Online Information Hub

Oral Strips- Revolutionising Health And Wellness

Oral strips are a phenomenal creation introduced by the promising brand Wellbeing Nutrition in the field of health and nutrition in India.

These strips are available as a go-to answer for a number of health issues and can provide substantial results when consumed for some time.

Knowing Wellbeing Nutrition a bit well

Wellbeing Nutrition is a brand in the Indian domain of Health and fitness committed to bringing the best of nature and natural ingredients to its customers.

The team at Wellbeing Nutrition is dedicated to creating organic food and wellness supplements that can make a person healthy, happy, and fit at the core.

The supplements produced by Wellbeing Nutrition are not only healthy and natural but delicious and easy to consume, ensuring those who use them have an enriching experience.

The ingredients used in the products are all-natural, farm-fresh, and of the best quality. To maintain the authenticity and purity of the product, even preservatives are skipped.

Rather rigorously researched technology is used in the manufacturing of the products that ensure they remain fresh and suitable for consumption without compromising on the quality.

These are smart nutrition options. The products at Wellbeing Nutrition are a combination of the freshest and best of natural ingredients with the most advanced technologies of science to guarantee the best results.

Oral strips; revolutionising health and wellness:

The oral thin strips belong to the range of MELTS from Wellbeing Nutrition and can help in dealing with a number of health concerns arising from deficiencies of vitamins and minerals in the body.

For managing these conditions, supplements can prove to be very helpful and they can come in a number of options like pills, tablets, syrups, gummies, or powders that can be consumed with water or milk.

The MELTS are nano strips that are made using the best of technology and unison formula.

This ensures that the ingredients remain in their most bioavailable form in the strips so that they can be easily consumed by the body.

How do the strips work:

The MELTS are small strips that have to be placed on the tongue and allowed to dissolve.

The nano strips are made in such a way that they dissolve as soon as they come in contact with the tongue.

These provide 95% more bioavailability of the ingredients and works instantly compared to pills, tablets, or syrups which can take up to almost two hours before it starts the action.

Moreover, it does not have any added sugar, so do not add to the daily calorie count of a person

The MELTS range:

The MELTS range has a number of products for many health issues, and not only are all the products very effective, but they are equally delicious and flavorful, providing refreshing tastes.

The MELTS are available for issues like sleep disorder, sore throat, and hair issues that can cause hair fall.

They are also available as instant energy boosters, natural Vitamin D3, and Vitamin B12 in the vegan form.

Each pack of the oral strips contains 30 strips which are nicely packed and very easy to carry even while travelling.

All the products of MELTS are prepared using natural ingredients. They are soy-free, gluten, nut, and dairy-free. Above all, no artificial colours, flavours, or preservatives are added in the preparation of any of the products

How does having a great Credit score help?

A credit score is a parameter that is used to judge the financial situation of a person. Oftentimes it is the most important criteria that the lenders take a glance at to decide if the person is eligible to get a new loan.

The possibility of getting credits, be it in any form, rises significantly if one has a good credit score. The approval process is also a lot easier and faster for these people.

A good credit score can also ensure that good repayment terms like payment tenure and rate of interest are made available to the person.

However, maintaining a good credit score can become a little difficult from time to time, which can be achieved by following some simple steps that we intend to explore in this section.

Reviewing the credit report:

It is a good idea to get a credit report at least once a year and have a review of it to understand what factors might be affecting the credit score so that they can be sorted before it is late.

Some of the potential factors that can cause a weak credit score are low credit card limits, missed payment of installments, and holding too many loan and credit accounts.

Having a good payment history:

Payment history is one of the key factors lenders look at while determining the creditworthiness of an individual. It is always advisable to pay off debts, regardless of as minimal or as old they might be. One should also try to avoid late payments of any installments.

Ways to avoid late payment of installments can be auto payment of bills from a bank account or activating alerts for the due date of the payments.

Using less of the credit limit:

It is another strategy that can help in the long run for maintaining good credit, one should aim for utilizing only 30% or less of his available credit limit on the credit cards or credit lines.

Ideally, one should opt for using only 10% of the credit limit or request the credit card company for an increase in the credit limit to maintain a healthy credit limit and expenditure ratio.

Cutting down on new loans and credits:

New loans and credits can adversely affect the credit score of a person. Hence it is advisable to cut them out as much as possible and instead maintain the old credit cards and pay off the old debts.

Managing the old credit accounts:

Although the common temptation might be to close down any older account that is no more being used, it is advisable to maintain them as they can be a part of the credit history.

And having an old credit account and history increases the eligibility criteria of the person to avail of new credits.

Consolidation of debts:

Debt consolidation is a good way to influence the credit score and make it better. However, having a number of outstanding debts is not good for credit score, and it is better to opt for a loan from banks, credit unions, or other lenders to pay off and consolidate the debts.

It is always a good idea to keep monitoring the credit record and history from time to time and address any issue that is impacting the credit score.

Maintaining a good credit score is absolutely important as it can be a saviour in times of emergency while applying for emergency funds and loans.

Download theLazyPay app, get your credit limit and enjoy making those purchases like you never have !!!

UAE Credit Cards- Tips On Managing Credit Wisely

Using a credit card comes with the great responsibility of reaching your financial goals. You must stay very careful with your spending limits as casual and irresponsible behaviour may cause long-term loss/damage. You must know how to manage credit and also avoid its potential problems. It is important to practice positive financial behaviours that affect their credit. They must also take deliberate steps that build and uses credit wisely. Let us look at some important tips to manage your credit card better:

Careful credit building- You must carefully build your credit with a low limit credit. You should make sure to make small purchases every month and make a payment off by the end of the month. This will help you get a good credit score. Continuing with small purchases and making payments regularly will put a positive impact on your credit history.
On-time payment- According to experts, the payment history must be 35% of the credit score. If the history of paying your credit card bills is done within the time then it has a positive impact on your credit card score. If there are any missed payments in your credit history then it will have an opposite effect on your credit score. Paying credit on time will build a strong history of credit.
Stay informed- Your credit score information is mentioned in the credit report. The credit report information is used for assigning the credit score. A free copy of the credit score can be requested every year without affecting the credit score. You must make it a point to request a report every year for checking the credit history. A credit score ranges between 300-850 that shows the potential of the lender to repay the money they are lent. An excellent credit score is above 720. Our credit score may not be included in the credit report. Some issuers also provide free credit scores whenever requested.
Avoid overusing credit- It is advised not to overuse credit cards even when lenders extend them for you. You must try and keep your credit utilization low. The utilization rate must not exceed 30 per cent.
Take action for repairing errors or damage in credit- There are also errors and damages included in the credit reports. For example, your credit report will reflect the unpaid bills. But you must remember that credit errors can be repaired or corrected. The process takes time and effort but is possible. If you think that the information reflected on your credit report is incorrect then you must immediately reach the credit bureau from where you received the information. You must do so with documented proof and keep following up for quick correction.

Sometimes your credit score can be low due to your actions. Overused credit and missed timely payments can push your credit score down in no time. Correcting these errors will take dedicated effort from your end. You must start paying your bill on time and work to repay your debt. To ensure complete protection and improvement of your credit score, you manage your credit score responsibly. More and more people are slowly shifting to credit cards from cash. With the increase in demand for different credit cards for different purposes, many lenders have expanded their business in the segment. Platinum credit cards in UAE is one of those cards that give its users an experience of a lifetime. You can easily use the credit card on luxury purchases as it is customer-friendly. The Platinum credit cards in UAE are known for their no annual fee, an annual interest rate of 39% and the pay in instalments or full option.

All You Need To Know About Timeshare

A timeshare can be defined as shared ownership of real estate meant for vacations. In this particular arrangement, multiple purchasers own rights to use the property for usually a week’s time.

This model is often applied to many vacation or holiday properties like resorts, apartments, camping grounds, and condominiums.

How do timesharing works:

When a person buys the ownership of the property for one week’s time, he gets the ownership of 1/52nd unit of the property. Buying the rights for a month grants the ownership of 1/12th unit of the property.

In a fixed week timeshare, the purchaser gets the right to use the property for a specific week or weeks every year.

While in case of floating week timeshare, the purchaser can sue the property during a week or number of weeks in the predefined period or sometimes even throughout the year.

The fixed week timesharing is less flexible, and changing the specified weeks can be difficult, while the floating week timeshare may appear to be more flexible, but getting accommodation during the busy holiday seasons can be challenging.

Types of timeshare:

There are basically two types of timeshare contracts, the deeded timeshares and the Right to Use timeshares.

In the case of the deeded timeshares, a person owns a portion of the property ideal for a week in a year, along with other owners.

However, there are variations to the agreement, and one can even get ownership of a part of the property for a month in a year. In addition, there can be restrictions on when the person can use the property during the year.

In the case of Right to Usetimeshares, the person can use a part of the property as per the agreement, but he does not hold any ownership of the property.

It is more like a rent agreement and comes with an expiration date of the contract. These contracts usually have far more restrictions compared to the deeded timeshare agreements.

Some of the advantages of timesharing:

Timeshare properties are usually owned by large corporations and business houses in almost all prominent tourist destinations.

It ensures that the timeshare owners of the properties can enjoy a hassle-free vacation every year in their familiar location.

Most of these properties have all modern resort-like amenities, and compared to any hotel room, they are much more spacious and offer many more utilities for a more comfortable stay.

Besides the advantage, timeshare properties can have a few disadvantages too. The annual maintenance fees of such properties can increase in successive years.

In the case of deeded ownerships, the owners also need to pay some fees towards the monthly mortgage, which significantly shoots up the annual expenditure on such properties.

Changing the dates is usually very difficult in fixed week timesharing, and also, the floating week timesharing requires bookings to be made well in advance.

Timeshare contracts are very difficult to resell; even if the contract allows such a clause, such low liquidity deters many potential investors from investing in timeshare properties. Their value also tends to depreciate quickly.

However, despite some of the downsides,timeshare properties are a great choice for people who want to have peace of mind and enjoy a comforting vacation every year in a place well known to them, without venturing into the trouble of planning and booking a vacation every year, starting from the scratch.

6 Fun Tips for Sustainable Festivities

It’s a fun and exciting time when a major festival is just around the corner. The very thought of meeting your loved ones, eating festive goodies, decorating the house with bright lights and colourful festoons, and sharing gifts fills your heart with joy and warmth.

However, are you aware that holidays can also damage the environment, marginalised sections of the population, and animals?

In the United Kingdom alone, several thousand tonnes of plastic waste are generated every Christmas, and millions of trees are cut down. Add to this the fact that over 10 million turkeys and millions of other species of animals are killed every holiday season, making Christmas the world’s greatest annual environmental disaster. Other festivals also leave a similar impact on the environment, albeit on a smaller scale.

Every little action of ours has an impact on the environment. Luckily, here are a few things you can do to be more sustainable on occasions like green holidays, Diwali, Christmas, and New Year’s Eve.

1. Choose Eco-Friendly Gifts

Gift-giving is a major ritual in the festive season, and every year, people buy tons of gifts for their loved ones. Make your Christmas more sustainable by choosing eco-friendly Christmas gifts this year. You can gift subscriptions to online magazines, items purchased from shops committed to sustainable production, or potted plants.

You can also create homemade gifts or maybe support a cause close to your loved one’s heart to add more happiness to their holidays.

2. Enjoy Plant-Based Holiday Meals

Animal agriculture is one of the top contributors to human-made greenhouse gas (GHG) emissions and a leading cause of deforestation, biodiversity loss, and water and air pollution. Raising animals for meat and dairy puts a heavy strain on our planet’s finite resources. One easy way to be more sustainable on holidays and festivals is to avoid animal-based food items and enjoy hearty and delicious plant-based meals instead.

3. Gift a Tree

Over 8 million trees are cut down for Christmas decorations each year in the United Kingdom. As you become increasingly aware of the disastrous effects of deforestation, there is no way you can support this practice!

This Christmas, do something good for the environment instead of contributing to more degradation. Gift a treeor a potted plant to your loved ones to make them happy while doing your bit for the environment as well. Trees are among the most environmentally friendly gifts.

With Raksha Bandhan just around the corner, you might be wondering what to gift your siblings living in India. Why not gift them Sacred Groves Clusters and make them nature guardians?

4. Support Small Local Businesses

Support small local businesses, especially the ones committed to ethical and sustainable manufacturing practices this holiday season. Instead of shopping for gifts at large shopping centres and malls, look for environmentally friendly gifts in the local shops in your own community.

Handmade craft items, paintings by local artists, knitted wear made with ethically sourced materials, and pieces of hand-crafted jewellery make for lovely eco-friendly Christmas gifts or gifts for any occasion.

5. Send Digital Cards

Billions of Christmas, New Year, and Diwali cards are thrown away by households in the United Kingdom each year, leading to loads of extra waste generation after any major celebration. Why not send e-cards this year to share good wishes without harming the environment? You can even get creative this festive season and make your own e-cards with the help of free design apps.

If you must buy cards, purchase plantable cards made with biodegradable paper and embedded with seeds.

6. Wrap Up Gifts More Sustainably

When it is time to wrap up your eco-friendly Christmas gifts or Diwali gifts, look for sustainable options like wrapping your gifts in a newspaper or recycling any old gift-wrapping paper you might already have. If you must buy, then go for wrapping paper made with recycled, eco-friendly material.

In Closing

This year, make your festivities and celebrations rewarding experiences for not just yourself and your loved ones but also for the environment with these easy-to-follow and effective tips. Bake your own festive goodies, gift a tree, and exchange homemade environmentally friendly gifts to add an intimate and cosy touch to the holiday season.

Best 5 Phones of 2020

The best phones provide you with everything you need for a smartphone. They have excellent cameras, powerful functions for multitasking, and long battery life for a whole day. And with powerful options in all price ranges, you don’t have to spend a lot of money to get great things. Whether you like iPhone or Android, the choice is yours. When buying a new phone, some people prefer the largest possible screen and the most advanced features. With the wide range of choices in the Dubai electronic market, customers can buy and sell online smartphones very easily.

The customers need a sturdy mid-range phone that has all the basic functions without feeling cheap. To help you choose the best smartphone, we have conducted laboratory and field tests on dozens of mobile phones to provide you with detailed ratings and recommendations that you can trust. See how fast we are transitioning from a 90 Hz display to a bright and efficient 120 Hz or even 144 Hz OLED display. Even the LCD screen has been improved in this regard, so now mid-range screens use HRR panels.

One Plus 7 Pro, which probably had the fastest UD fingerprint reader of its time, now seems a little slower when compared to most of its launches in 2020. Telephoto lenses are now more common to shoot. Even better, using some smartphones, such as Xiaomi Mi 10 Ultra(2x and 5x optical zoom), or Mate 40 Pro (3x and 10x optical zoom), we can get more benefits from it. Unfortunately, apart from more manufacturers starting to roll out AF in 2020, there have been no major improvements in the ultra-wide segment this year. After all, in 2020, batteries become bigger and charge faster. Fast charging 4000 mAh battery is also standard, and most users now reject any battery below 4500 mAh or even 5000 mAh. Excellent display, versatile and smart camera settings, well-designed and feature-rich software, incredible 120W fast charging, reliable battery life, stereo speakers, and one of the best features on the list-the transparent version. Unfortunately, it is not available outside of China. In 2014, the Sony Xperia Z1 Compact felt a bit like you were holding a small but powerful smartphone in your hand, able to easily operate the phone with one hand.

Although many people a big fans of Apple, it is the epitome of compact flagship products. Using the mini instead of triggering the iPhone 12 mini familiar with iOS on the iPhone SE (2020) makes sense all over the world. But objectively speaking, the price increase of the OnePlus 8 Pro is worth it. OnePlus flagship products have been criticized for lacking some key features, and the OnePlus 8 Pro is the company’s first mobile phone that meets all standards. Ultra-fast wireless charging and reverse wireless charging, IP68 certification, and a display comparable to expensive Samsung smartphones. Finally, the OnePlus has slightly improved the camera quality. All these things are available online. Customers can buy and sell online all kinds of old products and they will get a very good value.

Bahrain Bedroom Decor- How to Choose Your Bed for Comfortable Sleep?

Sleep affects every cell of our body. A good night’s sleep helps a person to stay healthy and full of energy. On average we sleep for about one-third of our life. So, to get a comfortable night’s sleep, we need to have a good and inviting bed to sleep in.

Beds Bahrain stores are quite a few in numbers, selling varied styles to choose from.

Here are some steps you can follow that would help you to choose a bed.

Go to a store physically. You will get a lot of options and even try out some by lying down on the bed. You could come across offers on bedroom set for sale in Bahrain.
You have to decide on the size of bed you would require as primarily, the size should be such that you fit in it comfortably. The stores in Bahrain have beds of different sizes starting from single beds to California King sized beds. In general, a master bedroom has a queen-sized bed.
The next step is to decide on the type of bed frame. The frames could be
1. Platform
1. Traditional
1. Poster
1. Sleigh
1. Low profile
1. Bunk beds
1. Day beds
1. Loft beds, etc.

The beds can be

Wooden
Leather and faux leather
Fabric
Metal.

You should keep some space in the bedroom to move about while deciding on the size and type of bed you buy.

The bed frame would need a solid base to hold the mattress. These could be:
- solid slats – mostly wooden bars laid across the bed frame. The bigger beds have a long bar in the middle for further support.
- spring slats – bars are made slightly curved that act as a shock absorber and gives better pressure relief.
- Divan – could be either platform or spring type

A good bed should support your back as well. If you have any back problems, you can try an adjustable bed also.

5. Apart from being comfortable, beds should also be good-looking. Thus the style should match the décor of the bedroom to give a warm ambience. The beds in Bahrain could be

Traditional
Contemporary
Modern
Casual, or
Transitional

6. Mattresses are bought following the bed type. Generally, a spring bed would have a spring slat based bed; and a solid slat bed would have a memory foam mattress. A good mattress should give you both comfort and support. Some types of mattresses are

Pocket spring
Memory foam
Traditional spring
Gel mattress
Combination

7. There are the choicest pillow covers and bed sheets Bahrain online stores have many such to complement the bed with the mattress in your bedroom.

Now you have a good and comfortable bed of your choice with a suitable mattress, together with pillows and bedsheets to form a perfect bed – a bed to get up in the morning rejuvenated or a place to come back to after a long and tiring day.

Why Panty Liners Make Sense Even in 2021!

Panty liners have been around for a while now, just like sanitary pads and napkins. However, unlike sanitary pads, there isn’t enough conversation out there about why you should even consider panty liners, leave alone use them on a regular basis. So, if you have been on the fence about whether panty liners make sense when it comes to intimate hygiene in today’s times, it’s time to make an informed decision. Read on to learn why and when you should use panty liners, irrespective of whether you prefer sanitary pads or other menstrual hygiene products on period days.

Hygiene factor

Your intimate area is most prone to infection when in constant contact with damp underwear. This is where panty liners come to the rescue. They absorb all the vaginal discharge and provide a clean and dry environment for your vagina. This ensures limited microbial growth and chances of an infection in your intimate area.

Convenience on the go

When you are at work, on vacation, or simply having a busy day out, it can be a real challenge to remember and carry fresh underwear with you daily should you require a change in the middle of the day. On the other hand, it is extremely convenient to replenish a few panty liners in your purse every once in a while, and use them whenever required.

Underwear protection

Don’t you hate it when your underwear is all stained? Well, this is where panty liners can help immensely. While your periods may be over, spotting and staining can often happen even after a day or two. You might also notice there are days when you tend to have more vaginal discharge than normal. These are times when you can opt for panty liners. They are a lot more lightweight, slim, and go with all types of underwear, offering a lot more freedom and comfort as opposed to sanitary pads and other menstrual hygiene products.

Lingerie’s best friend

It can be extremely disappointing to notice your favourite lingerie has stains owing to standard vaginal discharge. After all, it is your favourite lingerie for a reason and you don’t want to discard it just yet. At the same time, anything that diminishes its appeal is a complete no-no. This is where panty liners can help. Insert liners if you are wearing your lingerie all through the day or even before an amorous hour. Just when things are about to heat up, excuse yourself to the bathroom and discard it in a jiffy. Protecting your precious lingerie has never been easier, especially if you are not a big fan of high maintenance laundry.

To sum it up, panty liners are not just essential intimate hygiene products, but also effective underwear and lingerie protectors. They ensure you have a clean, comfortable, and convenient experience at any time and day of the month. You might want to check out these panty liners by Nua for a great, rash-free experience. In fact, they also offer some really good features with their sanitary pads as well if you are fed up of over-the-counter sanitary pads.

Stretch Marks Removal Treatment in UAE- How What and Why

Before we start talking about the stretch marks removal treatment UAE, let us first establish what stretch marks are and how they appear on your body.

What is a stretch mark?

A stretch mark is essentially a sort of mark or scar that appears on your body when your skin shrinks or stretches quickly. Stretch marks ordinarily appear on certain parts of your body like the thighs, lower back, hips and stomach. These marks normally show up during weight gain, pregnancy and puberty. Stretch marks appear to look like lines or streaks on the skin. At first, they might look like red or purple linear streaks and over time they turn white and also have an altered texture.

Despite the giant leaps taken by experts in the medical and scientific domains, more often than not, stretch marks continue to be a challenge for dermatologists all over the world.

Let us now move on to why stretch marks appear on your skin in the first place.

We should first try to comprehend what goes on under the skin. You should understand that stretch marks are hardly alarming and don’t pose any risk to your health. The advent of stretch marks on the skin is normally induced by extreme stretching or shrinking of skin during episodes of speedy weight gain or weight loss.

Typically, our skin is very elastic in nature and when stretched too much, the elastic fibres of the skin tend to fall apart. This leads to the exposure of blood vessels that are irritated because of the stretching. These blood vessels appear red at first and after gradually contracting, they turn white and pale.

Normally, the gravity of these marks depends on the degree of stress applied to the skin as well as the individual’s genetic disposition.

Now comes the time to talk about the stretch marks removal treatment UAE and its types.

Why should you consider medically treating stretch marks?

Although essentially harmless, stretch marks can be exceptionally stubborn and tend to give you a sense of insecurity or make you feel conscious about your body. Therefore, most people choose to opt for stretch marks removal treatments which help them get rid of these marks assuredly. You can also choose to treat your stretch marks with creams or ointments but often they only work superficially. This is why stretch marks removal treatment UAE employs the pioneering research and advanced thinking of one of the largest teams of dermatologists who work solely towards solving this seemingly unsolvable challenge.

There are several ways you can approach stretch marks removal treatment UAE. One of these treatments is the laser stretch marks removal treatment. In this procedure, laser energy is used on your skin infractions to induce elastin production and helps the skin appear tighter and more even in texture. Several therapies are available for the removal of stretch marks. These include mesotherapy and carboxytherapy among others.

How does the removal of stretch marks benefit you?

Medical procedures and therapies for the removal of stretch marks may benefit you in the following ways:

These procedures are non-invasive and thus offer a stress-free treatment without the involvement of incisions or stitches.
Getting rid of these unwanted streaks on your skin will help you feel less conscious and more satisfied with your appearance.
These treatments help your skin appear smoother and tighter than before. They also help enhance the texture of your skin.

How should you prepare for such a treatment?

Before opting for any sort of treatment, it is imperative that you consult your designated doctor or a qualified cosmetic surgeon. After consultation, your doctor may advise you to do certain things to better prepare for your upcoming treatments. You may be instructed to:

Hydrate yourself and drink water almost twice as much as you normally do.
Gently cleanse and wash your skin regularly to avoid any complications.
Steer clear of alcoholic beverages and tobacco for a minimum of 14 days before your treatment.
Be sincere and truthfully consult your physician regarding any allergies, medications or habits that you may have.

What should you expect during the procedure?

Stretch marks removal treatments are usually swift and hassle-free. They may take approximately twenty minutes. In laser therapy treatment, for instance, you can expect a mechanism that radiates laser energy that breaks down the stretch marks and enhances collagen production, thereby making the targeted skin smoother and clearer. Most importantly, with these treatments, you run zero risks of any scarring or complications.

What should you pay attention to during post-care?

Aftercare is the most important part of any procedure or treatment. It is crucial to maintaining long-lasting results. After your procedure, you may be advised to take care of the following things:

You should avoid applying any cosmetic product to the treated area of the skin.
In case you experience any irritation or itching, you should avoid showering for at least 24 hours as the water can worsen the itching.
You should continue to avoid alcoholic beverages and tobacco as they tend to slow down the healing process.
You should avoid any other type of skin treatment for some time.

FAQs:

What is the estimated cost of stretch marks removal treatment UAE?

Stretch marks removal treatment UAE may cost between 699 AED and 800 AED.

How long is the recovery period?

The recovery period after a stretch marks removal procedure is approximately 4-5 days. In case you face any complications from your treatment, it may take longer to heal.

Why are Unit Linked Insurance Plans, ULIPs, Better Than Mutual Funds?

Unit linked insurance plans offer the benefits of life coverage and capital appreciation from market-linked investment. The best ULIP plan in India is the right mix of insurance coverage and investment policies.

Mutual funds are investment tools that pool funds from several investors with the same objective and invest in securities of several companies.

Reasons why ULIPs are better than mutual funds

A ULIP is having lower returns in comparison with mutual funds. Unit linked insurance plans are bound to pay the sum assured to the policyholder irrespective of the benefits gained for an investment. The debt mutual funds offer slightly lower returns than equity mutual funds.
According to Section 80C, the premiums paid towards ULIPs are deducted from your taxable income. But for mutual funds, only equity-linked saving schemes offer a tax deduction.
The best ULIP plan has a lock-in period of 5 years, so you get a longer investment horizon, where you save up little and allow capital appreciation in the long run. But Mutual funds are having one year lock-in period. This increases liquidity but restricts meeting the long term investment goals.
With ULIPs, you get life coverage, where the company pays a death benefit to the family due to the sudden death of the policyholder within the policy period. No such insurance plans are attached with mutual funds.
ULIPs are less risky than mutual funds.
The fund management charges for mutual funds are higher than ULIPs.

Both insurance and investment plays an important role to cope up with the rising living standards of the people. But both these instruments have different purposes. Therefore, buying them separately with professional advice is recommended.