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Why You Need Bed Runners This Season?

Your bedroom is the only private shelter where you relax after a hectic day. It is often mentioned by health specialists, that a relaxed sleep is important for your body. To enjoy your private time it is necessary to change the ambience of the room. Bed runners enhance the aesthetic beauty of your bedroom. Before buying bed runners online let us know what it is.

Bed runners are long decorated rugs that are generally placed at the foot of the bed. It makes your comfortable bed look clean and appealing. It somewhat looks like a strip of carpet as it is long but is having a short width. Generally, these are 18 to 24 inches in width. Depending on the size of your bed, these measurements of bed runners also change. You can look into bed runners onlineand make a thoughtful purchase. Some artistic people also prefer bedside runners to enhance the beauty of the room. These are laid down on the floor and offer a warm surface to walk on.

Features of bed runners

Bed runners are generally sold according to bed sizes. So before going to purchase one, make a proper measurement of your bed.
A bed runner that’s used for king-sized beds can be used for queen-sized beds also.
The bed runners are often machine washable. For embroidered pieces, it is better to dry clean or spot dry the bed runner.
These are available in a variety of colour options. To get a contrasting bed runner, you need to consider the colour of your bedroom wall, the lighting and the ambience.
The styles available for bed runners include – contemporary, traditional, modern, Asian, tropical, farmhouse, and some others.
A few popular bed runner patterns are French toile, Ombre, Oriental, Ikat, Moroccan.
Bed runners protect the bedspreads from getting spoiled or damaged while sitting or lying down during working hours.

Bed runners are available in durable fabric materials like cotton, silk, satin, linen, velvet, and various others. These are machine washable and retain colour consistency even after several washes. Select a similar pattern and colour of bed runners, bed side runners, and pillows to make your simple bedroom look elite. These may be expensive as the embroidery works, design, and fabric materials used are exclusive.

Size of bed runners according to the bed size can be approximately classified as follows –

Twin bed size – 39 × 75 inch bed runners.
King-sized bed – 78 × 80 inch bed runners.
Queen sized bed – 60 × 80 inch bed runners.
Double beds – 54 × 75 inch bed runners.

It is time to enhance the beauty of your resting space with a beautiful bed runner. This will not only make your bed look astonishing but will also protect the bed covers. Moreover, you don’t need to worry about buying colourful bed covers or go cleaning them regularly. Instead, opt for a bed runner and change the ambience of the room. This season let people compliment your taste and creative knowledge.

A New Trend in Shopping – Buy Now Pay Later

What do you do when in the middle of your shopping spree you run out of cash? You intend to buy a new flashy phone but is it out of your budget? These are common events that can be annoying at times. However, times are changing, and so is the mode of payment.

Today buy now pay later is the new mantra for shoppers. It allows the users to make purchases instantly while settling the bill within a 15-day cycle or pay later in instalments. Many fintech companies offer their customers the option to pay later.

What is Buy now Pay Later Apps?

Understanding the growing needs of customers, different financial companies are offering a unique financial model of the transaction to customers. Customers can apply for these virtual credit cards to make shopping a convenient experience. Customers get the advantage to receive credit instantly without trouble carrying a credit card.

Users may use UPI to receive real-time credit through omnichannel networks, such as offline retailers and e-commerce platforms. A customer can have a seamless online shopping experience without having to worry about payment any time they make a purchase. The customer can carry out transactions both online and offline to shop now and pay later.

What are the Benefits of the Buy Now Pay Later Apps?

Some of the benefits of the new financial model are:

After shopping, a customer can settle the bill in 15-day cycle without late fees.
The entire process is safe and secured.
Customers can also repay in 3, 6, 9, or 12-month instalments as per convenience.
No interest is levied on timely bill payment
No hidden charges or processing fees(as of now)

How to Use the Financial Platform?

Follow the simple steps given below to use the new mode of transaction.

Step 1: Firstly, sign-up with the digital financial platform using your registered phone number.

Step 2: Submit the KYC documents required for verification.

Step 3: Once verified, your credit limit is activated.

Step 4: Customers can now visit different partner websites/apps for shopping.

Step 5: After shopping, select the payment options pay later or EMI.

Step 6: Once payment plans are approved, you will receive vouchers through e-mail for the payment.

What are the documents required to avail of the service?

The documents required are:

Address Proof: Aadhar card, PAN card, Passport, Voter ID, Bank statement, Utility Bills.

Photo ID Proof: Aadhar card

Bank Details: Branch details, Account number, IFSC code

Photograph: two passport size photos (selfie)

What are the Eligibility Criteria?

Different financial companies have followed different criteria, but the common conditions to check eligibility and credit limit of the customers are:

Age limit: Minimum age – 22 years and Maximum age – 60 years
City: All major Tier I and Tier II cities of India
Profession: Salaried
Nationality: Indian

Buy now pay later is a convenient mode of carrying out transactions in a secured and safe manner. However, presently it is offered to a limited number of customers and is expected to increase with time. The ease to conduct business through UPI has prompted the financial industry to lap up to the new mode of banking and the latest figures are very encouraging making it the fastest and most preferable model in the coming future.

Download theLazyPay app, get your credit limit and enjoy making those purchases like you never have !!!

Is A Dermatologist’s Fee Covered Under Medical Insurance In The UAE?

Dubai is one of the best cities in the world to live and work in. Home to a huge expat population from around the world, it is one of the most modern cities with a global outlook. Featuring the best housing, healthcare, employment opportunities, educational institutes and recreational avenues, the city is on the wish-list of every person wanting a rewarding life for themselves and their families.

It is one of the world’s foremost cities for quality healthcare. If you are living in Dubai for a while, you will know that there are umpteen options in both Government and private healthcare to choose from. There is never a dearth of options in terms of doctors and range of treatments on offer. So if you or a family member have a health problem to fix, you can consult with a doctor quite easily and get the treatment underway. There is no reason to defer or delay treatment for later.

Dermatology treatment can get costly…but it’s worth it

Dubai is known as one of the top medical tourism destinations in the world. It ranks among the best cities to offer cutting edge dermatology and cosmetic treatments in the world. The city is host to the latest in dermatological treatment and care, and has some of the world’s foremost doctors and surgeons.

It is little wonder that people come here from all over the world for cosmetic procedures, while expats and residents of the city consult with noted dermatology clinics in Dubai for their skin and hair issues. People living in the city often face skin and hair problems, owing to the region’s high heat, seasonal humidity and extreme climatic conditions. Several others face dry and dull skin and limp hair due to constant exposure to air-conditioned environments. Heat rashes, sun burn, oily skin resulting in acne and hyperpigmentation are common problems.

Private dermatology care in Dubai is priced as per the clinic, the treatment being sought, and the doctor supervising the diagnosis and treatment plan. Consultation fees may range from AED 125 to 500. These are followed by treatment costs, procedure costs and product purchase costs. On an average, you may spend anything from AED 1,000 to AED 5,000 on your treatment, based on number of visits/sessions, the clinic, type of treatment, whether surgery was opted for or not, etc.

Do you need a dermatologist?

If you have been living in Dubai for a while and have been suffering from skin and hair problems, then it might be worth your while to visit a top dermatology clinic in Dubai. The best ones offer state-of-the-art treatments and the most effective products to achieve your desired results. If you have tried DIY home remedies and are worried about the state of your skin and hair, you should consult with a top dermatologist soon.

In any case, it is always better to have a dermatologist on speed dial. As you age, you will need to consult a doctor for age-related changes to your skin and hair. Even without the aging factor, the city’s climatic conditions make a case for having a noted dermatologist in your phone’s contacts.

Does a dermatologist consultation get health coverage?

We’ve already covered some ground on the expense related to dermatology treatments. Indeed, private medical care in the country comes at a premium. However, the way to deal with it is to look for the best health insurance policy that covers the treatments you and your family require.

The UAE Government mandates that every person living in the country must mandatorily take health coverage. There are various types of health plans offering different premiums, benefits and coverage scope. You can choose the best one that covers you and your family members.

Off late, most people have asked their doctors if the latter’s fees are included in health coverage. This question is a viable one, since consultation costs can also be quite high. These may be covered under health insurance in the UAE.

Many people in the UAE often wonder if all kinds of treatments and procedures are covered under their health plan. The answer is: Yes and No.
While most specialities and super-specialities are certainly covered, from consultation to post-operative care, these are classified strictly under ‘essential’ medical care. These range from dermatology to cancer care, and everything else in between.
If you have been visiting a dermatology clinic for any skin- or hair-related issues, you must note that not every consultation, treatment, test or surgical procedure will be covered by your health plan.
Dermatology consultations or doctor fees are covered for treatments of skin allergies, severe acne, conditions like Psoriasis and Eczema, keloids and port wine stains, infections, warts, skin cancer, hives and shingles. These are all classed under ‘Essential’ treatments.
Treatments of a cosmetic nature to enhance one’s appearance, or to remove tattoos, skin enhancing measures like dermabrasion and chemical peels are not covered under health schemes, since they are considered ‘non-essential’.

Your dermatologist is the right person to advise you on whether their fees are covered by your health plan or not. You can visit them with your health card and health insurance document for review. They can explain about the consultation coverage, how many treatment and consultation cycles are covered, if both in-patient and out-patient visits are covered, percentage of coverage offered, etc.

We hope the above information helps you in your quest for a good dermatologist and clinic in Dubai for your treatment.

7 Things New Drivers Must Take Care of

Every year, many freshers graduate from school and receive their driver’s license. However, steering a vehicle on a road that is swarming with locomotives is an enormous responsibility.

New Driver on The Road? – Follow These Tips For Greater Safety

It is paramount that you adhere to some tips if you are a new driver and have just received your license to drive –

1. Prioritize Safety

Seatbelts are obligatory in every car, and all modern cars come installed with them. It is imperative that you always wear a seat belt at all times while driving to comply with the law and ensure safety.

Make wearing seatbelts a habit and encourage your passengers to put on their seatbelts because, according to the law, the driver is accountable for any motor vehicle violations.

While ensuring safety, it is also paramount to have a car insurance UAE so that if you get involved in a misfortunate accident, you can claim insurance and have your vehicle restored with no hassle.

2. Keep Your Limits In Check

Every road only permits you to drive at a specific speed limit, and thus, you must know the speed limit of the lane you are on.

If you feel less confident at the recommended speed limit, stick to the far right lane as a slow car on the left or middle pathway is highly dangerous for you and other vehicles. The vehicles wanting to speed a bit can take the left lane.

Do not overlook applying for a car insurance UAE because it will be the first thing that you will turn to if the unfortunate were to happen.

3. Overtaking

In a left-hand drive country like Dubai, you must always overtake from the right of the wagon ahead of you. As the driver is seated on the left, it is ethical and in compliance with the law to overtake from the left.

Overtaking from the right is more precarious as the driver might not be wary of what is on his far side. The left lanes are for overtaking, and typically, the cars travel much at higher speeds on these lanes.

It is also advisable to get car insurance for new drivers in Dubai to drive confidently on the road and ensure compliance with the law.

4. Switching Lanes

It is mandatory by law to turn on your indicator before switching lanes. Be it left or right; the driver must indicate to wary other drivers about where you aim to pull out of your current pathway.

Most modern automobiles come installed with lane switching indicators. These let you hit the stalk once, which sparks the indicators for a specific period for you to maneuver to the next avenue.

Never switch between lanes abruptly. It is paramount to know your trajectory and path so you can aim ahead to shift over to the side you intend to pick. It is also advisable to observe your blind spots before making your move.

5. Vigilant and Considerate Driving

Always be courteous to fellow drivers with whom you share the road. Do not block another locomotive on the road. Use the right lanes if you are driving at a slower pace and do not occupy redundant space when you park your vehicle.

Let pedestrians pass before you, especially the children and elderly. When navigating through populous areas, always retard your pace and stay vigilant for children or senior citizens suddenly crossing the road.

When you are applying for a car insurance UAE, be sure to go through the car insurance policy terms to realize what you are signing up for and safeguard your precious automobile.

6. Harmonize With Your Car

The more you drive, the more you will understand how your car reacts under different conditions. Every vehicle comes with distinct characteristics, which must get observed for efficient driving.

You can also consult an experienced technician about the various components under the bonnet that throttle your vehicle.

This gesture will enable a better understanding of how a vehicle operates, and if something goes sideways on the road, you will have the technical knowledge to gauge and troubleshoot the deterrent.

7. Eliminate Distractions

Anything that diverts the driver’s attention from the road is a distraction, and distractions can prove fatal. A dangerous distraction that tops the list is mobile phones, regardless of using them for talking or texting.

It is always advisable to put your mobile phone away while driving. Before you hit the road, adjust your stereo and navigation so that they do not divert your attention while driving.

Final Words

As a new driver, you might get enticed to hit the gas and overtake the slow speeders to enjoy the thrill. However, driving is no amusement park ride and demands your utmost attention at all times.

It is paramount that you ensure not just your safety but those around you as well because one wrong move can mean life and death.

It is also advisable to get to know the components of your vehicle so that you can fix minor issues if your vehicle breaks down in the middle of the road.

The 3 Types Of Investments You Must Make This Year

The objective of investments is to grow your money and offer security for the future. At a time when the COVID-19 pandemic has shaken your sense of self and what you perceive to be normal, you might have put your investment plans on hold. But the best time to invest is during uncertain times!

We present 3 best investment options for you to consider this year:

#1 A Unit Linked Insurance Plan (ULIP).

If you want moderate exposure to the markets with the aim of building wealth steadily for the future, then you should look no further than a Unit Linked Insurance Plan. The best Unit Linked Insurance Plans in India offer insurance with the opportunity to grow the invested money in the markets, by investing in high grade securities. Thus, your family is protected by both your life insurance and the corpus you create with the ULIP. Leading insurers in India have multiple options in ULIPs, with the flexibility to choose the vesting instruments (this helps you grow the corpus as per your need) and systematic savings. You also have the option to liquidate the policy fully or completely after the lock-in period of 5 years is up.

#2 A bank FD.

A bank fixed deposit is one of the most sought-after income generating tools in India. It is a product offered by banks in India, where you can create a sum of money into a fixed deposit with the bank. The bank keeps the funds safe for the term of the deposit, and pays the interest payable on it at deposit maturity. Thus, you get the entire invested sum back along with the interest on it – the higher the principal, the more it earns via interest. However, interest earnings exceeding Rs 10,000 are charged TDS. You have the option to reinvest the deposit if you do not need the money at the time of its maturity – this helps you gain higher returns on it. Though you may liquidate the FD at any time and get back your invested principal, you will not get any interest payment on it.

#3 A home.

The Coronavirus pandemic continues to remind us that we cannot take our security for granted. If you haven’t already done so, this may be the year that you put down the payment for your own home. Living in a rented accommodation is a drain on your resources, and there is never a sense of security or permanence with the arrangement. Instead of paying monthly rent that will never be returned to you, why not invest the same money in monthly EMIs that will pay for your own home? Since the realty market is facing a slump at the moment, you can find a distress sale or negotiate the price on a house you like and get the home loan paperwork underway. Once the payments are made, you can shift into your house and enjoy a permanent roof over your head.

A plethora of places to visit in Jodhpur

One of the most singular experiences awaits you in Jodhpur, from royal flourishes to natural splendors. Among several places to visit in Jodhpur, we have collated a handful below for you to add to your itinerary.

The best time to visit Jodhpur is during the months of October to March, which boasts some fine monsoon rains. Situated in the desert country means the climate can get quite hot and humid during other times of the year. If you like that sort of thing, feel free to visit outside the recommended bracket.

Wondering how to reach Jodhpur from other places within or outside Rajasthan State? Pre-mark your apps and maps to avoid confusion, because more than a handful of routes lead to this royal jewel in the crown of Jodhpur tourism. There are plenty of things to do in Jodhpur, mainly soaking up the historical sights that the city has to offer.

1. Jaswant Thada

One of the most historically significant places to visit in Jodhpur is this white-marble cenotaph, also known as the ‘Taj Mahal of Marwar’. It is a mausoleum for the Marwar kings of old and was originally built in 1899 by Maharaja Sardar Singh in honor of his father, Maharaja Jaswant Singh II. The Marwar Royal Family is still in existence, and they use this place as their rightful cremation grounds.

Red stairs and white marble offer a visually unforgettable treat. Folk dancers and local musicians throng the place to date, rendering the ambiance like something that may have existed all those decades ago. Club Mahindra resorts in Jodhpur almost always point out Jaswant Thada as a point of interest. You can explore the monument itself, as well as the beautiful gardens within the premises. The marble craftsmanship is skilled beyond compare.

2. Kaylana Lake

Imagine packing takeout from one of several popular local restaurants in Jodhpur and indulging in a picnic by the lake. And not just any lake, but Rajasthan’s excellent Lake Kaylana. Still one of the most memorable places to visit in Jodhpur, the artificial lake covers 84 sq. km. and traces its roots to 1872 when it was commissioned by the legendary Pratap Singh. Not only Jodhpur but neighboring settlements too call this lake their main source of drinking water.

In addition to being a superb viewpoint, trekkers and other travelers have found the lake a peaceful gem to linger in between their journeys. Hilly terrain and rock formations complement lush Babul trees and bird-watching opportunities. Note: Winter summons Siberian Cranes. Nearby, in a 5 km. radius, stand a handful of other wonderful tourist hotspots – an assortment of temples dedicated to Mahadev Shiva, the Machiya Fort, and the Machia Biological Park.

3. Phool Mahal

The ‘palace of flowers’ looks like it was etched out of some ancient floral blitz of marble and stone. Standing inside the Mehrangarh Fort, the Mahal traces its roots back to the 18^th century when it was commissioned by Maharaja Abhaya Singh. Living up to the symbolic side of its name, the palace used to entertain royalty with a host of women-led dance performances. It was once one of the most exclusive rooms in Rajasthan, but modernity has opened it for tourists all year round.

You’ll soon discover that Phool Mahal is the Fort’s most ornate room. Gold craftsmanship and gold filigree can be seen in several places throughout this room whose very design was inspired by flowers. Glass mirrors and windows capture and distribute light in enchanting ways. Ancient portraits and yesteryear creature-comforts also abound herein. British-era furniture adds to the historic value of this golden Flower Palace, making it one of the most valuable places to visit in Jodhpur.

How simple home accessories can change the game at home

Have you been wondering whether you should buy home accessories online in UAE? There has been a subtle shift in the home furniture industry not just in the United Arab Emirates (UAE) but also worldwide across major markets and regions. In earlier years, the industry majorly promoted mainstream furniture shopping in UAE and other lucrative markets while home accessories were mostly shunted to the background. They existed as after-thoughts or things that could be picked up casually, depending upon specific needs and requirements.

However, home accessories have earned their time and place in the sun as recent trends clearly indicate. People who buy home furniture online in UAE are now more inclined towards buying the best and choicest accessories for their needs. After all, you can readily buy furniture online in several types and varieties but a simple home accessory can work its magic greatly in any space. A few simple home accessories can be veritable game-changers in your residence by all means. This is something that has arguably become the biggest talking point of the online furniture shopping UAE market, more so since the region is a cosmopolitan and globally aware region. Customers here are more inclined towards picking the finest home accessories for diverse purposes. On that note, here’s taking a closer look at the best options for home accessories that can change the look of your home.

Framed Wall Art- You can simply change the look of any wall at home, be it in the living room or even in the dining area and also in the bedroom, with framed wall art. Wall art that showcases delightful motifs which are often pleasingly abstract, with colors and hues standing out or matching your décor theme, is a great idea. This is one simple home accessory that does not cost much. All it requires is great taste on your part and an understanding of what works best in any particular zone from a design and décor perspective.
Rugs- You can always infuse more warmth and charm into any space by putting in a suitable rug. Rugs are known for the sheer elegance and aesthetic appeal they bring to any space in the living room or bedroom. You can choose from a variety of rugs in the UAE with contrasting or complementary patterns along with comfortable and durable materials.
Chandeliers- Ornate home accessories by nature, chandeliers are quite simple to choose and install at home. They are instant quick fixes for uplifting the ambiance of your living space or even your bedroom. You can impart a grand touch to any room with the right chandelier which sports a classic yet alluring look.
Vases- Tap into your classic side with the right vase in the living room or anywhere else for that matter. Enliven any cozy corner with a suitably designed vase and a plant or some flowers. This is one of the best home accessories to instantly change the look of any particular area.

These simple home accessories will go a long way towards transforming specific zones or areas in your abode.

The Importance Of A Credit History And How You Can Build One Through Simple Repayment

A credit score refers to a three-digit number that showcases how likely you are to repay loans on time. In other words, it is a measure of your creditworthiness in the market. It is one of the first things that lenders in the instant cash loan appcheck when handing out loans to any individual. As such, having a dismal credit score will make it more difficult for you to get the loan or the credit card that you are looking for. With, read on to know the importance of credit history and how you can build one through simple repayment.

The Importance of a Credit History

The importance of credit history comes into the forefront, mainly when you are trying to get a personal loan or credit card. First off, your credit history determines whether the lender will give you the loan or not. As mentioned before, lenders make it a point to check your credit scores before giving you any instant money loan.

Secondly, your credit history is also the determinant of whether you will get any offers or discounts on the loan that you take from instant cash loan app. It shows you as a reliable borrower, which makes the lender feel assured about giving you the loan.

Furthermore, having a good credit history also makes it easy for you to get pre-approval for personal loans. And how to build credit scores through personal loans is what you will learn in the next section.

How You Can Build a Credit History through Simple Repayment

It is possible to build your credit history through personal loans if you know how to go about the process. Here are a few tips that will come in handy for you in this regard.

1. Only Borrow for the Right Purpose

You can take personal loans to pay off your debt, but you will have to understand the right purpose for taking a loan. For instance, it is a great idea to take a personal loan to pay off high-interest debt, but it is never a fine idea to go on a vacation or buy a new dress with that money.

2. Do Not Take a Huge Loan for Credit Building

The chief building block of good credit is to stay out of debt. You can take personal loans from the instant cash loan app for building your credit, but you should not borrow more than you need. It will prolong the time for which you will be in debt. So, if you are thinking about taking a personal loan to pay off the debt and keep the rest for your expenses, maybe it is not much of a good idea.

3. Automate the Payments That You Make

An instant credit loan can truly help your credit scores. But it will again make those scores falter if you miss even one payment along the way. So, a good idea would be to automate the payments from your bank account. You will not have to worry about missing the payments anymore in this way.

4. Do Not Keep Piling up New Debts

You are not out of the woods when the personal loan pays off your credit card debts. You need to take new credit building loans for making the payments. Besides, you need to pay up for the personal loan as well. So, do not take a new loan at this stage, rather wait for things to settle down.

The Endnote

Hopefully, you have a clear idea about credit scores and their importance now. So, go ahead and use the tips given above to build your credit score.

Frequently Change Your Laptop- Here’s What You Need To Do

Are you staying in the UAE and planning to buy or sell used laptops? If yes, then you shouldn’t have to worry anymore because the whole procedure has become so simple. Before, when we were not used to the internet or didn’t have much information about anything, we used to be oblivious. Now, that thing is no more a problem. You have every single detail and knowledge about each and everything. Hence, you can simply without wasting a second minute, transact buy and sell used laptop in UAE without any inconvenience.

Electronic gadgets are just so attractive because of their latest tech and updates. Every month a gadget gets new techs and updates which make you want it. There are many who frequently change their laptop. It’s honestly, no big deal and you can do it too with a great deal and affordable price. Why would you buy a new laptop at a really high price when you can get the same model at a much affordable rate. Many online places sell used laptops which are affordable and work quite good. A big advantage of these websites is that you not only can buy laptops, but you can also sell your used laptops here as well. As you are in the UAE, simply look for online information to buy and sell used laptop UAE for more information about them.

The basic reason behind a person buying second-hand electronic gadgets is, you have to spend less money rather than spending a huge amount on a brand new laptop. It can be a real headache to spend a huge sum of money just because we want the latest technology. Why do you think people nowadays keep purchasing laptops even though they are expensive? The reason is simple- growth in technology.

You might wonder if the online website which will help you buy and sell used laptop UAE, is safe or not? You must not worry about that because the customers online give a warranty period for the gadget. If this particular reason doesn’t create hope on online websites then offline stores shouldn’t be reliable to you as well.

These websites will not only give you laptops with high performance but provide you with the latest configuration gadgets at an affordable price as well.

We should know that though the whole procedure is safe and helpful, you must be careful. Checking the condition of the laptop, the configuration and how the laptop is working is a must. Come what may, you shouldn’t skip this step. Just because you’re getting a new laptop, in the whole excitement please don’t rush in the whole process. Don’t make irrational decisions and choose wisely so that you get the best deal available.

Second-hand laptops are sold and bought every day by numerous customers and it is no secret. While one is doing a transaction on laptops or any electronic gadget, they must know that it is necessary that they are very careful because there are many things which we can’t take casually.

As we know that when a new gadget launches, we want to buy it. Even if we used it just for a year or so, we see that the gadget would require the latest updates for speedy and prompt work. If we don’t then the laptop tends to slow down and that makes our work slow down as well. This is the main reason behind changing your current gadget. You have to replace it with a new electronic gadget.

Just while you are buying a new laptop, don’t just simply throw away your old laptop. Go online and sell them at a good price. Be environmentally responsible.

Secure credit for your dream venture: Here’s how

All of us have dreams, but not everyone has the means to realise them. It could be something as basic as buying an expensive laptop, or a more expensive purchase like a foreign holiday for two. Or you want to add an extension to your house, or invest in a retirement home for your parents.

Whatever the dream, it is important to have the means to realise it. Your dream matters, and it must be made true sooner rather than later. Too many people wait for years hoping to amass wealth to make their dreams come true – don’t let this be your story. Get going today by taking a quick personal loan.

What is a personal loan?

A personal loan is a loan approved against an individual’s income, credit score and repayment ability. It is an unsecured product, i.e. the lender does not require any collateral against the loan. The rate of interest on the loan is slightly higher than that of other loans, and it has a maximum tenure of 1 to 1.5 years. It is offered with minimal documentation and is quickly disbursed post approval on a loan app.

How does it help realise a dream?

The documentation is minimal and simple, so you can file the application online quickly.
The loan app verifies the information and checks the documents. This is done quite fast – the app either notifies approval or rejection of the application.
Once the quick personal loan is approved, you receive the loan money in your savings account.
Withdraw the loan money to realise your dream.

Thus, the personal loan offers the quickest avenue to make your dreams come true. Why wait for years and save money for your dreams, when you can realise them today with a quick personal loan?

How to apply for it

If you are applying for the personal loan using an app, these are the steps to follow:

Download the loan app from the Google Play Store or Apple app store.
Set it up by entering the OTP provided on SMS, and enter your personal and bank details. The app is now ready to use.
Study the information about personal loans on the app. Look for eligibility criteria, find out how much loan you can get, check the documents list, interest rates, repayment terms and processing fees.
Upload the required documents and a selfie on the app. Submit the lot as directed.
Await approval from the loan app. This process might take a while as the app verifies your information and checks your credit score.
Once you get approval for the loan, the money is disbursed to your savings account in a few minutes. You can withdraw it and use it to realise your long cherished dream.

Conclusion

A personal loan helps you reach your goals quicker, with an easy application process and quick disbursal. Why wait for tomorrow when you can make your dreams come true today?