to bed by a welcoming bedsheet.

If guests are coming over, bedsheets are a statement of your exquisite taste and class, and that’s where Rangana bedsheets help you. They reflect your traditional and rich taste, and your love for Indian culture. Gifting such a thoughtful present will definitely warm the heart of the receiver! Make this Diwali special by indulging in an enticing collection of rangana bedsheets.

Are you aware about how hazardous or beneficial TDS is in drinking water?

Total dissolved solids or TDS are the soluble substances or contaminants that can be found in water. The level of TDS in water gives a measure of the amount of these substances present. Inorganic salts like calcium, magnesium, sodium, carbonates, nitrates, chlorides, etc are some common TDS found in water.

The dissolution of these substances can occur naturally or by man-made activities. The salt content in spring water, mineral content in groundwater, agricultural runoff and industrial wastewater can all contribute towards levels of TDS in water.

Although the presence of TDS in water is not essentially harmful in certain quantities, TDS in drinking water can prove to be hazardous to the consumers. Usually, contaminants with molecule size larger than 2 microns are considered to be TDS in drinking water. These contaminants cannot be filtered out by common filtration processes. Reverse Osmosis (RO) water filters are often required to purify drinking water from TDS.

Why is it important to identify the level of TDS in drinking water?

  • TDS level in drinking water is usually measured in milligram per litre. TDS level between 50 and 300 is a healthy concentration of TDS in drinking water. However, if TDS level is less than 50 it is unacceptable due to lack of any essential minerals. At the same time, levels above 300 and especially above 500 can be hazardous. TDS levels as high as this would cause health problems and may be hazardous to people. 
  • 50 – 150 TDS level in drinking water is ideal for consumption.
  • Packaged drinking water usually maintains a TDS of 120 ppm.
  • A TDS meter is required to find out the TDS level in drinking water. Some additional tests are also done to determine the particular total dissolved solids.
  • High TDS levels can also lead to scaling in pipes, spots on utensils, skin and hair issues.
  • High TDS levels can even affect the taste of cooked food and make them unpalatable. 

How to keep control of TDS in drinking water?

  1. Distillation: The process includes boiling water until it turns to steam. The steam is then collected and cooled down to water droplets and collected. TDS and salt molecules being heavier and having a higher boiling point, are left back in the container of boiling solution.
  2. Reverse Osmosis (RO): Water is passed through a synthetic membrane, which only allows the passage of molecules that are smaller than 0.0001 microns. As TDS molecules are usually larger than 2 microns, only water molecules pass through. The resultant drinking water is free of harmful TDS molecules.
  3. Deionization: This process usually follows Reverse Osmosis. The water is passed through negative and positive electrodes, which attract the positive ionic total dissolved solids away from the water molecules. The RO process previously removes non-ionic organic contaminants. The TDS in drinking water after the process is ideal for consumption.

TDS in drinking water is only beneficial at certain levels. TDS levels of 1200 and above is unacceptable for consumption. If the water smells salty or sulphuric, TDS levels in drinking water could be high and it is suggested to not consume water like that. This issue can arise even in packaged drinking water. Therefore always buy mineral and packaged water from reputable brands.

You can find out more about TDS in drinking water and in packaged water here – https://www.bisleri.com/understanding-tds-and-its-role-drinking-water#:~:text=Bisleri%20water%20maintains%20a%20TDS,making%20it%20safe%20to%20drink.

How Latex Mattresses Can Help WFHers In Dubai

Like so many others around the world, you are probably confined at your home in Dubai. Staying home and avoiding interaction by going outside are the best ways to stave off the dreaded Coronavirus. This just means that you are working from home and probably even socialising with friends and family over Zoom calls.

Since WFH is being considered the ‘new normal’ in the COVID-19 world, it is time to make the most of a bad situation by equipping yourself with the right tools. You have probably made a temporary work desk at home, with phone and Internet connection and a steady supply of coffee or other refreshments. But many others are working from their bedrooms, specifically from their beds.

  • It makes sense to work from your bed – you can reach for your laptop whenever needed, and put it away when you have a break for lunch or tea. The TV is within easy reach, and you can snooze in between lulls.
  • But this means that you will end up spending long hours of the day either sitting or reclining on your bed. If you are going to spend a long while in bed, you should have the right kind of mattress to support your body.
  • The wrong sort of mattress is hardly able to offer support for long. In fact, the more you use an ordinary mattress, the higher its chances of lumping and sagging. When this happens, your body weight becomes unevenly distributed and your spinal alignment may suffer.
  • When the spine is not supported properly, it causes neck, shoulder and back pain. Over time, these aches become chronic in nature and may affect your quality of life.
  • Arrest this issue right away – embrace the WFH lifestyle with a superior latex mattress for your bed.

What is a latex mattress?

A latex mattress is a firm yet springy mattress that offers superior cushioning and comfort. It is particularly helpful for those who suffer from disturbed sleep, sleep apnea, or body ache issues.

  • The mattress is composed of several layers of latex structured in a way to absorb heat and retain shape despite years of use. Thus, you will never feel overheated when using the mattress, even in hot weather. If you do feel hot, you can remedy the situation by using light cotton bed sheets instead of heavy silk or satin ones. The mattress also shows no sag or lumping despite heavy use.
  • The mattress is made of natural latex sourced from special rubber trees in South America, or from synthetic latex. Essentially, the mattress offers good sleep and results in better health.
  • Latex has a malleable property. This helps it conform to your body’s contours and take your weight as you sit or lie down on it. It takes pressure off the major joints by supporting the spine adequately. Furthermore, it retards movement due to a restless partner, or if a child or pet is sleeping in the bed with you.
  • Latex mattresses are normally hypoallergenic. This makes them safe to use for small children, senior citizens, pregnant women and people with respiratory and skin issues.
  • Some of the leading dealers in latex mattresses in Dubai offer customisation in this type of mattress – you can get a top layer of cotton or another organic material for greater comfort.
  • The mattress is easy to maintain and regular vacuum cleaning should remove any surface dust and dirt. However, do ensure that the mattress is not exposed to direct sunlight. Sunlight can harden latex over time, especially hot sunlight such as found in Dubai.

How to buy it

Contact a premium mattress retailer in Dubai and explain your requirements. You can even find a suitable latex mattress online from the seller’s website. Once paid for, you can have it delivered and installed in your bed. If you are unhappy with it, you can return it within 10 nights (if the mattress is covered with a 10-night trial).

Do ask about the safety protocols being handled by the mattress company, in both transporting and unboxing the mattress in your home. The team should wear safety suits, gloves, face shields and masks, and sanitise all surfaces they have touched post-delivery.

The 3 Things NOT To Do For Great Skin

Your skin is the mirror to your health. If you are healthy on the inside, it will show on the outside with glowing skin and lustrous hair. However, many things can cause your skin to become dull, oily, prone to pimples and acne, wrinkled, etc. Hormonal changes, the harsh weather in the UAE, pollution and exposure to air-conditioned environments, reduction in the skin’s collagen and hydration levels, are just some of the reasons why your skin can lose its radiance and start aging rapidly.

However, you could be harming your skin in your own way – by not caring for it the way you should. This article discusses the three most important things to not do if you want smooth, clear skin for the ages:

#1 Ignoring acne.

The simple truth about acne is that it can happen to anyone, at any time – and it does. It is most common among teenagers, owing to hormonal changes that happen during the onset of puberty. Acne most commonly occurs due to a build-up of excess oil and dirt that can clog the skin’s pores. This inflames the skin and causes acne breakouts. However, many adults also face the issue and may have to go for intensive treatments, like the Isotretinoin severe acne treatment. This is administered by leading dermatologists in the UAE. The Isotretinoin severe acne treatment is useful for stubborn acne that leaves marks and blemishes on the skin. If you wish to avoid taking any treatment at all, take action at the first sign of acne. See a doctor to know how the problem can be contained and eliminated.

#2 Not cleansing and moisturising daily.

You could have the best skin ever, but you will have to take the effort to make it so. The first step in your journey towards radiant, youthful skin is cleansing and moisturising the skin every day. Start your day by removing dried oil, dust and grime from the skin using a mild cleanser. This opens the pores and allows the skin to breathe, eliminating the chances of acne and pimples developing over time. Next, close the pores with toner, and follow up with water-based moisturiser to lock in hydration and keep the skin’s tissues plump and healthy. The cleaner and more hydrated your skin, the more unlined and clear it will be. Use cotton pads for cleansing the skin and gentle but firm fingertips for moisturising. Repeat this routine before going to bed, so that the skin’s cells are spurred to restore and rejuvenate themselves as your sleep.

#3 Not getting exercise.

Do you want glowing skin that defies the years? Then get up and get going. Most people are unaware that exercising regularly is not only essential for a fitter body, but it is also vital for good skin health. When you exercise regularly, you sweat and your skin removes toxins and excess salt from the pores. This keeps the skin healthy on the inside. Meanwhile, the workout makes the heart go faster and improves lung function, thereby pumping higher amounts of oxygenated blood to the skin. Thus, if you want younger, healthier skin that staves off the signs of aging, you must get up and get moving – maintain an active lifestyle and include cardio and strength training in your routine to reap the maximum benefits. And always wipe off the sweat with a clean flannel, taking care to shower as soon as possible after the workout.

Other simple things to do

  • Resist the urge to pop a zit. It only creates a bacterial infusion at the site of the zit, which leads to further inflammation, pitting and even a permanent blemish.
  • Apply sunscreen lotion all days of the year, even on the days that the skies are cloudy. The Sun’s UV rays can change skin cell composition and cause premature aging. Replenish the sunscreen lotion every four hours when you are out of the house.
  • Sleep at least seven hours a day. The better and longer you sleep, the more your skin is relaxed and able to replenish itself.

We hope the above information helps you maintain your beautiful visage and keep your youthful look for years to come.

Why Should One Buy A Term Insurance Plan?

Why Should One Buy A Term Insurance Plan?

Life is full of surprises, some happy, others not. But it is prudent to be prepared to face any kind of eventuality. As a tough time, check not only your character but also the ability to cope with it. Therefore, it is necessary to prepare well in advance to face any negative headwinds while always hoping for the best.

One such difficult situation that any family may face is the untimely death/disability / critical illness of the bread-bearer. In such a case, the family may confront financial difficulties. In order to overcome such a crisis, it is essential to be well prepared financially. One such method is to sign up for a term insurance plan that comes in handy and safeguards the family’s interests.

What is a term insurance plan?

A term insurance plan is a kind of Life insurance policy that gives financial coverage for a specific period or particular term of years. In case of a policy holder’s unfortunate death, disability, or illness, the term insurance policy is instrumental in securing dependent family members’ future financial needs. The policy’s premium is calculated based on factors such as age, health, life expectancy, etc. of the policyholder.

Why should one buy a term insurance plan?

Some of the primary reasons to purchase term insurance plans are as follows:

  • Financial security of family members

In the case of the policyholder’s death, the term insurance plan helps meet monthly family expenditures. It can also cover the cost of children’s education, marriage any other important milestones in life.

  • Timely payments of the loan

A policyholder can take loans to purchase assets such as a car, house, etc. In the event of death, the family members receive monthly installments required to pay for the assets.

  • Tension-free life

Some term insurance plans not only provide life benefits to the beneficiary but have provisions to support policyholders in case of certain critical illnesses. The policy is a safe way to lead a stress-free life.

  • Affordable premium

Term insurance plans have the lowest premium among all other insurance products.

  • Tax benefits

Term insurance plans provide income tax relief in premium payment up to Rs 1.5 lakh. Moreover, in the case of disability, more tax relief is provided to the policyholder.

What are the different types of term insurance plan?

Several term insurance plans are available today provided by different insurance companies. Some of the famous term insurance plans offered by companies are:

  • Level term plan
  • Standard term insurance plan
  • Term return of premium(TROP) plan
  • Group term insurance plan
  • Increasing term insurance plan
  • Decreasing term insurance plan
  • Convertible term insurance plan
  • Single life and Joint life term insurance plan

Conclusion

Term insurance policy allows a policyholder to bear financial responsibility during one’s lifetime and after death. In the case of an untoward incident, term insurance allows family members to lead a life of dignity. Hence it is advisable to buy a term insurance policy at the earliest as the premium at a young age is less in comparison to a later stage.

Latest Entertainment News – October 2020

Plenty of updates rolling in about the who’s who of Indian Entertainment. Below is a handful of attention-grabbing latest entertainment news that’s starting to trend. If you want to be taken for a serious lover of entertainment, some of these updates are sure to prove useful, especially for those moments when you need a catchy icebreaker during a catch-up with friends.

1.  Nora Fatehi Redefines Sari Perfection

Nora Fatehi: actress, singer, dancer, and now an otherworldly beauty, all thanks to a floral sari that looked absolutely perfect on her. Instagram was all talk of the “Bharat” star whose off-white organza sari practically lent Nora royal appeal.

Her post says a lot: “They say that people in your life are seasons, and everything that happens is for a reason.” Nora Fatehi has always prided herself on her fashion sense, mainly because of her penchant to choose symbolic and well-timed outfits, this newest one in her ‘pic-collection’ being none the worse for wear.

Her work has often been critically acclaimed. And since Malaika Arora, having tested positive for covid-19, has temporarily quarantined herself from the halls of “India’s Best Dancer,” Nora has stepped in to judge the show for at least a few episodes. You know that the latest entertainment news reports mean business when they adhere to the popular saying ‘The show must go on.’

2. Tamannaah Catches Covid-19.

Thank you, China, and we mean that sarcastically. We have lost so many people to this lab-origin mess of a virus that, according to the latest reports, is mutating instead of retiring. So when it comes to news headlines that carry words like ‘covid-19’ and the name of a famous celebrity in the same sentence, nobody in their right minds would take it lying down.

A popular South Indian heartthrob, Tamannaah, was shooting a web series in Hyderabad when she shared the news. She’s since revealed that she felt under the weather and that a visit to the doctor revealed more than she cared to know. Fresh reports have it that she has been discharged from the hospital and is taking self-isolation seriously.

It feels like the latest entertainment news these days would be incomplete without someone catching this dratted disease from Wuhan. Tamannaah is on record sharing, “…[S]trenuous week, but I feel relatively well. I am optimistic that I will recover fully from this health peril which is distressing so many people around the world…  [W]ill be self-isolating… A big virtual hug to everyone for their love, concern, and positivity…”

We wish her and her parents (who were down with covid-19 just two months prior) well.

3. Dhanush Gets Back To Work

This South Indian powerhouse of an actor has proven his worth in more ways than one. Suffice to say, the road to Bollywood was not easy, but Dhanush seems to be on a jet-pack path to greatness. He has returned to the sets of “Atrangi Re”, veritably making him one of the first big-wig celebrities to resume production on movies during the coronavirus pandemic.

Helmed by Anand L Rai, whose directorial skill on “Raanjhanaa” has left film-lovers hungry for more, “Atrangi Re” is Anand’s take on modern-day romance dramas, and we can’t say we’re not excited. Playing lead roles are major actors like Akshay Kumar and Sara Ali Khan. Throw in a writer like Himanshu Sharma and music from the legendary A.R. Rahman and we’re all feeling what you’re probably feeling right about now. Excitement!

The film shoot has resumed in Tamil Nadu’s Madurai city, where the team will be spending around twenty days. The movie itself is said to wrap up by December. Anand and Dhanush have actually worked together, seven years ago to be specific. The latest entertainment news report is that the storyline also covers cities like Mumbai and Delhi.

Design a site like this with WordPress.com
Get started