Bid Farewell To Frequent Bouts Of Flu With This Medicine For Sore Throat

Kadha, an ayurvedic concoction generally recommended for flu, is a powerful remedy for sore throat. It is a strong drink people enjoy when they come under extreme weather.

Everyone wants to avoid allopathic medicine, especially for minor health issues like flu. If you belong to this group, there is good news, kadha.

The concoction is a mix of tea and aromatic spices. People, in general, add honey to reduce its heat. Users claim that it is the best medicine for sore throat and cough. If the remedy fails to control the discomforts, you may need to consult a doctor.

Preparing this throat pain remedy at home

Preparing kadha at home is a breeze. For this, these ingredients will be needed:

  • Holy basil or tulsi leaves
  • Spices: cloves, black cardamom, green cardamom, cinnamon stick, fennel seeds and nutmeg
  • Carrom seeds
  • Ginger
  • Water
  • Honey
  1. Crush black cardamom, green cardamom, cloves, carom seeds, fennel seeds, cinnamon stick, and pestle.
  2. Take a pot of water and add crushed spices, freshly crushed black pepper powder, tulsi leaves, nutmeg, grated ginger and honey.
  3. Mix it well and let it boil in low-medium flame for 7-10 minutes.
  4. Pour the hot drink and serve it hot.

You may use other spices or the things like turmeric as required. 

Health benefits 

Kadha, for cold and cough, is an effective home treatment. It is an excellent immunity booster. Other benefits vary based on the ingredients you choose. Here is what you receive as per the ingredients described here: 

  • Tulsi leaf de-stress and rejuvenate your mind, lower inflammation, reduce joint pain, lower cholesterol and relieves an upset stomach.
  • Cloves are rich in nutrients. They destroy germs, protect you from cancer, are suitable for your liver, protect your bones and cure stomach ulcers.
  • Black cardamom improves digestion, protects your heart, regulates the acidity in your stomach and is suitable for your liver.
  • Green cardamom is rich in antioxidants, helps your body fight off cancer, refreshes your breath, reduces inflammation, improves the use of oxygen and regulates your blood sugar.
  • Cinnamon slows the onslaught of the ailments like dementia, lowers blood sugar, prevents multiple sclerosis, protects your heart, heals wounds and protects you from HIV.
  • Fennel Seeds improve your breath, regulate your blood pressure, boost digestion, improve lactation, offer relief from asthma symptoms, purify your blood, and protect you from cancer.
  • Nutmeg is delicious and nutritious. It reduces inflammation, destroys bacteria and is rich in antioxidants.
  • Carom seeds lower cholesterol, contain anti-bacterial properties, lower blood pressure, offer relief from peptic ulcers and other digestive issues.
  • Ginger contains powerful medicinal properties. It is an effective treatment for different types of nausea. It protects your heart, lowers blood sugar and slows the onslaught of osteoporosis. It also improves digestion and is a powerful treatment for menstrual pain.
  • Honey heals wounds, protects your heart, is rich in vitamins and antioxidants, and is a powerful cough treatment for children.

Side effects 

Kadha is one of the best remedies for throat pain. But too much of anything defeats its purpose. Kadha is a spicy drink that generates lots of heat in your body. If consumed in excess, it will cause health issues like acidity and nose bleeding. Those with Pitta dosha are advised to practice utmost caution when having kadha. 

Dosage 

If you are someone with Kapha dosha, you will do well to have three times a day. The ingredients should be moderate. And those with pitta dosha should practice utmost caution when having this drink. They should avoid having it more than once a day. And those who have Vata dosha can have kadha two times a day. They should avoid drinking it on an empty stomach. Doing it may cause dryness. 

Remember, one serving of this drink should not exceed 50ml.

If you drink in moderation, kadha is an effective throat pain remedy. Not having this drink is like depriving your body of the health benefits it offers. 

Drink kadha during winter. It will heat your body, and you will feel better. 

Have kadha when your throat feels sore. A few servings are enough to help you feel better.                                   

Here Is Something That Every Automobile Consultant Recommends to The Client

Change is the only constant thing in life. It can come in any form. Financial or medical emergencies, accidental death, permanent disability, illnesses that affect the quality of life; the list is endless. The only tool that can come handy in such instances is a saving plans. It is, in fact, the first thing you should prioritize from the day you start earning on your own. Every individual is unique; so are his requirements in life. Even then, keep the following things in mind when going for a term insurance plan:

  • It should offer your family the security it needs: Your policy should offer some kind of benefit if you happen to have an untimely death. You may consider your income and the number of people dependent on you when choosing a policy.
  • Be mindful of the inclusions and exclusions: Every policy will have its own terms and conditions. Read the fine print with care and understand what it covers and what it does not.
  • Know the restrictions: Restrictions are the conditions the insurance provider attaches to a policy for the beneficiary to be able to enjoy its benefits. Being unaware of this may result in denial of claims. It may even prove expensive for you in the long run.
  • Calculate The premium, amount and tenure: Consider the premium of the policy you choose. It should stay within your budget. You should also receive premium waver from time to time. The cover available or the amount will depend on the premium you plan to pay. Calculate your requirements and choose one accordingly. Longer the tenure, higher the returns will grow. Go for the longest tenure you can handle.
  • Check the claim settlement ratio: This is the time when your loved ones realize the extent of protection you have set up for them. Miscalculations here will destroy all your efforts here. Check the number of claims settled in proportion to the claims filed. This, in fact, deserves utmost importance along with the terms and conditions of the policy you choose.

An option, a must-have saving insurance plan for you, offers the best one can have for the feature mentioned above.

Term life insurance

Term life insurance is something no one can afford to forego. You may choose the premium based on the amount you want to have. And at the end, you receive a lump sum as mentioned in the policy. Go for it, and you avail the benefits given below:

  • It gives you a higher sum at an affordable cost

Term life insurance is the most affordable among the insurance policies available today. The policy features easy-to-follow terms and conditions. The earlier you avail of this coverage, the lower its premium will be. Your sum assured, too, grows higher if you go for a longer tenure.

  • Whole life policy

Term life insurance is the longest form of insurance protection you can have. It can come up to a maximum of 99 years. It also pays out the whole sum amount in the instance of accidental death.

  • Critical illness policy:

This is one of the best saving insurance plan you can have. Certain insurers offer it as an add-on to your current policy. Go for it, and you will have the rest you need with peace of mind.

  • It is exempt from income tax:

If you are on the lookout for a saving insurance plan, term life insurance is the one for you. Section 80 C of the Income Tax Act allows you to claim tax exemption on the premium paid for life insurance. The maximum cap here is INR150000. The same is applicable to the maturity benefits certain term policies offer. This is available in Section 10 (10D) of the Income Tax Act.

  • Continuation of the plan:

This is the thing that sets term insurance above the others of the kind. Other plans expire if you fail to pay the premium on time. But with the term plan, only the sum assured reduces. The actual plan goes on with a lowered return.

Finally, the premium gets locked when you choose a certain term insurance policy. It implies that the cost of your policy remains the same throughout the whole tenure of the protection you avail. Go for term insurance. That is the best saving insurance plan one can have, irrespective of one’s age or occupation.

You Might Want to Dump Your Current Bath and Bed Linen After Seeing a Wonderful Collection

The relevance of beautiful bath linen in uplifting the mood

Having a relaxing bath brings calm and peace to the ever so wandering mind that needs to settle down. There is nothing like it if there is a good reminder that soothes the mind while having a bath. Bathrobe designs and patterns are so diverse and pleasant that it makes a great mood enhancer to take on the rest of the day with enough energy.A great variety of bath towels online awaits each bath towel enthusiast or user to wrap them around them.

Are the quilts and bedsheets at home offering enough beauty and style?

All see the linen at home, and everyone gathers the mood of the furniture or bed based on what is on it. Making a presentable bed with a pattern, fabric and print that represents the users own style and preference is a great way to go about it. If the linen in the beds don’t justify the taste and the mind of the user, maybe it is time to dump it. And to get new ones that represent one’s the true self in every detail on the bedsheet and quilt used.

May be the current bath and bed linen being used are out of style.

Everyone needs a wonderful collection of baths and bed linen that reflects their style, true love and likes. Just about any piece of cloth that fits the bed or the body is most likely not the best way to justify their impact. Search or buy quilts online to see the wide variety that they offer and how vibrant or soothing it makes the entire home look. Merely typing ‘bathroom mats online India’, ‘bathrobe online India’ and ‘buy quilts online India’ will present so many links on the first page on google that it will be hard to pick one.

Making a design plan mentally to create a fine collection of bath linen

After seeing such a wide collection of beautifully crafted bath linen, it is imperative to go buy bath towels, bathrobes, bathroom mats and all other bath linen at once. The sooner and collectively they are bought, the more likely they can blend and complement each other. These pieces put together keeping the colours, size, pattern, fabric and brand in mind will bring forth an absolute collection. All that is to be done is mentally forming a blueprint of what will make the cut for the user will actually help assemble them.

Think about the favourite color, print and fabric for bed linen

Bed sheets are of various materials, weave, size, and quality for each weather, need user, and likes. So, no need to stick to a fixed pattern for years with having no newness being brought to the home. One might go for a single or double bed sheet online shopping to see how dazzling the collections in those platforms are. Be it cotton, silk, satin, polyester, linen or anything else; the collection is endless online and in shops.

Sometimes the previous bath and bed linen never get replaced

In some households or apartments, old or long term bath and bed linen stay in their place for decades. Some don’t think of it as that huge a deal to replace them with new bath towels, bedsheets, bathroom mats, quilts etc. This might be unfair on the mind of the user that is ever-evolving with refined tastes and ideas. How about a simple search gets made online on the phone or computer to see what the shops have to offer?

There are colours from pastels to solid and darker shades combined with rich prints and embroidery that will turn the bath and bed linen at home around. Based on the desires, taste, feel of the home and needs of the users, each can get their own favourite bath and bed linen to change and use regularly. This will keep each one happy and want to get going with their day’s work, seeing such variety in their collection. Try it, see the difference it makes to each member at home, and thank this decision later.

Chemical-Free Products On Your Mind? Try This Hack Before You Buy

The amount of our chemicals and toxins present in the many products we consume, especially personal care, skin care and beauty products can be truly overwhelming. In fact, a lot of such chemicals and toxins have been linked to various chronic health conditions. This has led to a growing awareness among discerning consumers to replace chemical-laden products with chemical-free products. In fact, it has led to the growth of brands such as Mamaearth; Mamaearth products are known for their chemical-free properties and natural ingredients to address common problems such as hair fall, dandruff, etc.

In fact, Mamaearth products designed for hair, such as Mamaearth onion hair oil, Mamaearth shampoo, Mamaearth onion shampoo, and Mamaearth soap, are some of the most popular products from the brand. Similarly, there are several other such brands that offer chemical-free products for your hair and skin apart from beauty requirements.

If you have been contemplating chemical-free products and brands for a while, here are is smart hack to consider to ensure a highly satisfying shopping experience – shop from online skin care products that offer trial products. Yes, you read that right. There are exclusive apps in the market that allow you to buy a product of your choice for free against the points you might have earned. This ensures you don’t end up spending on chemical-free products that don’t give you results or aren’t as effective as you would like them to be.

However, for this hack to work well, there are a few things you need to consider:

Consider product relevance

Before you opt for a trial product from a brand such as Mamaearth, consider how relevant the product is to your exact requirement. For instance, should you opt for the regular Mamaearth shampoo or Mamaearth’s onion shampoo given your hair condition? Answering such questions can go a long in ensuring you don’t just end up trying a chemical-free product because it seems to be extremely popular but because it is likely to resolve your current challenge. In fact, you should be twice as careful about this while opting for a trial product from a personal care and skin care app since as many as 67% shoppers end up choosing an irrelevant product for trial.

Factor in brand certification

It can be difficult to narrow down your options when it comes to choosing the right chemical-free products for trials given the many brands out there. However, this is where it becomes important to apply a few filters; being chemical-free doesn’t mean a brand or product is safe. Instead, it is important that you consider if the brand in question has been well-certified by Indian and global associations for safety standards. For instance, when you opt for a brand such as Mamaearth and any of its products, ranging from the Mamaearth soap to the Mamaearth hair oil, you can be assured that they are well-certified. And irrespective of the results they deliver for you, they will be safe for use. Similarly, a lot of other chemical-free homegrown brands come with the highest quality control and global certifications.

Give adequate time for results

For any product to deliver results, it requires a bit of consistent use and time. And this is even more true for chemical-free products since they are less harsh and hence, will require at least a couple of weeks before your hair and skin looks and feels different. Hence, if you decide to opt for products from brands such as Mamaearth and the likes, make sure you don’t expect overnight results. This will only set you up for disappointment. Instead, be patient and consistent with your trial products, and then go ahead and make a paid purchase.

To summarize, products trials from exclusive apps can be a great way to switch to chemical-free products. However, you need to be mindful of the above factors for a fulfilling experience.

Step By Step Procedure To Apply For An Instant Credit Loan

In case of any emergency, you might need funds at concise notice. Then, you must go with an instant credit loan that might help you fund your requirements. You can also use a loan appto apply for short-term loans for your personal use. You can avail of this instant credit lineboth online and online. Several fintech firms are granting these short-term loans via a loan app. So you can try that or reach out to your bank to get instant credit. However, if you go to a bank, you will have to complete various formalities to get an instant credit loan.

Steps to get an Instant loan

There are several simple steps that you must follow to get your instant credit loan. You can also check these steps on your loan app.All the steps needed to get an instant credit lineare listed below:

Step 1: Check the Eligibility Criteria

Before applying for an instant loan, you must check the eligibility criteria for getting such a loan.

  • You must be at least 21 years old to apply for instant credit. In addition, your age should not exceed 65 if you plan on getting instant recognition.
  • You must be a resident and a citizen of India.
  • You must have all the necessary documents needed to apply for a loan.

Step 2: Check the charges and interest rates

Before applying for a personal loan, you must check the charges that come with your loan. The rate of interest that will be charged will depend on your creditworthiness and credit score. The interest rate can be anywhere between 10% to 36%. You will also have to pay a processing fee for your instant loan.

Step 3: Calculate your EMI

You might need the funds immediately, but you might not have the funds to pay back the amount directly. Therefore, you must calculate your EMI before you apply for the loan. There are EMI calculators on the loan appthat you can use to calculate your EMIs.

Step 4: Check the documents required

Even for an instant loan, you will have to submit all the documents that the bank mandates. Some of these documents are:

  • Passport Sized color photographs
  • Proof of Residence
  • A duly filled loan application form
  • Identity proof can be an Aadhar card, Driver’s license, etc.
  • Salary slips

You can contact your bank for a comprehensive list of documents or check the loan app.

Step 5: Fill the application form

You will have to duly fill your application form if you want the instant credit to be processed. You can visit the loan application page and fill out the form. You will have to make sure that you fill in all the details correctly. Once you enter all your details, click on ‘Next.’ You will now get an option to enter all of your employment details. Post that, fill in all of your bank details and upload copies of all your documents. Click on ‘Submit’ to submit your form. Once the loan gets approved, you will receive the amount in your bank account.

Conclusion

You can quickly get an instant credit loan using a loan app or contacting your bank. An instant credit line will help you meet your immediate personal fund requirements. You can then pay back the entire loan amount in small installments. Generally, the amount you get via an instant credit loan is small. You can quickly repay the loan in a matter of months. Make sure that you use a dedicated loan appthat charges you a reasonable interest rate.

TDS For Safe Drinking Water: Here Is A Complete Guide

Water is the elixir of life. The purer it is, the healthier man can live.

The mineral water available today is not as pure as a health-conscious person wants it to be. Lots of contaminants and chemicals from the land and atmosphere pollute it. If not treated well, the water you drink may prove dangerous for your health.

When it comes to an understanding the components that purify waters, TDS deserves utmost importance.

What is TDS for safe drinking water?

TDS stands for Total Dissolved Solids. TDS indicates the level of dissolved particles in the water. These are inorganic substances like calcium, magnesium, chlorides, sulfates, bicarbonates etc. The presence of these substances impacts the taste of your water. If the water in your home tastes salty and difficult to consume, it has a high level of TDS in it. The higher the TDS level is, the more difficult it is to drink water without purification.

Why measure TDS for safe drinking water?

You may test to know the TDS level in the water. These things are to be considered for the TDS for safe drinking water:

  • It will taste different: High levels of TDS affect the taste of water. It will taste bitter or salty. The taste will depend on the substances present in the water.
  • Because you care for your health: TDS for safe drinking water, even high, does not cause any health issues. But the presence of copper may defeat the purpose.
  • To use it for cooking: Even though a high TDS level does not cause any issue, it may affect the taste of the food being prepared.
  • To use for cleaning: High levels of TDS in water leave spots in the utensils. It affects the colour of your clothing. It clogs your tubs and sinks.

Reducing the TDS for safe drinking water

Even though TDS is healthy, you cannot leave it like that. The presence of them in higher levels may cause certain complications. Given below are a few ways to reduce TDS for safe drinking water:

  • Distillation: This is the most convenient way to reduce TDS for safe drinking water. It requires an apparatus generally found in laboratories. You also need boiling water for this purpose. The vapour comes to a cool surface and returns as cool water. The TTS does not evaporate. Thus, the water gets filtered.
  • Use a Reverse Osmosis filter: An excellent-quality RO water purifier is considered to be the most effective option to reduce TDS for safe drinking water. The filter removes germs and other substances and makes your water ideal for drinking. But the process wastes lots of water in the process. The best option is to go for a Bisleri water purifier. You may even go without one. But for that, you need to make sure that heavy metals are not present in the water you consume.
  • Boiling: If the hardness is temporary, boiling will remove it. Certain minerals in TDS combine and harden water. This type of hardness is temporary. And you can remove it by boiling it. But if the hardness is permanent, you need to resort to other strategies to purify it.
  • Purification using herbs: Reducing TDS for safe drinking water is quite effective. And you can do it without any difficulty. Take neem leaves, Vetiver root, Tulsi leaves and Lemon peel. Wash them with formaldehyde wash and acid-alkaline wash. This removes dust and other particles from them. Afterwards, wash them with distilled water. Dry them and grind. Put the power in the water to be purified.

Have Bisleri water purifier; save time and money through automation.

How to Buy Rugs Online: Make the Right Choice

It’s always a smart choice to buy rugs online, whether you want to save money or don’t have any decent outlets nearby. Adding a rug is a simple way to transform a room and update your floors. Among your options are a neutral grey rug, a rug with a bold floral pattern, or maybe even a shaggy rug. When purchasing a rug for your home, you should consider many factors, including the size, theme, and type of room you have. Here are some basic tips for buying rugs online to save you time and avoid confusion. By following these guidelines, you are sure to make the right choice when you buy rugs in Dubai.

1. Room personality: Rugs fit different areas in different ways. It is wise to choose a rug that is hardwearing and easy to clean for hallways and kitchens, as those areas tend to see more foot traffic than bedrooms or living rooms. The darker the rug is or, the more patterned, the better as patterned or dark colored rugs will show fewer footprints between cleanings. To buy rugs for any room, it is essential to understand its style and design.

2. The right size matters: You should measure the dimensions of the rug once you’ve decided where it will be placed. To choose what size rug to buy, you will need to know the area of the room. Choosing the correct size rug for your room can be achieved by following a few simple rules:

  • Measure the area you want to cover with the rug.
  • Examine the shape of the room and decide which rug shape will provide the perfect centric look.
  • Assess which furniture’s feet should be on top of the rug.
  • Trace the rug area clearly on the floor.

3. The right material: Wool, silk, viscose, polyethene, and many other materials are used in carpets. The best carpets, though, are wool and fibre, as well as silk carpets. Also, natural fibre carpets, such as wool and silk, are more expensive than synthetic fibre carpets. The use of these materials increases the price of a carpet. It’s time to decide whether you want the best in luxury and finesse or if you prefer a durable and affordable carpet. Woollen carpets are more durable, dust and allergen resistant than silk carpets, and allure than silk. Synthetic carpets are also more cost-effective than wool.

4. Color is important: In carpet selection, colors play a significant role because the bright and bold ones make a room feel warm, while the light and pastel colors make it look bigger and airier. Keeping your room theme in mind is another thing to keep in mind when picking colors. Rugs’ colors should match the colors of the surrounding interiors. 

As rugs are not commonly purchased, they are an investment, and therefore it is advisable not to compromise on their quality. Rugs enhance the aesthetics of a house in a way that nothing else can. Rugs can unify all elements of a room and be unified by a rug, which can be used to create a focal point of interest, provide comfort, and enhance the room’s look.

How Do SIP Calculators Help You Achieve Your Financial Goals?

You have financial goals and funds, but you are perplexed about how you should invest them. This article will teach you how SIP calculators assist you in accomplishing your financial objectives by investing your hard-earned money in the right direction.

Let’s look at what a SIP (Systematic Investment Plan) is before we get into the notion of SIP calculators.

What is SIP (Systematic Investment Plan)?

A SIP is a mutual funds vehicle that allows participants to invest regularly using a step-by-step strategy. It operates similarly to recurring deposits at the bank or post office when you make a little monthly deposit. The only distinction is that mutual funds are invested in the stock market. The minimum investment amount can be as low as Rs. 100, with a frequency of usually monthly or quarterly.

Benefits of SIP

SIP is a well-known means of investment that assists you in meeting your financial goals in a structured and effortless manner. In addition, it provides multiple other benefits as mentioned below:

  • Infuse habit of savings.
  • Flexibility – With no penalty for foreclosure, you can flexibly commence or close a SIP.
  • Diversifies market risk by investing in different industries/ sectors.
  • Convenient – SIP provides hassle-free investment without visiting the AMC office or depositing a cheque every month. With SIP, your money gets auto-debited from your bank account on a chosen date. 
  • Low investment amount – In India, SIP starts with just Rs. 500 per month.
  • A SIP made as an ELSS fund helps save income-tax under the Indian income-tax laws.

How Do SIP Calculators Help You Achieve Your Financial Goals?

Say, for instance, you have started your career as a working professional. Post 4-5 years of experience, you want to enhance your academic skills with some value-adding courses. To pursue the course, you need an amount of Rs. 5 lakhs after four years. Savings in a regular savings bank account will fetch you interest of not more than 4-5%. SIP is one of the easiest investment ways to fetch you good returns.

With SIPs, you can invest your funds at a frequency (usually monthly) suitable to you. Here comes the role of SIP calculators. The SIP calculator shows you how much your investment will be worth after a particular number of years.

You must insert the amount you want to invest in monthly SIP installments. Fill in the term you want to invest for and the projected rate of return. The SIP calculator displays the investment’s value after the SIP period.

It’s a piece of cake to use a SIP calculator. You need to follow a few simple steps to calculate the amount of investment required in your SIPs:

  • Select the purpose/ financial goal, e.g., purchase of home, retirement, child’s education, child’s wedding, etc.
  • Enter the amount you need to achieve your financial goal.
  • Choose the period of your SIP.
  • Choose the projected rate of return/ inflation rate.

The SIP calculator will present the amount to be gathered at the conclusion of your SIP term. It will also display the amount you need to invest monthly. SIP calculators not only make you achieve your financial goals easily, but you can plan your investments strategically with the required rate of return/ inflation rate.

Conclusion

SIP investing in mutual funds is one of the most effective strategies to achieve a decent return on your money. Using the PGIM India MF SIP interest calculator, you may receive an estimate of how much you’ll need to invest on a regular basis to reach your financial objectives. 

Why online shopping is the best mode of retail indulgence?

Technological progress has reached new bounds throughout the world. It has created convenience and practically revolutionized the way in which we shop. Online shopping has become a norm, more so due to the several advantages it provides. Many brands throughout the globe have shifted to e-commerce, and even more so now since the unprecedented situation hit us. If you are thinking of visiting a women’s clothing store, men’s clothing store, or even buying some kids clothes, you don’t need to step outside. You can engage in online shopping and get the best possible products, deals and services right from the comfort of your own home. Virtual online clothing stores allow people to shop pressure-free and also offer way more varieties than that a physical store would provide. Both businesses, as well as personal shopping customers, choose to indulge in online shopping to get the most of their money as well as utmost comfort and convenience. Many advantages are associated with online shopping in India, which we will mention in detail, so whether you want to buy, clothes, shoes, gifts, gadgets or just about anything else, it can be done with ease online.

Key Benefits of Online Shopping

Stated below are prominent advantages of online shopping.

1. Convenience

People are busy with work and running errands on a regular basis, so adding a shopping list can sometimes eat into the time, making one irritable. With the online shopping facility, all you have to do is log on to the desired website from your laptops, phones or tablets and select the items you want. This gives you ultimate convenience as you can purchase whatever you want within minutes without running to stores and wasting time.

2. Variety

No matter how big a store is, it can never house all the products it has. With the availability of a website, it can display every single product of its brand from which you can choose easily. Colours, sizes, styles, prices can all be compared, after which you can make a final decision to buy whichever items you want.

3. Time-Saving

Making the time to go to a store, pick the item you want, wait in line for trail rooms, try on items, then stand in another line to make payments can take up a few hours in the day. A lot of the time saved can be utilized to do more productive things as shopping online is likely to take less than fifteen minutes. You have the option to filter your searches based on colours, types of clothes, sizes and price, so you are only sent shortlisted items. Time is money, and you can save copious amounts of it when buying things on the internet.

4. Easy Returns

Having to go back to a store to return an item due to some fault is a real tedious job. Standing in lines and being asked questions by the accountant would also be annoying. With online shopping, you can order the items and then try them out. If they don’t look right or fit right, you can return them easily. All you have to do for most sites is fill out the returns or exchange form or even send them an email, and they come and pick up the product at no additional cost.

5. Cost-Effective

With online shopping, you save money that was supposed to be spent commuting to physical stores and become privy to many deals, discounts, and offers. Most brands offer higher discounts when shopping from their website, which can also be clubbed with gift vouchers, saving you a scrumptious overall amount. This is because their overheads such as rent and maintenance of stores are cut out, and they can give better pricing to their customers.

So, to sum it all up, with offerings such as convenience, cheaper costs, time-saving, easy returns policy and a larger variety of options, why would you not want to shop online? It has only pros involved, and you can order as many times as you please. Christmas, New Year’s Eve, Diwali, Holi, Raksha Bandhan and every other festival can now be spent better with online shopping so you can dazzle in your new avatar with pride.

Make every transaction rewarded through Platinum Credit Card

The ubiquitous credit card has superseded debit cards and allows users to buy merchandise, air tickets, hotel rooms, and use several amenities. It also requires little to no interest, provided the money is paid back within the stipulated period.

There are several consumer protection acts such as the credit card accountability responsibility and disclosure act passed by the United States Congress and a Dodd-Frank Wall Street Reform and consumer protection act that are now providing protection to consumers from credit card companies ever since the credit card system was introduced in the early nineties. Consumers have felt safer to use credit cards, and the market in credit cards are now a multibillion-dollar business around the world. Only United States residents spent US $830 billion during 2020.

Eligibility for this coveted card

Credit cards have higher values, and the platinum credit card is the most valued credit card with the most facilities and has more facilities than gold credit cards.

A customer becomes eligible for a platinum credit card when he or she has a credit score of at least 720 and an income of US$ 50000.

The Benefits

Platinum credit cards in the UAE come with a large number of incentives that include cashback, rewards on purchases, access to special lounges in airports, free or heavily discounted movie tickets, discounted amusement park tickets, cashback and discounts on cab rides and reward points on almost every transaction.

Platinum credit cards in the UAE can help their users earn upto AED 400 every month on a minimum charge of AED 2500 from their platinum card in supermarkets across the country. Users of platinum credit cards in the UAE are assured of 25% extra reward points on every transaction. Travel benefits of platinum cardholders include 2 free airport transfers every year. The other benefits include buy 1 get 1 offers on purchases as well as credit card charges to lifestyle and entertainment options.

The other benefits of using platinum credit cards in the UAE include credit shield insurance to wave off outstanding balances during emergency situations or unforeseen events. The platinum debit card also offers emergency cash assistance of up to AED 2000. A zero balance transfer rate is allowed during the first year of using platinum credit cards in the UAE.

The scheme of reward points and cashbacks assures users of platinum credit cards in the UAE to get rewarded with every transaction. Many online e-commerce sites, online stores, restaurants and shopping malls in the UAE offer extra benefits to users of platinum credit, and they are rewarded extra in addition to the standard incentives that come with the card. Some of the companies that offer extra privileges and incentives to users of platinum credit cards in the UAE include Club Vistara, Fortune wings club, Turkish airlines miles and smiles, Jumeira One, British Airways executive club, Avianca Lifelines, Wyndham Resorts, BIG rewards and Aeroplan.    

There are other benefits such as heavy discounts on golf. There is accident insurance and even roadside assistance. There is protection from fraudulent transactions. There are unusual and unexpected benefits such as extended warranty on electronic items, appliances and other products. This extended warranty is double the amount of warranty normally given by manufacturers.  

Too good to resist

The vast array of cashbacks, discounts, reward points, extended warranties, free rides and free tickets

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